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Letter Template (Free Word)","https://templates.business-in-a-box.com/imgs/250px/293.png",{"url":924,"label":925,"thumb":926},"/template/request-for-credit-information-D276","Request For Credit Information Template (Free Word)","https://templates.business-in-a-box.com/imgs/250px/276.png",{"url":928,"label":929,"thumb":930},"/template/request-for-instructions-on-deferred-collections-D228","Request For Instructions On Deferred Collections Template (Free Word)","https://templates.business-in-a-box.com/imgs/250px/228.png",{"url":932,"label":933,"thumb":934},"/template/request-for-payment_credit-line-exceeded-D230","Request For Payment Credit Line Exceeded Template (Free Word)","https://templates.business-in-a-box.com/imgs/250px/230.png",{"url":936,"label":937,"thumb":938},"/template/request-for-proof-of-merchandise-return-D1123","Request For Proof Of Merchandise Return Template (Free Word)","https://templates.business-in-a-box.com/imgs/250px/1123.png",{"url":940,"label":941,"thumb":942},"/template/request-proposal-for-credit-facility-D298","Request for Proposal for Credit Facility Template (Free Word)","https://templates.business-in-a-box.com/imgs/250px/298.png",{"url":944,"label":945,"thumb":946},"/template/request-for-refund-of-duplicate-payment-D456","Request for Refund of Duplicate Payment Template (Free Word)","https://templates.business-in-a-box.com/imgs/250px/456.png",{"url":948,"label":949,"thumb":950},"/template/request-for-replacement-of-check-on-pending-order-D231","Request For Replacement Of Check On Pending Order Template (Free Word)","https://templates.business-in-a-box.com/imgs/250px/231.png",{"url":952,"label":953,"thumb":954},"/template/request-for-verification-of-receivable-during-audit-D458","Request For Verification Of Receivable During Audit Template (Free Word)","https://templates.business-in-a-box.com/imgs/250px/458.png",{"url":956,"label":957,"thumb":958},"/template/request-to-bank-for-extension-of-time-D459","Request to Bank for Extension of Time Template (Free Word)","https://templates.business-in-a-box.com/imgs/250px/459.png",{"url":960,"label":961,"thumb":962},"/template/request-bank-to-wire-funds-D294","Request to Bank to Wire Funds Template (Free Word)","https://templates.business-in-a-box.com/imgs/250px/294.png",{"url":964,"label":965,"thumb":966},"/template/request-bank-to-close-account-D292","Request to Close Bank Account Template (Free Word)","https://templates.business-in-a-box.com/imgs/250px/292.png",{"url":968,"label":969,"thumb":970},"/template/request-to-contact-credit-manager-on-past-due-account-D234","Request to Contact Credit Manager on Past Due Account Template (Free Word)","https://templates.business-in-a-box.com/imgs/250px/234.png",{"url":972,"label":973,"thumb":974},"/template/request-increase-of-credit-limit-D297","Request to Increase Credit Limit Letter Template (Free Word)","https://templates.business-in-a-box.com/imgs/250px/297.png",{"url":976,"label":977,"thumb":978},"/template/response-to-invoice-received-after-payment-D1340","Response To Invoice Received After Payment Template (Free Word)","https://templates.business-in-a-box.com/imgs/250px/1340.png",{"url":980,"label":981,"thumb":982},"/template/return-of-late-payment-and-denial-of-discount-D235","Return of Late Payment and Denial of Discount Template (Free Word)","https://templates.business-in-a-box.com/imgs/250px/235.png",{"url":984,"label":985,"thumb":986},"/template/revenue-models-and-metrics-guide-D12960","Revenue Models and Metrics Guide Template","https://templates.business-in-a-box.com/imgs/250px/12960.png",{"url":988,"label":989,"thumb":990},"/template/revenue-recognition-policy-D13766","Revenue Recognition Policy Template (Free Word)","https://templates.business-in-a-box.com/imgs/250px/13766.png",{"url":992,"label":993,"thumb":994},"/template/revolving-credit-agreement-D14051","Revolving Credit Agreement Template (Free Word)","https://templates.business-in-a-box.com/imgs/250px/14051.png",{"url":996,"label":997,"thumb":998},"/template/reward-for-prompt-payments-D237","Reward For Prompt Payments Template (Free Word)","https://templates.business-in-a-box.com/imgs/250px/237.png",{"url":1000,"label":1001,"thumb":1002},"/template/how-to-create-sales-forecast-for-new-product-D12567","Sales Forecast for New Product Template (Free Word)","https://templates.business-in-a-box.com/imgs/250px/12567.png",{"url":1004,"label":1005,"thumb":1006},"/template/sales-invoice--excel-D382","Sales Invoice Template (Excel) (Free Word)","https://templates.business-in-a-box.com/imgs/250px/382.png",{"url":1008,"label":1009,"thumb":1010},"/template/sales-invoice-D383","Sales Invoice Template (Free Word)","https://templates.business-in-a-box.com/imgs/250px/383.png",{"url":1012,"label":1013,"thumb":1014},"/template/sales-projections-D367","Sales Projections Template (Free Word)","https://templates.business-in-a-box.com/imgs/250px/367.png",{"url":1016,"label":1017,"thumb":1018},"/template/sales-receipt-D384","Sales Receipt Template (Free Word)","https://templates.business-in-a-box.com/imgs/250px/384.png",{"url":1020,"label":1021,"thumb":1022},"/template/secured-installment-note-D440","Secured Installment Note Template (Free Word)","https://templates.business-in-a-box.com/imgs/250px/440.png",{"url":1024,"label":1025,"thumb":1026},"/template/secured-lumpsum-promissory-note-agreement-D13041","Secured Lumpsum Promissory Note Agreement Template (Free Word)","https://templates.business-in-a-box.com/imgs/250px/13041.png",{"url":1028,"label":1029,"thumb":1030},"/template/settlement-offer-on-disputed-account-D460","Settlement Offer on Disputed Account Template (Free Word)","https://templates.business-in-a-box.com/imgs/250px/460.png",{"url":1032,"label":1033,"thumb":1034},"/template/shipments-held-until-past-due-balance-paid-D1129","Shipments Held Until Past Due Balance Paid Template (Free Word)","https://templates.business-in-a-box.com/imgs/250px/1129.png",{"url":1036,"label":1037,"thumb":1038},"/template/maximize-profits-in-your-side-business-effective-record-keeping-strategies-D13734","Side Business Record Keeping Template","https://templates.business-in-a-box.com/imgs/250px/13734.png",{"url":1040,"label":1041,"thumb":1042},"/template/simplified-employee-pensions-plan-D485","Simplified Employee Pensions Plan Template (Free Word)","https://templates.business-in-a-box.com/imgs/250px/485.png",{"url":1044,"label":1045,"thumb":1046},"/template/small-business-expense-report-D13396","Small Business Expense Report Template (Free Word)","https://templates.business-in-a-box.com/imgs/250px/13396.png",{"url":1048,"label":1049,"thumb":1050},"/template/worksheet_start-up-costs-D119","Startup Costs Worksheet Template (Free Word)","https://templates.business-in-a-box.com/imgs/250px/119.png",{"url":1052,"label":1053,"thumb":1054},"/template/strategic-investment-considerations-for-business-professionals-and-entrepreneurs-D13782","Strategic Investment Considerations Template (Free Word)","https://templates.business-in-a-box.com/imgs/250px/13782.png",{"url":1056,"label":1057,"thumb":1058},"/template/strategies-for-building-wealth-D13783","Strategies For Building Wealth Template (Free Word)","https://templates.business-in-a-box.com/imgs/250px/13783.png",{"url":1060,"label":1061,"thumb":1062},"/template/subordinated-loan-agreement-D12877","Subordinated Loan Agreement Template (Free Word)","https://templates.business-in-a-box.com/imgs/250px/12877.png",{"url":1064,"label":1065,"thumb":1066},"/template/term-sheet-for-series-a-round-of-financing-D472","Term Sheet for Series A Financing Template (Free Word)","https://templates.business-in-a-box.com/imgs/250px/472.png",{"url":1068,"label":1069,"thumb":1070},"/template/thank-you-for-payment-after-phone-call-D1316","Thank You For Payment After Phone Call Template (Free Word)","https://templates.business-in-a-box.com/imgs/250px/1316.png",{"url":1072,"label":1073,"thumb":1074},"/template/the-4-expenses-you-can-eliminate-to-avoid-unnecessary-spending-D13213","The 4 Expenses You Can Eliminate To Avoid Unnecessary","https://templates.business-in-a-box.com/imgs/250px/13213.png",{"url":1076,"label":1077,"thumb":1078},"/template/transmittal-for-collection-D239","Transmittal for Collection Template (Free Word)","https://templates.business-in-a-box.com/imgs/250px/239.png",{"url":1080,"label":1081,"thumb":1082},"/template/transmittal-of-account-to-collection-agency-D240","Transmittal Of Account To Collection Agency Template (Free Word)","https://templates.business-in-a-box.com/imgs/250px/240.png",{"url":1084,"label":1085,"thumb":1086},"/template/trial-balance-D368","Trial Balance Template (Free Word)","https://templates.business-in-a-box.com/imgs/250px/368.png",{"url":1088,"label":1089,"thumb":1090},"/template/vehicle-mileage-log-D314","Vehicle Mileage Log Template (Free Word)","https://templates.business-in-a-box.com/imgs/250px/314.png",{"url":1092,"label":1093,"thumb":1094},"/template/wire-transfer-instructions-form-D302","Wire Transfer Instructions Form Template (Free Word)","https://templates.business-in-a-box.com/imgs/250px/302.png",{"url":1096,"label":1097,"thumb":1098},"/template/withdrawal-of-credit-on-past-due-account-D279","Withdrawal of Credit on Past Due Account Template (Free Word)","https://templates.business-in-a-box.com/imgs/250px/279.png",{"url":1100,"label":1101,"thumb":1102},"/template/worksheet-cost-reduction-strategy-D14086","Worksheet Cost Reduction Strategy Template (Free Word)","https://templates.business-in-a-box.com/imgs/250px/14086.png",{"url":1104,"label":1105,"thumb":1106},"/template/worksheet_escrow-fees-D315","Worksheet Escrow Fees Template (Free Word)","https://templates.business-in-a-box.com/imgs/250px/315.png",["Reactive",1108],{"url":1109,"sections":1110},"finance-accounting",[1111,1119],{"intro":1112,"groups":1113},"\n\t\t\t\t### A Definitive Guide: Finance and Accounting Documents\n\n\t\t\t\tAre you looking for a solution to layout your financial documents carefully? Or are you searching to have a definitive guide to prepare finance and accounting documents? Unless someone comes from a finance or accounting background, preparing financing and accounting documents can seem like a daunting task. This guide will help you prepare your finance and accounting template documents with no difficulty.\n\t\t\t\t",[1114,1115,1116,1117,1118],"\t\n\t\t\t\t\t##### What is a Financial Template?\n\n\t\t\t\t\tA Financial template is a great resource to help you keep track of your assets, liabilities, income, and expenses. Financial statements comprise of five components, including a [balance sheet template](https://www.business-in-a-box.com/template/balance-sheet-D353/), statement of cash flows, [income statement template](https://www.business-in-a-box.com/template/income-statement-D363/), notes of financial statement, and statement of changes in equity.\n\n\t\t\t\t\tThe most used type of financial template is the income statement. This is considered a necessary sheet designed for all busines types. With the income statement template, you will classify the expenses according to the cost and finances you are dealing with. There are numerous things to consider while designing the income statement like selling expenses, products expense, productive delivery expenses, cost of the customer, and administrative costs. You can also report your net income through an income statement and other financial templates.\n\t\t\t\t\t\n\t\t\t\t\tUsing a financial template will help you manage any and every aspect of your finances in an efficient and organized manner. Business-in-a-Box offers over 2,000 business document templates, so there is no longer a need to create your Finance Accounting documents yourself. Simply pick and download your template, fill-in-the-blanks, and print.\n\t\t\t\t","\n\t\t\t\t\t##### Start with an Excel Financial Template\n\t\t\t\t\n\t\t\t\t\tAccounting and Finance management is an essential part of navigating a business. Without planning and management of finance documents, one cannot expect a business to succeed. It is quite easy for you to lose control over your business if you do not know where the money is going and coming from. For starters, the best tool to use is an Excel Financial Template.\n\t\t\t\t\n\t\t\t\t\tSome benefits of having an Excel financial template include:\n\t\t\t\t\n\t\t\t\t\t- Help maintain financial records and keep an eye on the financial activities of an organization.\n\t\t\t\t\t- It helps you avoid any legal issues and allows you to consider minor details.\n\t\t\t\t\t- This guides you in managing the business functions and gives an understanding of the cash flow.\n\t\t\t\t\t- You can create your master budget using the same time of Excel template.\n\t\t\t\t\t- Using a template helps you keep your business organized and ensures nothing goes unnoticed.\n\t\t\t\t","\t\t\t\t\n\t\t\t\t\t##### Essentials of Financial Statement Templates\n\t\t\t\t\n\t\t\t\t\tIf you want to know about the essentials of financial statements, you need to understand its main types. You might have heard about the statement of financial position, income statement, cash flow statement, and statement of changes in equity. There are some differences in financial statement templates depending on the type of statement and context. For instance, essentials required for the statement of financial position include assets, liabilities, and equity. However, if you are going to fill the financial statement template for an income statement, you need to consider the income ratio, expense rate, and profit loss criteria. Moreover, whether you are an entrepreneur, business owner, or manager, you must have a clear understanding of the balance sheet. This is the essence of the financial statement, and even the most minor mistake can ruin the overall calculation.\n\n\t\t\t\t\tIn the cash flow statement template, you might find several essentials in the form of operating activities, investing activities, and financing activities. Make sure you have reviewed all these aspects before working on the template. You do not need to be an expert here, but some knowledge is necessary. The best and most convenient solution is to download the Finance Accounting template of your choice provided by Business-in-a-Box.\n\t\t\t\t\n\t\t\t\t\t###### Why Use a Financial Report?\n\t\t\t\t\n\t\t\t\t\tHere are 4 things you should know about a financial report.\n\t\t\t\t\n\t\t\t\t\t1. Financial reports can be used to improve the investing practice with the help of a scorecard. It is important to know that a financial statement is heavily based on a scorecard and is responsible to result with solid earning and positive cash flow.\n\t\t\t\t\t2. There is a complete story behind the numbers in a financial report. These numbers assist the person, corporation, and business practices to analyze the balance sheet, earning rate, and equity ratios.\n\t\t\t\t\t3. The numbers presented in the financial report are also known as financial ratios to give a comprehensive idea of the financial information provided.\n\t\t\t\t\t4. Financial jargon can cause confusion even among financial experts. It is best to use a ready-made professional template from Business-in-a-Box to avoid such confusion.\n\t\t\t\t","\t\t\t\t\n\t\t\t\t\t##### Types of Accounting Forms\n\t\t\t\t\n\t\t\t\t\tIf you are an accounting student or associated with the subject of finance, you may already understand the types of accounting forms. However, if you are completely unfamiliar with this subject, rest assured that there is a solution to every problem. We are here to give you a basic understanding of the accounting forms by which you can run a small or medium sized business or manage the accounts with certainly.\n\n\t\t\t\t\tBusinesspersons are usually in need of efficient tools or software that help them in calculating or tracking finances with the management of income rates. However, what if there is no set direction or layout to present the final report in an impressive manner? Believe it or not, what you merely need to solve this issue is a proper finance and accounting template. This will help resolve all aspects and calculations in a clear and concise manner. Business-in-a-Box offers you an opportunity to download professional grade templates that will help you manage the finances of your business in a simple and organized manner. Confidently download the templates of your choice and record the cash flow and income rates in no time.\n\t\t\t\t\t\n\t\t\t\t\tSome types of accounting forms include:\n\t\t\t\t\t\n\t\t\t\t\t- Financial accounting\n\t\t\t\t\t- Forensic accounting\n\t\t\t\t\t- Tax accounting\n\t\t\t\t\t- Managerial accounting\n\t\t\t\t\t- Auditing\n\t\t\t\t\t- Bank reconciliation form\n\t\t\t\t\t- Delivery docket\n\t\t\t\t\t- Income statement\n\t\t\t\t\t- Journal sheet\n\t\t\t\t\t- Employee timesheets\n\t\t\t\t\t- Profit & loss sheet\n\t\t\t\t\t\n\t\t\t\t\tThese accounting forms are just as important as accounting statements.\n\t\t\t\t","\t\t\t\t\n\t\t\t\t\t##### Accounting Spreadsheets for Business\n\t\t\t\t\n\t\t\t\t\tThere is a variety of accounting and finance templates that you can use according to the needs and requirements of your business or proposal. All you need to do in this case Is know where to get your template from and which one to download. Business-in-a-Box offers you a variety of financial statement, financial sheets, budgeting documents, and finalizing spreadsheets designed by including smart tables and columns. All essential components needed in a finance and accounting template are included in every document in Business-in-a-Box.\n\n\t\t\t\t\tWith an accounting spreadsheet, you can:\n\t\t\t\t\t\n\t\t\t\t\t-   Create financial reports\n\t\t\t\t\t-   Identified the strengths and weaknesses of the business in question\n\t\t\t\t\t-   Cater to basic accounts\n\t\t\t\t\t-   Perform specialized functions\n\t\t\t\t\t-   Create balance sheets\n\t\t\t\t\t-   Manages your invoices and much more\n\t\t\t\t\t\n\t\t\t\t\tWhether you are a beginner, expert, or somewhere in between, an accounting spreadsheet template provides you the most reliable opportunity to put together the financial report of document you need. By downloading the finance and accounting templates of your choice, you can get a better overview of your finances and save time by doing so. Additionally, the right kind of accounting and finance template will enable you to obtain a snapshot of your business its financial health.\n\t\t\t\t\t\n\t\t\t\t\tAdditionally, preparing financial and accounting statements with ready-made templates are the most useful for investors and businesspersons. However, before selecting the financial statement template, you need to learn the difference between the types of templates. For instance, Business-in-a-Box serves you with ready-made reports and a projection flow chart to manage the business flow. Moreover, you may utilize these templates for many other purposes like to prepare convertible notes, credit and collection sheets, equity capital finding charts, financial projections, invoices, receipts, and much more.\n\t\t\t\t\t\n\t\t\t\t\tIt is important to note that, no matter which ready-made template you use, you must ensure the data and calculations you enter are correct. In finance, whether it is for business purposes or personal finance, you cannot take the risk of neglecting data sorting, formulas, and calculations. The best way to avoid these mistakes and errors in the final financial and accounting sheet is to use a ready-made template. This will keep you in check during the entire process.\n\t\t\t\t\t\n\t\t\t\t\tYour organization will benefit from using concise documentation and easy to use templates for your finance and accounting processes. As indicated above, our templates cover every aspect of any business including finance and accounting operations. Our templates are designed and created by lawyers, business, and finance experts so that you will not have to go the expense of getting these professionals to design your documentation for you.\n\t\t\t\t",{"intro":1120},"\n\t\t\t\t\tYou can manage your business with confidence and peace of mind by simply using the right templates, all you must do is fill-in-the-blanks and you ready to do business. [Sign up](https://app.business-in-a-box.com/account/create?CreationPage=%2Ftemplates%2Ffinance-accounting&entryPoint=%2Ffinance-accounting) to get your Finance and Accounting templates right here at Business in a Box and you can enjoy the benefit of more the 2,000 other business templates in your business.\n\t\t\t",[1122],{"label":1123,"url":1124},"Templates","/templates/",{"seo":1126,"reviewer":1139,"legal_disclaimer":1143,"hero":1144,"at_a_glance":1148,"decision_guide":1157,"template_groups":1197,"comparisons":1248,"key_clauses_overview":1261,"how_to":1288,"faqs":1319,"glossary":1344,"related_folders":1379,"top_templates":1392,"schema":1393},{"meta_title":1127,"meta_description":1128,"primary_keyword":1129,"secondary_keywords":1130},"Finance & Accounting Templates (Free Word)","Free finance and accounting templates: budgets, income statements, investment agreements, financing requests, and more. Edit online and export to PDF. Free Word and PDF download.","finance and accounting templates",[1131,1132,1133,1134,1135,1136,1137,1138],"business finance templates","accounting templates free","investment agreement template","business budget template","income statement template","financing agreement template","funding request template","capital budgeting template",{"name":1140,"credential":1141,"reviewed_date":1142},"Bruno Goulet","CEO & Editor-in-Chief, Business in a Box","2026-05-03",true,{"h1":4,"subhead":1145,"format_strip":1146,"template_count_label":1147},"Plan budgets, secure funding, and manage investments with ready-to-use documents built for real business decisions.","Free Word download • Editable online • Export to PDF","40+ finance & accounting templates",{"what_it_is":1149,"when_you_need_one":1150,"most_popular":1151},"Finance and accounting templates are structured documents that help businesses plan, record, and manage money — from operating budgets and income statements to investment agreements and funding requests. They standardize financial processes, reduce errors, and create an audit trail that satisfies lenders, investors, and auditors.\n","Any time a business raises capital, tracks revenue and expenses, or makes a significant financial commitment, a finance or accounting document should be in place before money changes hands.\n",[1152,1153,1154,1155,1156],"Operating Budget","Income Statement","Investment Agreement","Funding Request Letter","Financing Agreement",{"intro":1158,"scenarios":1159},"The right template depends on whether you're planning finances internally, raising external capital, formalizing an investment, or tracking actual results. Match your situation below.\n",[1160,1164,1169,1173,1177,1182,1187,1192],{"situation":1161,"recommended_template":1152,"template_id":1162,"why":1163},"Setting spending limits and targets for the year ahead","D13027","Captures revenue, expense, and capital-expenditure targets by department or period.",{"situation":1165,"recommended_template":1166,"template_id":1167,"why":1168},"Tracking monthly revenue, costs, and net profit","Income Statement_Monthly","D364","Month-by-month view lets you spot variances early and act before they compound.",{"situation":1170,"recommended_template":1155,"template_id":1171,"why":1172},"Asking a bank or institution to approve a loan or line of credit","D13697","Formal letter structure gives lenders the narrative context behind the numbers.",{"situation":1174,"recommended_template":1154,"template_id":1175,"why":1176},"Bringing in an outside investor with equity in return","D12831","Documents the terms, ownership percentage, and rights of each investor.",{"situation":1178,"recommended_template":1179,"template_id":1180,"why":1181},"Structuring a Series A venture capital round","Term Sheet for Series A Round of Financing","D472","Term sheets set the commercial terms before binding legal docs are drafted.",{"situation":1183,"recommended_template":1184,"template_id":1185,"why":1186},"Admitting a new investor into an LLC","LLC Investment Agreement","D12832","LLC-specific language covers membership interest, capital contributions, and voting rights.",{"situation":1188,"recommended_template":1189,"template_id":1190,"why":1191},"Evaluating a major capital purchase or long-term project","Capital Budgeting","D12616","Calculates payback period, NPV, and IRR to support go/no-go decisions.",{"situation":1193,"recommended_template":1194,"template_id":1195,"why":1196},"Announcing to the public that the company has secured financing","Press Release Company Has Received Financing","D1400","Ready-to-send format covers deal highlights, quotes, and distribution language.",[1198,1203,1210,1219,1227,1236],{"heading":1199,"template_ids":1200},"Most popular",[1162,1201,1175,1171,1202,1190],"D363","D877",{"heading":1204,"template_ids":1205},"Budgeting and financial planning",[1162,1206,1190,1207,1208,1209],"D12803","D12948","D352","D12898",{"heading":1211,"template_ids":1212},"Raising capital and financing",[1213,1171,1214,1215,1216,1202,1217,1218],"D13696","D13149","D12592","D470","D244","D79",{"heading":1220,"template_ids":1221},"Investment agreements and documents",[1175,1185,1180,1222,1223,1224,1225,1226],"D344","D335","D471","D13989","D13990",{"heading":1228,"template_ids":1229},"Investment strategy and policy",[1230,1231,1232,1233,1234,1235],"D12883","D13991","D13228","D14019","D13992","D374",{"heading":1237,"template_ids":1238},"Accounting, compliance, and reporting",[1201,1167,1239,1240,1241,1242,1243,1244,1245,1195,1246,1247],"D365","D12681","D13481","D387","D13025","D13794","D1017","D11644","D12919",[1249,1252,1255,1258],{"vs":1250,"summary":1251},"Financing Agreement vs. Investment Agreement","A financing agreement documents a loan or credit facility — money that must be repaid with interest. An investment agreement documents equity capital where the investor receives ownership rather than repayment. Use a financing agreement when borrowing from a lender; use an investment agreement when selling a stake. Many deals involve both simultaneously.\n",{"vs":1253,"summary":1254},"Term sheet vs. Share Subscription Agreement","A term sheet is a non-binding outline of the commercial terms of a funding round — valuation, share class, governance rights. A share subscription agreement is the binding contract that executes those terms and transfers shares. The term sheet comes first; the subscription agreement closes the deal.\n",{"vs":1256,"summary":1257},"Operating Budget vs. Capital Budget","An operating budget covers day-to-day revenue and expenses over a 12-month period. A capital budget evaluates large, long-lived investments — equipment, facilities, or acquisitions — using metrics like NPV and payback period. Most finance teams produce both annually; they answer different questions.\n",{"vs":1259,"summary":1260},"Funding Request Form vs. Funding Request Letter","A funding request form is a structured internal or institutional document that collects standardized data — amounts, timelines, and use of funds — often for internal approvals or grant applications. A funding request letter is a narrative document addressed to a specific lender or investor. Use the form for structured processes; use the letter for relationship-based outreach.\n",{"intro":1262,"clauses":1263},"Finance and accounting documents vary by purpose, but most share a core set of provisions that protect both parties and satisfy regulatory scrutiny.\n",[1264,1267,1270,1273,1276,1279,1282,1285],{"name":1265,"note":1266},"Parties and recitals","Identifies every party by full legal name and sets out the commercial context for the document.",{"name":1268,"note":1269},"Amount and use of funds","States exactly how much money is involved and how it may be used — critical for lenders and investors alike.",{"name":1271,"note":1272},"Representations and warranties","Each party confirms that the financial information provided is accurate and that they have authority to enter the agreement.",{"name":1274,"note":1275},"Repayment or return terms","For financing agreements, specifies schedule, interest rate, and prepayment rights; for investment agreements, addresses return expectations or exit mechanisms.",{"name":1277,"note":1278},"Conditions precedent","Lists what must happen before funds are released — board approval, audited financials, or regulatory clearance.",{"name":1280,"note":1281},"Reporting obligations","Defines the financial reports, statements, or certifications the borrower or investee must provide on an ongoing basis.",{"name":1283,"note":1284},"Events of default","Enumerates the circumstances — missed payment, insolvency, material misrepresentation — that trigger remedies.",{"name":1286,"note":1287},"Governing law and dispute resolution","Names the jurisdiction and mechanism — litigation or arbitration — for resolving disagreements.",{"title":1289,"intro":1290,"steps":1291},"How to write a finance or accounting document","The approach differs by document type, but every finance document follows the same discipline: start with accurate data, match the format to the audience, and leave no ambiguity about amounts, timelines, or obligations.\n",[1292,1296,1300,1304,1308,1312,1316],{"step":1293,"title":1294,"description":1295},1,"Identify the document's purpose and audience","Decide whether you're planning internally, reporting results, or formalizing an external financial commitment — the purpose determines structure and required detail.",{"step":1297,"title":1298,"description":1299},2,"Gather your financial data first","Pull verified figures from your accounting system, bank statements, or audited financials before drafting — numbers inserted later often introduce errors.",{"step":1301,"title":1302,"description":1303},3,"Name all parties and amounts precisely","Use full legal entity names, specific dollar amounts, and defined date ranges — avoid approximations in any binding financial document.",{"step":1305,"title":1306,"description":1307},4,"Define key terms at the top","Terms like 'Net Revenue', 'Permitted Debt', or 'Confidential Financial Information' should be defined once and used consistently throughout.",{"step":1309,"title":1310,"description":1311},5,"Map obligations, timelines, and triggers","State clearly what each party must do, by when, and what event — a payment date, a milestone, a board vote — activates each obligation.",{"step":1313,"title":1314,"description":1315},6,"Include representations, warranties, and default provisions","For external documents, each party should confirm the accuracy of their data and agree on what constitutes a breach and what remedies apply.",{"step":45,"title":1317,"description":1318},"Have financial documents reviewed before signing","For investment agreements, term sheets, or financing arrangements above a material threshold, a one-hour review by a CPA or legal counsel typically prevents costly mistakes.",[1320,1323,1326,1329,1332,1335,1338,1341],{"question":1321,"answer":1322},"What finance and accounting documents does every small business need?","At minimum, every small business should maintain an operating budget, a monthly income statement, and a cash-flow tracker. If the business has outside investors or lenders, a financing agreement or investment agreement is also essential. As the business grows, accounting policies, capital budgeting templates, and formal investment policy statements become increasingly valuable.\n",{"question":1324,"answer":1325},"What is the difference between an income statement and a budget?","An income statement records what actually happened — revenue earned and expenses incurred over a completed period. A budget is a forward-looking plan that estimates what you expect to happen. The two are used together: you measure actual results against the budget to find variances and adjust plans accordingly.\n",{"question":1327,"answer":1328},"How do I write a funding request that lenders will take seriously?","Start with a clear statement of the amount needed and its specific purpose. Follow with a concise summary of the business, its financial position, and the repayment plan or investor return. Attach supporting documents — income statements, a capital budget, and a finance strategy. Lenders evaluate both the numbers and the credibility of the narrative around them.\n",{"question":1330,"answer":1331},"When should a business use a term sheet instead of jumping straight to a full investment agreement?","A term sheet is appropriate any time the deal involves complex or negotiated terms — valuation, governance rights, anti-dilution provisions, liquidation preferences. It lets both sides agree on the commercial substance before lawyers draft binding documents, saving significant time and legal cost. For simple, small-dollar investments between known parties, you can sometimes move directly to the full agreement.\n",{"question":1333,"answer":1334},"Is a financing agreement the same as a loan agreement?","They are closely related. A loan agreement is the most common type of financing agreement, documenting a fixed sum lent at a specified interest rate with a repayment schedule. A financing agreement is a broader term that can also cover revolving credit facilities, equipment financing, and other structured credit arrangements. In practice, the terms are often used interchangeably for straightforward debt transactions.\n",{"question":1336,"answer":1337},"What is an investment policy statement and who needs one?","An investment policy statement (IPS) is a written document that defines how an organization's investable assets will be managed — asset allocation targets, risk tolerance, liquidity requirements, and prohibited investments. It is standard practice for endowments, pension funds, and non-profits, and increasingly common for privately held companies with significant retained cash or treasury portfolios.\n",{"question":1339,"answer":1340},"Does a business budget need to be approved by the board?","For corporations and LLCs with multiple stakeholders, board approval of the annual operating budget is standard governance practice and may be required by the company's by-laws or investor agreements. For sole proprietors and single-member LLCs, no formal approval is needed, but documenting the budget is still valuable for tracking and accountability.\n",{"question":1342,"answer":1343},"What is capital budgeting and when should I do it?","Capital budgeting is the process of evaluating significant long-term investments — new equipment, a facility, a product line, or an acquisition — using financial metrics like net present value (NPV), internal rate of return (IRR), and payback period. It should be done whenever a purchase or project will tie up capital for more than one year or materially affect the company's cash position.\n",[1345,1348,1351,1354,1357,1360,1363,1365,1367,1370,1373,1376],{"term":1346,"definition":1347},"Operating budget","A forward-looking plan that estimates revenue and expenses over a defined period, typically 12 months.",{"term":1349,"definition":1350},"Capital budget","A financial analysis used to evaluate whether a long-term investment — equipment, facility, or acquisition — is worth pursuing.",{"term":1352,"definition":1353},"Income statement","A financial report that shows revenue, costs, and net profit or loss over a completed accounting period.",{"term":1355,"definition":1356},"Term sheet","A non-binding document summarizing the proposed terms of a financing or investment deal before formal agreements are drafted.",{"term":1358,"definition":1359},"Equity investment","Capital provided to a business in exchange for an ownership stake rather than a repayment obligation.",{"term":1361,"definition":1362},"Net present value (NPV)","The current value of expected future cash flows from an investment, discounted at a required rate of return — a positive NPV means the investment is expected to create value.",{"term":1277,"definition":1364},"Specific events or requirements that must be satisfied before a financial obligation or transaction becomes effective.",{"term":1283,"definition":1366},"Defined circumstances — such as missed payments or insolvency — that entitle a lender or investor to accelerate repayment or exercise remedies.",{"term":1368,"definition":1369},"Series A round","Typically the first significant institutional equity financing round a startup raises after seed funding, used to scale a proven business model.",{"term":1371,"definition":1372},"Anti-money laundering (AML) policy","A set of internal procedures designed to detect and prevent the business from being used to conceal the origins of illegally obtained money.",{"term":1374,"definition":1375},"Preferred shares","A class of equity that typically carries priority over common shares for dividends and liquidation proceeds, often issued to investors.",{"term":1377,"definition":1378},"Investment policy statement (IPS)","A written document that governs how an organization's investment assets are to be managed, including objectives, risk tolerance, and constraints.",[1380,1383,1386,1389],{"title":1381,"slug":1382},"Business plans","business-plans",{"title":1384,"slug":1385},"Agreements & contracts","agreements-contracts",{"title":1387,"slug":1388},"Corporate governance","corporate-governance",{"title":1390,"slug":1391},"HR & employment","hr-employment",[1162,1201,1175,1171,1202,1190,1167,1180,1185,1195],{"emit_collection_page":1143,"emit_item_list":1143,"emit_faq_page":1143,"emit_how_to":1143,"emit_defined_term":1143,"emit_breadcrumb_list":1143,"emit_software_application":1143},"\u003Ch2>What is a finance &amp; accounting template?\u003C/h2>\n\u003Cp>A \u003Cstrong>finance and accounting template\u003C/strong> is a structured, pre-formatted document\nthat helps businesses plan, request, record, or formalize financial activity —\nfrom setting an annual operating budget to closing an equity investment round.\nThese templates eliminate the blank-page problem by providing the correct\nstructure, required fields, and standard legal or accounting language for each\ntype of financial document. Used correctly, they reduce errors, accelerate\napprovals, and create the paper trail that auditors, lenders, and investors\nexpect to see.\u003C/p>\n\u003Cp>The category spans two overlapping disciplines. \u003Cstrong>Finance documents\u003C/strong> — investment\nagreements, term sheets, financing agreements, funding request letters — govern\nthe flow of money between parties and often carry binding legal obligations.\n\u003Cstrong>Accounting documents\u003C/strong> — income statements, operating budgets, expense trackers,\naccounting policies — record and organize the financial activity that has occurred\nor is planned internally. Most growing businesses need both: finance documents to\nsecure and structure capital, accounting documents to manage and report on it.\u003C/p>\n\u003Ch2>When you need a finance &amp; accounting template\u003C/h2>\n\u003Cp>Businesses reach for finance and accounting documents at every stage of growth —\nnot just at year-end or during a fundraising round. Any decision that moves\nsignificant money in or out of the organization benefits from a structured document\nbefore the commitment is made.\u003C/p>\n\u003Cp>Common triggers:\u003C/p>\n\u003Cul>\n\u003Cli>Building the annual operating budget before the fiscal year begins\u003C/li>\n\u003Cli>Preparing monthly or quarterly income statements for management review\u003C/li>\n\u003Cli>Applying for a bank loan, line of credit, or government grant\u003C/li>\n\u003Cli>Negotiating terms with a venture capital or angel investor\u003C/li>\n\u003Cli>Onboarding a new investor into an existing LLC or corporation\u003C/li>\n\u003Cli>Evaluating whether to purchase new equipment or expand to a new location\u003C/li>\n\u003Cli>Establishing written accounting policies ahead of an audit or due-diligence review\u003C/li>\n\u003Cli>Announcing publicly that the company has closed a financing round\u003C/li>\n\u003C/ul>\n\u003Cp>Finance and accounting documents are not just administrative housekeeping —\nthey are the evidence base for every major business decision. Operating without\nthem means relying on memory and verbal agreements when disputes, audits, or\nfinancing conversations arise, which rarely ends well. A complete set of\ncurrent financial documents signals to lenders, investors, and partners that\nthe business is managed with discipline.\u003C/p>\n",[1396,1398,1401,1404,1407,1410,1413,1415,1418,1420,1423,1426,1429,1431,1433,1436,1438,1441,1444,1447,1450,1452,1455,1458,1461,1464,1467,1469,1472,1475,1478,1481,1484,1487,1490,1493,1496,1499,1502,1505,1508,1511,1514,1517,1520,1523,1526,1529,1532,1535,1538,1540,1543,1546,1549,1552,1554,1557,1558,1560,1562,1565,1568,1571,1574,1577,1580,1583,1586,1589,1592,1595,1598,1601,1604,1607,1610,1613,1616,1619,1622,1625,1628,1631,1634,1637,1640,1643,1646,1648,1651,1654,1657,1660,1663,1666,1669,1672,1675,1678,1681,1684,1687,1690,1693,1696,1699,1702,1704,1707,1710,1713,1716,1719,1722,1725,1728,1731,1734,1737,1740,1743,1746,1749,1752,1755,1758,1761,1764,1767,1770,1773,1776,1779,1782,1785,1788,1791,1794,1797,1800,1803,1806,1809,1812,1815,1818,1821,1824,1827,1830,1833,1836,1839,1842,1845,1848],{"slug":28,"label":1397},"Accounts Receivable Templates",{"slug":1399,"label":1400},"advertising","Advertising Templates",{"slug":1402,"label":1403},"ai-and-chatgpt","AI & ChatGPT Templates",{"slug":1405,"label":1406},"benefits-and-perks","Benefits and Perks Templates",{"slug":1408,"label":1409},"bids-and-quotes","Bids and Quotes Templates",{"slug":1411,"label":1412},"board-governance","Board Governance Templates",{"slug":12,"label":1414},"Bookkeeping and Accounting Templates",{"slug":1416,"label":1417},"branding","Branding Templates",{"slug":16,"label":1419},"Budgeting and Cost Management Templates",{"slug":1421,"label":1422},"business-administration","Business Administration & Management Templates",{"slug":1424,"label":1425},"business-analysis","Business Analysis Templates",{"slug":1427,"label":1428},"business-continuity","Business Continuity Templates",{"slug":47,"label":1430},"Business Financing And Loans Templates",{"slug":57,"label":1432},"Business Insurance Templates",{"slug":1434,"label":1435},"business-legal-agreements","Legal Agreement Templates",{"slug":1382,"label":1437},"Business Plan Templates",{"slug":1439,"label":1440},"business-procedures","Business Procedures Templates",{"slug":1442,"label":1443},"business-strategy","Business Strategy Templates",{"slug":1445,"label":1446},"business-website","Business Website Templates",{"slug":1448,"label":1449},"checklists","Business Checklist Templates",{"slug":31,"label":1451},"Collections and Debt Recovery Templates",{"slug":1453,"label":1454},"company-policies","Company Policy Templates",{"slug":1456,"label":1457},"compensation-and-payroll","Compensation and Payroll Templates",{"slug":1459,"label":1460},"compliance-and-audits","Compliance And Audits Templates",{"slug":1462,"label":1463},"conduct-and-discipline","Conduct and Discipline Templates",{"slug":1465,"label":1466},"confidentiality-and-nda","Confidentiality & NDA Templates",{"slug":35,"label":1468},"Credit Management Templates",{"slug":1470,"label":1471},"customer-retention","Customer Retention Templates",{"slug":1473,"label":1474},"customer-service","Customer Service Templates",{"slug":1476,"label":1477},"cybersecurity-policies","Cybersecurity Policy Templates",{"slug":1479,"label":1480},"data-governance","Data Governance Templates",{"slug":1482,"label":1483},"development-agreements","Development Agreement Templates",{"slug":1485,"label":1486},"development-outsourcing","Development Outsourcing Templates",{"slug":1488,"label":1489},"digital-marketing","Digital Marketing Templates",{"slug":1491,"label":1492},"distribution-and-channel","Distribution and Channel Agreement Templates",{"slug":1494,"label":1495},"document-type-agreement","Business agreement templates",{"slug":1497,"label":1498},"document-type-checklist","Business checklist templates",{"slug":1500,"label":1501},"document-type-form","Business form templates",{"slug":1503,"label":1504},"document-type-guide","Business guide templates",{"slug":1506,"label":1507},"document-type-letter","Business letter templates",{"slug":1509,"label":1510},"document-type-memo","Business memo templates",{"slug":1512,"label":1513},"document-type-notice","Business notice templates",{"slug":1515,"label":1516},"document-type-plan","Business plan templates",{"slug":1518,"label":1519},"document-type-policy","Business policy templates",{"slug":1521,"label":1522},"document-type-press-release","Press release templates",{"slug":1524,"label":1525},"document-type-procedure","Business procedure templates",{"slug":1527,"label":1528},"document-type-proposal","Business proposal templates",{"slug":1530,"label":1531},"document-type-report","Business report templates",{"slug":1533,"label":1534},"document-type-resolution","Business resolution templates",{"slug":1536,"label":1537},"document-type-worksheet","Business worksheet templates",{"slug":53,"label":1539},"Due Diligence And Audits Templates",{"slug":1541,"label":1542},"employee-development","Employee Development Templates",{"slug":1544,"label":1545},"employment-and-contractors","Employment and Contractor Agreement Templates",{"slug":1547,"label":1548},"employment-contracts","Employment Contract Templates",{"slug":1550,"label":1551},"equipment-and-facilities","Equipment and Facilities Templates",{"slug":50,"label":1553},"Equity and Investment Templates",{"slug":1555,"label":1556},"equity-and-mergers","Equity and Mergers Templates",{"slug":1109,"label":4},{"slug":8,"label":1559},"Financial Statement Templates",{"slug":20,"label":1561},"Forecasting and Projections Templates",{"slug":1563,"label":1564},"guaranties-and-collateral","Guaranties and Collateral Templates",{"slug":1566,"label":1567},"hr-operations-and-records","HR Operations and Records Templates",{"slug":1569,"label":1570},"human-resources","Human Resources Templates",{"slug":1572,"label":1573},"incorporation-and-bylaws","Incorporation and Bylaws Templates",{"slug":1575,"label":1576},"industry-agencies","Agency business templates",{"slug":1578,"label":1579},"industry-agriculture-and-forestry","Agriculture & Forestry business templates",{"slug":1581,"label":1582},"industry-analysis","Industry Analysis Templates",{"slug":1584,"label":1585},"industry-business-services","Business services templates",{"slug":1587,"label":1588},"industry-construction","Construction business templates",{"slug":1590,"label":1591},"industry-consultants-and-contractors","Consultants & contractors templates",{"slug":1593,"label":1594},"industry-distribution","Distribution business templates",{"slug":1596,"label":1597},"industry-e-commerce","E-Commerce business templates",{"slug":1599,"label":1600},"industry-finance-and-insurance","Finance & Insurance business templates",{"slug":1602,"label":1603},"industry-food-and-hospitality","Food & Hospitality business templates",{"slug":1605,"label":1606},"industry-health-services","Health services business templates",{"slug":1608,"label":1609},"industry-legal-services","Legal services business templates",{"slug":1611,"label":1612},"industry-manufacturing","Manufacturing business templates",{"slug":1614,"label":1615},"industry-media","Media business templates",{"slug":1617,"label":1618},"industry-non-profit-organizations","Non-Profit Organization templates",{"slug":1620,"label":1621},"industry-personal-services","Personal services business templates",{"slug":1623,"label":1624},"industry-real-estate","Real estate business templates",{"slug":1626,"label":1627},"industry-retail","Retail business templates",{"slug":1629,"label":1630},"industry-schools-and-education","Schools & Education business templates",{"slug":1632,"label":1633},"industry-software-and-technology","Software & Technology business templates",{"slug":1635,"label":1636},"industry-transportation","Transportation business templates",{"slug":1638,"label":1639},"inspections-and-audits","Inspections and Audits Templates",{"slug":1641,"label":1642},"intellectual-property-and-licensing","Intellectual Property and Licensing Templates",{"slug":1644,"label":1645},"inventory-and-warehousing","Inventory and Warehousing Templates",{"slug":24,"label":1647},"Invoicing and Billing Templates",{"slug":1649,"label":1650},"it-project-management","IT Project Management Templates",{"slug":1652,"label":1653},"it-strategy","IT Strategy Templates",{"slug":1655,"label":1656},"job-descriptions","Job Description Templates",{"slug":1658,"label":1659},"lead-generation","Lead Generation Templates",{"slug":1661,"label":1662},"leadership-and-management","Leadership And Management Templates",{"slug":1664,"label":1665},"leaves-and-time-off","Leaves and Time Off Templates",{"slug":1667,"label":1668},"manufacturing-and-supply","Manufacturing and Supply Agreement Templates",{"slug":1670,"label":1671},"market-research","Market Research Templates",{"slug":1673,"label":1674},"marketing-plans-and-campaigns","Marketing Plans and Campaigns Templates",{"slug":1676,"label":1677},"marketing-strategy","Marketing Strategy Templates",{"slug":1679,"label":1680},"media-production","Media Production Templates",{"slug":1682,"label":1683},"meetings","Meeting Templates",{"slug":1685,"label":1686},"mvp-and-prototyping","MVP & Prototyping Templates",{"slug":1688,"label":1689},"network-and-data-security","Network And Data Security Templates",{"slug":1691,"label":1692},"offboarding-and-references","Offboarding And References Templates",{"slug":1694,"label":1695},"office-administration","Office Administration Templates",{"slug":1697,"label":1698},"onboarding","Onboarding Templates",{"slug":1700,"label":1701},"partnerships-and-joint-ventures","Partnership & Joint Venture Agreement Templates",{"slug":39,"label":1703},"Payments and Treasury Templates",{"slug":1705,"label":1706},"performance-management","Performance Management Templates",{"slug":1708,"label":1709},"personal-and-estate-legal","Personal And Estate Legal Templates",{"slug":1711,"label":1712},"pm-operations","PM Operations Templates",{"slug":1714,"label":1715},"process-improvement","Process Improvement Templates",{"slug":1717,"label":1718},"procurement","Procurement Templates",{"slug":1720,"label":1721},"product-development-lifecycle","Product Development Lifecycle Templates",{"slug":1723,"label":1724},"product-discovery","Product Discovery Templates",{"slug":1726,"label":1727},"product-launches","Product Launch Templates",{"slug":1729,"label":1730},"product-management","Product Management Templates",{"slug":1732,"label":1733},"product-requirements","Product Requirements Templates",{"slug":1735,"label":1736},"product-roadmaps","Product Roadmap Templates",{"slug":1738,"label":1739},"product-strategy","Product Strategy Templates",{"slug":1741,"label":1742},"production-operations","Production & Operations Management Templates",{"slug":1744,"label":1745},"production-planning","Production Planning Templates",{"slug":1747,"label":1748},"productivity-and-time-management","Productivity And Time Management Templates",{"slug":1750,"label":1751},"project-management","Project Management Templates",{"slug":1753,"label":1754},"qa-and-testing","QA and Testing Templates",{"slug":1756,"label":1757},"quality-management","Quality Management Templates",{"slug":1759,"label":1760},"real-estate-and-leases","Real Estate And Leases Templates",{"slug":1762,"label":1763},"receiving-and-returns","Receiving and Returns Templates",{"slug":1765,"label":1766},"recruiting-and-hiring","Recruiting and Hiring Templates",{"slug":1768,"label":1769},"remote-and-flexible-work","Remote and Flexible Work Templates",{"slug":1771,"label":1772},"research-and-development","Research and Development Templates",{"slug":1774,"label":1775},"risk-management","Risk Management Templates",{"slug":1777,"label":1778},"sales-and-purchase","Sales And Purchase Agreement Templates",{"slug":1780,"label":1781},"sales-letters","Sales Letters & Customer Service Templates",{"slug":1783,"label":1784},"sales-marketing","Sales & Marketing Templates",{"slug":1786,"label":1787},"sales-operations","Sales Operations Templates",{"slug":1789,"label":1790},"sales-proposals","Sales Proposal Templates",{"slug":1792,"label":1793},"security-assessments","Security Assessment Templates",{"slug":1795,"label":1796},"services-and-consulting","Services and Consulting Agreement Templates",{"slug":1798,"label":1799},"shareholders-investors","Shareholders & Investors Templates",{"slug":1801,"label":1802},"shipping-and-logistics","Shipping And Logistics Templates",{"slug":1804,"label":1805},"software-asset-management","Software Asset Management Templates",{"slug":1807,"label":1808},"software-development","Software Development Templates",{"slug":1810,"label":1811},"software-technology","Software & Technology Templates",{"slug":1813,"label":1814},"stage-exit","Exit stage business templates",{"slug":1816,"label":1817},"stage-growth","Growth stage business templates",{"slug":1819,"label":1820},"stage-startup","Startup business templates",{"slug":1822,"label":1823},"stage-transition","Transition stage business templates",{"slug":1825,"label":1826},"stakeholder-correspondence","Stakeholder Correspondence Templates",{"slug":1828,"label":1829},"standard-operating-procedures","Standard Operating Procedure Templates",{"slug":1831,"label":1832},"supplier-management","Supplier Management Templates",{"slug":1834,"label":1835},"supply-chain","Supply Chain Templates",{"slug":1837,"label":1838},"team-culture-and-engagement","Team Culture and Engagement Templates",{"slug":1840,"label":1841},"terms-and-warranties","Terms and Warranties Templates",{"slug":1843,"label":1844},"transfers-terminations-and-releases","Transfers, Terminations & Releases Templates",{"slug":1846,"label":1847},"workplace-policies","Workplace Policy Templates",{"slug":1849,"label":1850},"workplace-safety","Workplace Safety Templates",[],1781185857698]