[{"data":1,"prerenderedAt":528},["ShallowReactive",2],{"document-warranty-deed-D993":3},{"document":4,"label":23,"preview":11,"thumb":24,"description":5,"descriptionCustom":6,"apiDescription":5,"pages":8,"extension":10,"parents":25,"breadcrumb":29,"related":35,"customDescModule":186,"customdescription":6,"mdFm":187,"mdProseHtml":527},{"description":5,"descriptionCustom":6,"label":7,"pages":8,"size":9,"extension":10,"preview":11,"thumb":12,"svgFrame":13,"seoMetadata":14,"parents":15,"keywords":22},"WARRANTY DEED This Warranty Deed (the \"Agreement\") is made and effective [DATE], BETWEEN: [YOUR COMPANY NAME] (the \"Grantor\"), a corporation organized and existing under the laws of the [State/Province] of [STATE/PROVINCE], with its head office located at: [YOUR COMPLETE ADDRESS] AND: [GRANTEE NAME] (the \"Grantee\"), a corporation organized and existing under the laws of the [State/Province] of [STATE/PROVINCE], with its head office located at: [COMPLETE ADDRESS] For good consideration, Grantor hereby bargain, deed and convey to Grantee the land legally described as [describe], free and clear with Warranty. ",null,"Warranty Deed","2",31,"doc","https://templates.business-in-a-box.com/imgs/1000px/warranty-deed-D993.png","https://templates.business-in-a-box.com/imgs/250px/993.png","https://templates.business-in-a-box.com/svgs/docviewerWebApp1.html?v6#993.xml",{"title":6,"description":6},[16,19],{"label":17,"url":18},"Legal Agreements","/templates/business-legal-agreements/",{"label":20,"url":21},"Deeds","/templates/deed/","warranty deed","Warranty Deed Template","https://templates.business-in-a-box.com/imgs/400px/993.png",[26,16,19],{"label":27,"url":28},"Templates","/templates/",[30,31,32],{"label":27,"url":28},{"label":17,"url":18},{"label":33,"url":34},"Real Estate & Leases","/templates/real-estate-and-leases/",[36,40,44,48,52,56,60,64,68,72,76,80,84,101,115,132,153,171],{"label":37,"url":38,"thumb":39,"extension":10},"Transfer of Title Warranty Deed","/template/transfer-of-title-warranty-deed-D992","https://templates.business-in-a-box.com/imgs/250px/992.png",{"label":41,"url":42,"thumb":43,"extension":10},"Warranty and Guarantee Policy","/template/warranty-and-guarantee-policy-D13800","https://templates.business-in-a-box.com/imgs/250px/13800.png",{"label":45,"url":46,"thumb":47,"extension":10},"Limited Warranty","/template/limited-warranty-D796","https://templates.business-in-a-box.com/imgs/250px/796.png",{"label":49,"url":50,"thumb":51,"extension":10},"Assignment for Deed","/template/assignment-for-deed-D974","https://templates.business-in-a-box.com/imgs/250px/974.png",{"label":53,"url":54,"thumb":55,"extension":10},"Deed Of Conveyance","/template/deed-of-conveyance-D12693","https://templates.business-in-a-box.com/imgs/250px/12693.png",{"label":57,"url":58,"thumb":59,"extension":10},"Deed of Discharge","/template/deed-of-discharge-D980","https://templates.business-in-a-box.com/imgs/250px/980.png",{"label":61,"url":62,"thumb":63,"extension":10},"Gift Deed","/template/gift-deed-D13517","https://templates.business-in-a-box.com/imgs/250px/13517.png",{"label":65,"url":66,"thumb":67,"extension":10},"Mortgage Deed","/template/mortgage-deed-D988","https://templates.business-in-a-box.com/imgs/250px/988.png",{"label":69,"url":70,"thumb":71,"extension":10},"Quitclaim Deed","/template/quitclaim-deed-D394","https://templates.business-in-a-box.com/imgs/250px/394.png",{"label":73,"url":74,"thumb":75,"extension":10},"Reply Notice of Limited Warranty","/template/reply-notice-of-limited-warranty-D1333","https://templates.business-in-a-box.com/imgs/250px/1333.png",{"label":77,"url":78,"thumb":79,"extension":10},"Assignment of Deed of Trust","/template/assignment-of-deed-of-trust-D975","https://templates.business-in-a-box.com/imgs/250px/975.png",{"label":81,"url":82,"thumb":83,"extension":10},"Debentures and Trust Deed","/template/debentures-and-trust-deed-D466","https://templates.business-in-a-box.com/imgs/250px/466.png",{"description":85,"descriptionCustom":6,"label":86,"pages":87,"size":88,"extension":10,"preview":89,"thumb":90,"svgFrame":91,"seoMetadata":92,"parents":94,"keywords":93,"url":100},"REAL ESTATE PURCHASE AGREEMENT This Real Estate Purchase Agreement (the \"Agreement\") is effective [DATE], BETWEEN: [SELLER NAME], (the \"Seller\") an individual with his main address located at OR a company organized and existing under the laws of the [State/Province] of [STATE/PROVINCE], with its head office located at: [COMPLETE ADDRESS] AND: [PURCHASER NAME], (the \"Purchaser\") an individual with his main address located at OR a company organized and existing under the laws of the [State/Province] of [STATE/PROVINCE], with its head office located at: [COMPLETE ADDRESS] Collectively, the Seller and Purchaser shall be referred to as the \"Parties.\" WHEREAS, the Seller is the owner of the real property located at [ADDRESS OF PROPERTY] (hereinafter referred to as the \"Property\") and the Purchaser is interested in buying the Property from the Seller pursuant to the following terms and conditions. WHEREAS, in consideration of and as a condition of the Seller selling the Property and the Purchaser purchasing the Property and other valuable consideration, the receipt and sufficiency of which are acknowledged here; NOW, THEREFORE, the Parties agree as follows: PROPERTY The Property is situated at [SPECIFY ADDRESS] and the legal description of the Property is as follows: [SPECIFY LEGAL DESCRIPTION OF PROPERTY] which includes with it but is not limited to permits, easements, and cooperative and association memberships (the \"Property\"). The Seller agrees to sell and convey to the Purchaser and the Purchaser agrees to purchase the Property from the Seller. The Seller shall release possession, occupancy, existing keys and/or means to operate all locks, mailbox, security system/alarms and all common area facilities to the Purchaser on the Closing Date. The Seller agrees that all the existing fixtures on the Premises, and any existing personal property including but not limited to light fixtures, fireplace, ceiling fans, lighting, and storage sheds shall be included in this sale and shall be transferred with no monetary value, and free and clear of all liens or encumbrances. PAYMENT OF PURCHASE PRICE The Purchaser agrees to pay to the Seller [SPECIFY AMOUNT] for the Property. At the time of signing of the Agreement, the Purchaser shall make the payment of [SPECIFY PERCENTAGE] % of the total amount. The remaining amount shall be transferred to the Seller on the Closing Date. The Purchaser is entitled to pay the amount by any of the following modes: [SPECIFY MODES OF PAYMENT]. TITLE INSURANCE The Seller shall furnish to the Purchaser an owner's policy of title insurance (the \"Title Insurance\") from [SPECIFY INSURANCE COMPANY] (the \"Title Company\") in an amount of the Sales Price dated as of the date that the sale of the Property becomes final, and the Purchaser takes possession, which insures and indemnifies the Purchaser against loss, as stipulated under the provisions of the Title Policy, subject to exceptions contained therein. TITLE COMMITMENT At the Seller's sole cost, the Seller will furnish or cause to be furnished to the Purchaser a commitment for the Title Insurance and copies of restrictive covenants and documents evidencing the exceptions in the Commitment. DISCLOSURES BY THE SELLER The Seller shall send disclosures to the Purchaser, within 28 days of signing of this Agreement, in which he shall disclose the details of the Property under various categories. The categories include: Boundaries. Changes made to the Property (extensions, alterations). Shared areas with neighbors, formal and informal agreements. Disputes or complaints (made by or about the Seller). Occupiers (who live at the Property). Guarantees and warranties affecting the Property. Environmental matters. The relevant issues disclosed to the Purchaser shall include, but are not limited to the following: Any disputes with neighbors that have resulted in written exchanges, or police or local authority involvement. Whether the neighbors have any anti-social behavior orders. Planning permission on the Property that is pending, granted or denied. Problems with pests, current or historic. Flooding issues, current or historic. Structural issues. Whether there is a flight path nearby or one planned. Whether there is a motorway within view or one planned. A previous sale falling through due to bad survey results on the Property. The neighborhood having high levels of crime. A violent death that occurred at the Property. Notwithstanding anything contained in the foregoing provisions, the Seller shall disclose all such information which would materially affect the Purchaser's consent to purchase the Property. WARRANTY BY THE SELLER The Seller has full power and authority to enter into and perform this Agreement in accordance with its terms; The individuals executing this Agreement on behalf of the Seller are authorized to do so and, upon execution hereof, this Agreement shall be binding upon and enforceable against the Seller; The Seller has no actual knowledge of any impending lawsuits with respect to the Property; The Seller represents and warrants that there will be no liens, assessments, or security interests from third parties against the Property on the Closing Date; The Seller warrants and shall maintain and repair the Premises so that at the time of possession, all the heating, cooling, mechanical, plumbing and electrical systems, and built-in appliances shall be in working condition; The Seller warrants that the Premises, including all additional existing personal property included in the sale, will be in substantially the same condition, except the changes caused by reasonable wear and tear or irresistible force, as on the date of acceptance of the Agreement; The Seller warrants that no damage would be caused to the Property, by any improvement work being carried out by the Seller in the Property, to substantially reduce its value or damage it in a way to make its enjoyment difficult. WARRANTY BY THE PURCHASER The Purchaser has full power and authority to enter into and perform this Agreement in accordance with its terms; and Any individual executing this Agreement on behalf of the Purchaser is authorized to do so, and, upon execution hereof, this Agreement shall be binding upon and enforceable against the Purchaser. INDEMNIFICATION The Seller will bear all the risk of loss to the Property or its improvements, which includes but is not limited to physical damage or destruction to the Property, or loss caused by eminent domain, until the Closing Date. If prior to the Closing Date, the Property is damaged or destroyed, the Seller will restore the Property to its previous condition as soon as possible before the Closing Date. The Seller agrees to defend, indemnify, and hold the Purchaser harmless from and against all claims, liabilities, obligations, costs, expenses, and reasonable attorney's fees arising out of or related to: Any breach or inaccuracy of representation or warranty of the Seller made in this Agreement; Any failure by the Seller to perform any covenant required to be performed by it under this Agreement; Any liability or obligation of any third party assumed by the Seller in accordance with the terms of this Agreement; Use of the Property before the Closing Date. PRORATION The Seller and the Purchaser agree to proration of the following items: Title Insurance and Closing Fee: The Seller shall pay all costs of the Title Commitment and the premium as applicable under law. Recording Costs: The Purchaser shall pay the cost of the deed and all other documents. Real Estate Taxes and Special Assessments: All real estate property taxes, levies and assessments as of the Closing","Real Estate Purchase Agreement","8",513,"https://templates.business-in-a-box.com/imgs/1000px/real-estate-purchase-agreement-D13234.png","https://templates.business-in-a-box.com/imgs/250px/13234.png","https://templates.business-in-a-box.com/svgs/docviewerWebApp1.html?v6#13234.xml",{"title":93,"description":6},"real estate purchase agreement",[95,97],{"label":17,"url":96},"business-legal-agreements",{"label":98,"url":99},"Purchase & Sale Agreements","purchase-sale-agreement","/template/real-estate-purchase-agreement-D13234",{"description":102,"descriptionCustom":6,"label":103,"pages":104,"size":88,"extension":10,"preview":105,"thumb":106,"svgFrame":107,"seoMetadata":108,"parents":110,"keywords":113,"url":114},"SERVICE AGREEMENT This SERVICE AGREEMENT (\"Agreement\") is effective [DATE], BETWEEN: [COMPANY NAME] (the \"Contractor\"), a company organized and existing under the laws of [STATE/PROVINCE], with its head office located at: [COMPLETE ADDRESS] AND: [COMPANY NAME] (the \"Customer\"), a company organized and existing under the laws of [STATE/PROVINCE], with its head office located at: [COMPLETE ADDRESS] (The Contractor and the Customer shall be individually referred to as a \"Party\" and collectively referred to as the \"Parties\", as the context may require). WHEREAS A. Contractor has experience and expertise in [DESCRIBE EXPERIENCE AND SERVICE]. B. Customer desires to have Contractor provide services for them. C. Contractor desires to provide services to Customer on the terms and conditions set forth herein (the \"Services\"). NOW THEREFORE, in consideration of the above recitals, the representations, warranties, and agreements contained in this Agreement and for other good and valuable consideration, the receipt and adequacy of which are now acknowledged, the Parties agree as follows: SERVICES PROVIDED Beginning on upon agreement to this contract, [CONTRACTOR] will provide to [CUSTOMER] the following service (collectively, the /Services\"): Description of the project: [DESCRIBE THE SERVICE REQUIRED]. SCOPE OF WORK Contractor agrees to provide Services pursuant to the Scope of Work set forth in Exhibit A attached hereto (the \"Scope of Work\"). TERM Unless both parties mutually agree on an extension, this contract will automatically terminate on [SPECIFY]. PERFORMANCE The parties agree to do everything possible to ensure that the terms of this Agreement take effect. PAYMENT FOR SERVICES In exchange for the Services rendered, a payment of [SPECIFY] will be made to the Contractor upon completion of the scheduled Services described in this Contract. If an invoice is not paid on the due date, interest will be added to the current balance. These amounts shall be payable, and the Customer shall pay all overdue amounts at the lesser of [SPECIFY] per cent per annum or the maximum percentage permitted by applicable law. Or Customer will pay Contractor as follows: [SPECIFY]. DELIVERY OF SERVICES The Contractor will exercise due diligence in the provision of services. However, the Customer acknowledges that the indicated delivery times and other payment milestones listed in Scope of Work are estimates and do not constitute final delivery dates. SECURITY The Contractor must make reasonable security arrangement to protect Material from unauthorized access, collection, use, alteration or disposal. OWNERSHIP RIGHT The Customer shall hold the copyright for the agreed version of the Services as delivered, and the Customer's copyright notice may be displayed in the final version. All works, ideas, discoveries, inventions, patents, products or other information that may be protected by copyright (collectively, the \"Work Product\" developed in whole or in part by the Contractor in connection with the Services, shall be the exclusive property of the Customer. Upon request, the Contractor shall execute all documents necessary to confirm or perfect the exclusive ownership of the Customer's \"Work Product\". The Contractor retains exclusive rights to pre-existing materials used in the Customer's projects. The Customer shall not have the right to reuse, resell or otherwise transfer material belonging to the contractor or third parties. The Contractor reserves the right to use the finished public product as an example of a product. RETURN OF PROPERTY Upon the expiry or termination of this Agreement, the Contractor will return to the Customer any property, documentation, records or Confidential Information which is the property of the Customer. COMPENSATION For all services rendered by the Contractor under this Agreement, the Customer shall indemnify the Contractor. In the event that the Customer fails to make any of the payments mentioned, the Contractor shall have the right, but shall not be obliged, to exercise any of the following remedies: ","Service Agreement","6","https://templates.business-in-a-box.com/imgs/1000px/service-agreement-D12711.png","https://templates.business-in-a-box.com/imgs/250px/12711.png","https://templates.business-in-a-box.com/svgs/docviewerWebApp1.html?v6#12711.xml",{"title":109,"description":6},"service agreement",[111,112],{"label":17,"url":96},{"label":17,"url":96},"lease agreement","/template/lease-agreement-D12711",{"description":116,"descriptionCustom":6,"label":117,"pages":118,"size":119,"extension":10,"preview":120,"thumb":121,"svgFrame":122,"seoMetadata":123,"parents":124,"keywords":113,"url":131},"COMMERCIAL LEASE AGREEMENT This Lease Agreement (the \"Agreement\") is made and effective [DATE], BETWEEN: [YOUR COMPANY NAME] (the \"Landlord\"), a corporation organized and existing under the laws of the [State/Province] of [STATE/PROVINCE], with its head office located at: [YOUR COMPLETE ADDRESS] AND: [TENANT NAME] (the \"Tenant\"), an individual with his main address located at OR a corporation organized and existing under the laws of the [State/Province] of [STATE/PROVINCE], with its head office located at: [COMPLETE ADDRESS] DESCRIPTION OF PREMISES Landlord leases to Tenant the premises located at [address], [city], [state], and described more particularly as follows: [insert legal description]. GRANT OF LEASE Landlord, in consideration of the rents to be paid and the covenants and agreements to be performed and observed by the Tenant, does hereby lease to the Tenant and the Tenant does hereby lease and take from the Landlord the property described in Exhibit \"A\" attached hereto and by reference made a part hereof (the \"Leased Premises\"), together with, as part of the parcel, all improvements located thereon. LEASE TERM Total Term of Lease: The term of this Lease shall begin on the commencement date, as defined in Section b) of this Article 3, and shall terminate on [DATE]. Commencement Date: The \"Commencement Date\" shall mean the date on which the Tenant shall commence to conduct business on the Leased Premised, so long as such date is not in excess of [NUMBER] days subsequent to execution hereof. EXTENSIONS The parties hereto may elect to extend this Agreement upon such terms and conditions as may be agreed upon in writing and signed by the parties at the time of any such extension. DETERMINATION OF RENT The Tenant agrees to pay the Landlord and the Landlord agrees to accept, during the term hereof, at such place as the Landlord shall from time to time direct by notice to the Tenant, rent at the following rates and times: Annual Rent: Annual rent for the term of the Lease shall be [AMOUNT], plus applicable sales tax. Payment of Yearly Rent: The annual rent shall be payable in advance in equal monthly installments of one-twelfth (1/12th) of the total yearly rent, which shall be [AMOUNT], on the first day of each and every calendar month during the term hereof, and prorata for the fractional portion of any month, except that on the first day of the calendar month immediately following the Commencement Date, the Tenant shall also pay to the Landlord rent at the said rate for any portion of the preceding calendar month included in the term of this Lease. Reference to yearly rent hereunder shall not be implied or construed to the effect that this Lease or the obligation to pay rent hereunder is from year to year, or for any term shorter than the existing Lease term, plus any extensions as may be agreed upon. A late fee in the amount of [AMOUNT] shall be assessed if payment is not postmarked or received by Landlord on or before the tenth day of each month. USE OF PROPERTY BY TENANT The Leased Premises may be occupied and used by Tenant exclusively as a [DESCRIBE], to be known as a [DESCRIBE]. Nothing herein shall give Tenant the right to use the property for any other purpose or to sublease, assign, or license the use of the property to any Sub-Tenant, assignee, or licensee, which or who shall use the property for any other use. RESTRICTIONS ON USE Tenant shall not use the demised premises in any manner that will increase risks covered by insurance on the demised premises and result in an increase in the rate of insurance or a cancellation of any insurance policy, even if such use may be in furtherance of Tenant's business purposes. Tenant shall not keep, use, or sell anything prohibited by any policy of fire insurance covering the demised premises, and shall comply with all requirements of the insurers applicable to the demised premises necessary to keep in force the fire and liability insurance. WASTE, NUISANCE, OR UNLAWFUL ACTIVITY Tenant shall not allow any waste or nuisance on the demised premises, or use or allow the demised premises to be used for any unlawful purpose. DELAY IN DELIVERING POSSESSION This lease agreement shall not be rendered void or voidable by the inability of Landlord to deliver possession to Tenant on the date set forth in Section 3. Landlord shall not be liable to Tenant for any loss or damage suffered by reason of such a delay; provided, however, that Landlord does deliver possession no later than [date]. In the event of a delay in delivering possession, the rent for the period of such delay will be deducted from the total rent due under this lease agreement. No extension of this lease agreement shall result from a delay in delivering possession. SECURITY DEPOSIT The Tenant has deposited with the Landlord the sum of [AMOUNT] as security for the full and faithful performance by the Tenant of all the terms of this lease required to be performed by the Tenant. Such sum shall be returned to the Tenant after the expiration of this lease, provided the Tenant has fully and faithfully carried out all of its terms. In the event of a bona fide sale of the property of which the leased premises are a part, the Landlord shall have the right to transfer the security to the purchaser to be held under the terms of this lease, and the Landlord shall be released from all liability for the return of such security to the Tenant. TAXES Property Taxes: The Tenant shall be liable for all taxes levied against any leasehold interest of the Tenant or personal property and trade fixtures owned or placed by the Tenant in the Leased Premises. Real Estate Taxes: During the continuance of this lease Landlord shall deliver to Tenant a copy of any real estate taxes and assessments against the Leased Property. From and after the Commencement Date, the Tenant shall pay to Landlord not later than [NUMBER] days after the day on which the same may become initially due, all real estate taxes and assessments applicable to the Leased Premises, together with any interest and penalties lawfully imposed thereon as a result of Tenant's late payment thereof, which shall be levied upon the Leased Premises during the term of this Lease. Contest of Taxes: The Tenant, at its own cost and expense, may, if it shall in good faith so desire, contest by appropriate proceedings the amount of any personal or real property tax. The Tenant may, if it shall so desire, endeavor at any time or times, by appropriate proceedings, to obtain a reduction in the assessed valuation of the Leased Premises for tax purposes. In any such event, if the Landlord agrees, at the request of the Tenant, to join with the Tenant at Tenant's expense in said proceedings and the Landlord agrees to sign and deliver such papers and instruments as may be necessary to prosecute such proceedings, the Tenant shall have the right to contest the amount of any such tax and the Tenant shall have the right to withhold payment of any such tax, if the statute under which the Tenant is contesting such tax so permits. Payment of Ordinary Assessments: The Tenant shall pay all assessments, ordinary and extraordinary, attributable to or against the Leased Premises not later than [NUMBER] days after the day on which the same became initially due. The Tenant may take the benefit of any law allowing assessments to be paid in installments and in such event the Tenant shall only be liable for such installments of assessments due during the term hereof. ","Commercial Lease Agreement","19",145,"https://templates.business-in-a-box.com/imgs/1000px/lease-agreement-D1179.png","https://templates.business-in-a-box.com/imgs/250px/1179.png","https://templates.business-in-a-box.com/svgs/docviewerWebApp1.html?v6#1179.xml",{"title":6,"description":6},[125,128],{"label":126,"url":127},"Real Estate","real-estate-business",{"label":129,"url":130},"Business Checklists","business-checklists","/template/lease-agreement-D1179",{"description":133,"descriptionCustom":6,"label":134,"pages":135,"size":136,"extension":10,"preview":137,"thumb":138,"svgFrame":139,"seoMetadata":140,"parents":141,"keywords":151,"url":152},"PROMISSORY NOTE This Promissory Note (the \"Note\") is made and effective the [DATE], BETWEEN: [LENDER NAME] (the \"Lender\"), an individual with his main address located at OR a corporation organized and existing under the laws of the [State/Province] of [STATE/PROVINCE], with its head office located at: [COMPLETE ADDRESS] AND: [YOUR COMPANY NAME] (the \"Borrower\"), a corporation organized and existing under the laws of the [State/Province] of [STATE/PROVINCE], with its head office located at: [YOUR COMPLETE ADDRESS] TERMS FOR VALUE RECEIVED, the Borrower promises to pay to the order of Lender, at its principal office located at [ADDRESS], or at such other place that is designated in writing by the holder hereof, the principal sum of [AMOUNT], together with all charges and interest herein provided, payable at the rate and in the manner hereinafter set forth: Borrower shall make monthly payments of principal and interest at the rate of [%] per annum based upon an amortization of [NUMBER] months. Monthly payments shall be due on or before the first day of each month with the first payment being due on or before [DATE]. If not sooner paid, all amounts due under this Note, including principal, interest and other charges shall be due and payable in full on or before the first day of [MONTH], [YEAR] (the \"Maturity Date\"). Time is of the essence of the payment obligations hereunder and each monthly payment shall be due and payable on or before the first day of each month. This Note is and will be secured by a certain first priority security interest in all of the tangible and intangible property of the Borrower, to be recorded in all applicable governmental offices. The parties shall execute a separate security agreement, in form and substance acceptable to the Lender in all respects. Borrower agrees to execute any such security agreements presented by the Lender or other documents required by the Lender in order to perfect its security interest in the above described property. Said Security Agreement and any other instruments and documents executed in connection with or given as security for this Note shall hereinafter be referred to collectively as the \"Loan Documents.\" All of the terms, covenants, Conditions, representations and warranties contained in the Loan Documents are hereby made part of this Note to the same extent and with the same force and effect as if fully set forth herein. If all or any portion of any payment due hereunder is not received by the Lender within [NUMBER] calendar days after the date when such payment is due, Borrower shall pay a late charge equal to [%] of such payment, such late charge to be immediately due and payable without demand by Lender. Borrower shall have the right to prepay all (but not a portion) of the indebtedness evidenced by this Note at any time, by paying the Lender an amount equal to the sum of (I) the principal balance then outstanding, (ii) all interest accrued to the date of such prepayment, (iii) all interest calculated through the Maturity Date, and (iv) any late charge or charges then due and owing. If any payment under this Note is not paid in full by the [DAY] of any month during the term hereof or if the entire amount due as represented by this Note is not paid in full on or before the Maturity Date, or should default be made in the performance or observation of any of the terms, covenants, or conditions contained in the Loan Documents, or if any representation or warranty contained in the Loan Documents is breached or is or becomes untrue, this Note shall be in default, and the entire principal amount outstanding hereunder, accrued interest thereon, all late charges, if any, and any and all other charges due hereunder, shall, at Lender's option, immediately become due and payable, without further notice, the giving of such notice being expressly waived by the Borrower","Promissory Note","3",39,"https://templates.business-in-a-box.com/imgs/1000px/promissory-note-D434.png","https://templates.business-in-a-box.com/imgs/250px/434.png","https://templates.business-in-a-box.com/svgs/docviewerWebApp1.html?v6#434.xml",{"title":6,"description":6},[142,145,148],{"label":143,"url":144},"Finance & Accounting","finance-accounting",{"label":146,"url":147},"Business Loans","business-loan",{"label":149,"url":150},"Promissory Notes","promisory-note","promissory note","/template/promissory-note-D434",{"description":154,"descriptionCustom":6,"label":155,"pages":156,"size":157,"extension":10,"preview":158,"thumb":159,"svgFrame":160,"seoMetadata":161,"parents":162,"keywords":169,"url":170},"BILL OF SALE This Bill of Sale (the \"Agreement\") is made and effective [DATE], BETWEEN: [YOUR COMPANY NAME] (the \"Seller\") , a corporation organized and existing under the laws of the [State/Province] of [STATE/PROVINCE], with its head office located at: [YOUR COMPLETE ADDRESS] AND: [BUYER NAME] (the \"Buyer\"), an individual with his main address located at OR a corporation organized and existing under the laws of the [State/Province] of [STATE/PROVINCE], with its head office located at: [COMPLETE ADDRESS] For good and valuable consideration, the Seller hereby sells and transfers possession of the following goods in their present condition and location to the Buyer, and its successors and assigns forever, the following described goods [DETAILED LIST OF GOODS]. Seller warrants and represents that he/she has good title to said property, full authority to sell and transfer same and that said goods and chattels are being sold free and clear of all liens, encumbrances, liabilities and adverse claims, of every nature and description.","Bill of Sale","1",29,"https://templates.business-in-a-box.com/imgs/1000px/bill-of-sale-D1229.png","https://templates.business-in-a-box.com/imgs/250px/1229.png","https://templates.business-in-a-box.com/svgs/docviewerWebApp1.html?v6#1229.xml",{"title":6,"description":6},[163,166],{"label":164,"url":165},"Sales & Marketing","sales-marketing",{"label":167,"url":168},"Marketing & Sales Contracts","marketing-sales-contracts","bill sale","/template/bill-of-sale-D1229",{"description":172,"descriptionCustom":6,"label":173,"pages":87,"size":88,"extension":10,"preview":174,"thumb":175,"svgFrame":176,"seoMetadata":177,"parents":179,"keywords":184,"url":185},"A Brief Guide on Search Engine Marketing A Condensed Guidebook to Help You Understand Search Engine Marketing Table of Contents Search Engine Marketing - An Overview 3 What is Search Engine Marketing? 3 Why Search Engine Marketing is Vital for Your Business 4 How Search Engine Marketing Works 5 Key Advantages of SEM 7 Final Thoughts 8 Search Engine Marketing - An Overview The world seems to spend most of its time online nowadays. In a competitive marketplace, it is of the utmost importance for your business to be visible online. In the modern world of business, there is simply no better way to introduce potential customers to your business and the products or services you provide. Most people use search engines like Google or Bing to find anything and everything they're looking for. This is where search engine marketing comes in. Searching for something on a search engine triggers a response with all results relevant to your search-web pages ranked according to relevance determined by the search engine's algorithm. The goal of search engine marketing is then to ensure that your business or products appear on exactly the right search pages at exactly the right time. What is Search Engine Marketing? Search engine marketing (SEM) is also known as Paid Search Advertising and entails marketing your business by paying companies that manage search engines to include your advertisements in their algorithms. Advertisers bid for keywords that are often used in online searches, allowing their ads to appear with other search engine results. It goes without saying that SEM should be an integral part of the online marketing strategy of any business. Don't Confuse SEM with SEO Search engine marketing or SEM is entirely different from search engine optimization or SEO, although the two are often confused. While SEM refers to paying for advertisements to appear in search engine results, SEO refers to creating online content in such a way as to optimize your website's ranking in search engine results. Why Search Engine Marketing is Vital for Your Business Competing in the modern world of business requires a comprehensive and holistic online marketing strategy. SEO and paid advertisements on social media and select websites simply aren't enough anymore. This needs to be complemented by marketing with the largest player on the internet: the search engine. People have relied on search engines to find what they need for a number of years already, and this is becoming increasingly so. Think of the last time you even looked at a phonebook or in a newspaper for a product or service. To give you an idea of the reach of search engines, Google alone performs over 3.5 billion searches every single day. If you can manage to appear at the top of the right search results, you have an excellent chance of reaching the maximum number of potential clients at precisely the right time, thereby increasing your business' visibility and reaching your ultimate goal of increasing sales. How Search Engine Marketing Works Every time a keyword (which can be both a single word or a short phrase) is entered into a query on Google, for example, that keyword is made available to be auctioned off. Advertisers enter the auction by indicating their interest in participating, and the actual bidding proceeds by indicating how much they are willing to spend for every search click on their advertisement. Once you have \"purchased\" a keyword, the search engine allows your advertisement to appear alongside other search results every time your keyword is entered. Most search engines offer pay-per-click or pay-per-view options, which means you only pay for every time someone clicks on your advertisement or watches your video content. However, not every advertisement related to a keyword search will appear on every single search. This is because search engines take a number of factors into account when deciding where and when to display ads on searches. Advertisements are then ranked according to how much is paid for them as well as the quality score of the advertisement itself, which is determined by the algorithm during the auction. This determines your advertisement's ranking on search engine result pages (SERPS). When it comes to optimizing your SEM strategy, there are a number of vitally important things to remember: Bidding on Keywords","Guide On Search Engine Marketing","https://templates.business-in-a-box.com/imgs/1000px/guide-on-search-engine-marketing-D12945.png","https://templates.business-in-a-box.com/imgs/250px/12945.png","https://templates.business-in-a-box.com/svgs/docviewerWebApp1.html?v6#12945.xml",{"title":178,"description":6},"guide on search engine marketing",[180,181],{"label":164,"url":165},{"label":182,"url":183},"Marketing Plan","marketing-plan","guide search engine marketing","/template/guide-on-search-engine-marketing-D12945",false,{"seo":188,"reviewer":201,"legal_disclaimer":205,"quick_facts":206,"at_a_glance":208,"personas":212,"variants":236,"glossary":261,"clauses":298,"how_to_fill":344,"common_mistakes":385,"faqs":410,"industries":438,"comparisons":455,"diy_vs_lawyer":470,"jurisdictions":483,"related_template_ids_curated":504,"schema":516,"classification":517},{"meta_title":189,"meta_description":190,"primary_keyword":191,"secondary_keywords":192,"family":191,"is_canonical":186},"Warranty Deed Template | Free Word Download","Free warranty deed template for transferring real property with full title guarantees.","warranty deed template",[193,194,195,196,197,198,199,200],"warranty deed form","general warranty deed template","warranty deed template word","free warranty deed template","warranty deed pdf","real property transfer deed","warranty deed example","warranty deed download",{"name":202,"credential":203,"reviewed_date":204},"Bruno Goulet","CEO, Business in a Box","2026-05-02",true,{"difficulty":207,"legal_review_recommended":205,"signature_required":205,"notarization_required":205},"advanced",{"what_it_is":209,"when_you_need_it":210,"whats_inside":211},"A Warranty Deed is a legally binding instrument used to transfer ownership of real property from a grantor (seller) to a grantee (buyer), in which the grantor guarantees clear title and promises to defend the grantee against any future claims on the property. This free Word download gives you a professionally structured starting point you can edit online and export as PDF for execution, notarization, and recording with the appropriate county or land registry office.\n","Use it whenever real property is being sold or transferred and the buyer requires the highest level of title protection — including residential home sales, commercial property transfers, and business asset acquisitions involving real estate. It is also commonly required by mortgage lenders and title insurance companies as a condition of financing.\n","Grantor and grantee identification, recitals of consideration, a full legal description of the property, the granting clause, six standard title covenants (seisin, quiet enjoyment, further assurance, warranty forever, encumbrances, and right to convey), signature and acknowledgment blocks, and a notarization section required for recording.\n",[213,217,221,225,228,232],{"title":214,"use_case":215,"icon_asset_id":216},"Residential property sellers","Transferring a home to a buyer with a full title guarantee at closing","persona-small-business-owner",{"title":218,"use_case":219,"icon_asset_id":220},"Commercial real estate investors","Conveying commercial property with clean title to a purchasing entity","persona-ceo",{"title":222,"use_case":223,"icon_asset_id":224},"Real estate attorneys","Drafting deed instruments for clients in property sale transactions","persona-legal-counsel",{"title":226,"use_case":227,"icon_asset_id":216},"Small business owners","Transferring business-owned real property as part of an asset sale",{"title":229,"use_case":230,"icon_asset_id":231},"Estate administrators","Conveying inherited real property to beneficiaries or third-party buyers","persona-operations-director",{"title":233,"use_case":234,"icon_asset_id":235},"Corporate real estate departments","Documenting intra-company property transfers between affiliated entities","persona-hr-manager",[237,241,244,247,251,254,258],{"situation":238,"recommended_template":239,"slug":240},"Selling residential or commercial property with full title guarantee","General Warranty Deed","warranty-deed-D993",{"situation":242,"recommended_template":243,"slug":240},"Transferring property with title guarantee only for the period of ownership","Special Warranty Deed",{"situation":245,"recommended_template":69,"slug":246},"Transferring property with no title warranties — quitclaim only","quitclaim-deed-D394",{"situation":248,"recommended_template":249,"slug":250},"Transferring property as part of a trust arrangement","Trustee's Deed","assignment-for-deed-D974",{"situation":252,"recommended_template":253,"slug":250},"Conveying property from a deceased person's estate","Executor's Deed",{"situation":255,"recommended_template":256,"slug":257},"Transferring property between spouses or family members","Interspousal Transfer Deed","transfer-of-title-warranty-deed-D992",{"situation":259,"recommended_template":260,"slug":250},"Lender conveying foreclosed property to a buyer","Sheriff's Deed / Referee's Deed",[262,265,268,271,274,277,280,283,286,289,292,295],{"term":263,"definition":264},"Grantor","The current owner of the property who is transferring title to the buyer or recipient.",{"term":266,"definition":267},"Grantee","The person or entity receiving ownership of the property under the deed.",{"term":269,"definition":270},"Legal Description","A precise written description of a parcel of land using metes and bounds, lot and block, or government survey method — not a street address.",{"term":272,"definition":273},"Consideration","The value exchanged for the property transfer, typically the purchase price, stated in the deed to satisfy contractual and recording requirements.",{"term":275,"definition":276},"Covenant of Seisin","The grantor's guarantee that they actually own the property and have the legal right to convey it.",{"term":278,"definition":279},"Covenant of Quiet Enjoyment","The grantor's promise that the grantee's possession will not be disturbed by any third party claiming superior title.",{"term":281,"definition":282},"Encumbrance","Any lien, easement, mortgage, judgment, or restriction that affects the property's title or limits the grantee's use.",{"term":284,"definition":285},"Notarization","The process by which a notary public verifies the identity of the signing parties and witnesses execution, required for deed recording in most jurisdictions.",{"term":287,"definition":288},"Recording","The act of filing a properly executed deed with the county recorder, register of deeds, or land registry office to provide public notice of the ownership transfer.",{"term":290,"definition":291},"Title Search","An examination of public records to trace the chain of ownership of a property and identify any outstanding liens, encumbrances, or defects in title.",{"term":293,"definition":294},"Chain of Title","The chronological sequence of all recorded ownership transfers for a property, running from the original grant to the current owner.",{"term":296,"definition":297},"Title Insurance","A policy that protects a buyer or lender against financial loss from undiscovered title defects, liens, or ownership disputes not revealed by a title search.",[299,304,309,314,319,324,329,334,339],{"name":300,"plain_english":301,"sample_language":302,"common_mistake":303},"Parties identification","Names and addresses of the grantor (seller) and grantee (buyer) as legal entities or individuals, establishing who is transferring and who is receiving the property.","THIS GENERAL WARRANTY DEED is made on [DATE], by [GRANTOR FULL LEGAL NAME], a [INDIVIDUAL / ENTITY TYPE] of [GRANTOR ADDRESS] ('Grantor'), to [GRANTEE FULL LEGAL NAME], a [INDIVIDUAL / ENTITY TYPE] of [GRANTEE ADDRESS] ('Grantee').","Using a nickname, trade name, or abbreviated entity name instead of the exact legal name on title — this creates a gap in the chain of title that requires a corrective deed to fix.",{"name":305,"plain_english":306,"sample_language":307,"common_mistake":308},"Recitals and consideration","States the purchase price or other consideration exchanged and confirms the grantor's intent to convey the property, satisfying the contractual requirement that a deed be supported by value.","FOR AND IN CONSIDERATION of the sum of [PURCHASE PRICE] Dollars ($[AMOUNT]) and other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, Grantor hereby grants and conveys to Grantee the following described real property.","Stating $1 or 'love and affection' as consideration for an arm's-length commercial sale. Many states calculate transfer taxes from the stated consideration, and an understated amount can trigger penalties and reassessment.",{"name":310,"plain_english":311,"sample_language":312,"common_mistake":313},"Legal description of property","The precise survey-based description of the land being conveyed — metes and bounds, lot and block number, or government survey township and range — sufficient to identify the parcel without ambiguity.","Lot [NUMBER], Block [NUMBER], of [SUBDIVISION NAME], as recorded in Plat Book [NUMBER], Page [NUMBER], in the office of the [COUNTY] County Recorder, State of [STATE], also known by street address as [STREET ADDRESS] (for reference only).","Using only the street address as the property description. Street addresses are not legally sufficient to identify a parcel and make the deed defective and unrecordable.",{"name":315,"plain_english":316,"sample_language":317,"common_mistake":318},"Granting clause","The operative words that legally transfer ownership from grantor to grantee, along with any co-tenancy structure (joint tenancy, tenancy in common, community property) under which the grantee will hold title.","Grantor hereby GRANTS, BARGAINS, SELLS, and CONVEYS to Grantee, in [TENANCY TYPE], all of Grantor's right, title, and interest in and to the above-described property, together with all appurtenances, easements, and improvements thereon.","Omitting the tenancy designation when multiple grantees are named. Without specifying joint tenancy or tenancy in common, most states default to tenancy in common, which may not reflect the parties' intent and complicates future transfers.",{"name":320,"plain_english":321,"sample_language":322,"common_mistake":323},"Covenant of seisin and right to convey","The grantor's warranty that they are the lawful owner of the property and hold the legal authority to transfer it — the foundational promise distinguishing a warranty deed from a quitclaim deed.","Grantor covenants and warrants that Grantor is lawfully seised of the Property in fee simple, has good right and lawful authority to sell and convey the same, and that the title so conveyed is clear, free, and unencumbered except as noted herein.","Removing or weakening the seisin covenant in a general warranty deed without converting it to a special warranty deed. Buyers and lenders rely on this covenant — deleting it without notice exposes the transaction to rescission.",{"name":325,"plain_english":326,"sample_language":327,"common_mistake":328},"Covenant against encumbrances","The grantor's guarantee that the property is free of all liens, mortgages, judgments, easements, and restrictions except those expressly listed in the deed.","Grantor warrants that the Property is free and clear of all encumbrances except: [LIST PERMITTED EXCEPTIONS — e.g., current year property taxes not yet due and payable; easements of record; CC&Rs recorded at Book [X], Page [X]].","Failing to list known permitted exceptions such as utility easements or HOA covenants. Undisclosed encumbrances that the grantee later discovers may constitute a breach of warranty, exposing the grantor to damages.",{"name":330,"plain_english":331,"sample_language":332,"common_mistake":333},"Covenant of quiet enjoyment and warranty forever","The grantor's promise to defend the grantee's ownership against any person or entity claiming superior title, for the life of the warranty — the defining feature of a general warranty deed.","Grantor shall WARRANT AND FOREVER DEFEND the title to the Property unto Grantee, their heirs, successors, and assigns, against the lawful claims of all persons whomsoever claiming by, through, or under Grantor or otherwise.","Using 'by, through, or under Grantor only' language (which is the special warranty standard) in a document titled 'General Warranty Deed.' The title and the operative clause must match, or the grantee receives narrower protection than they bargained for.",{"name":335,"plain_english":336,"sample_language":337,"common_mistake":338},"Execution and acknowledgment block","The grantor's signature, the date of execution, and the notary's acknowledgment certifying the grantor's identity and voluntary execution — required for the deed to be recordable in virtually every US state, Canadian province, and UK land registry.","IN WITNESS WHEREOF, Grantor has executed this Warranty Deed as of the date first written above. [GRANTOR SIGNATURE LINE] | State of [STATE], County of [COUNTY]: Before me, the undersigned notary, personally appeared [GRANTOR NAME], known to me to be the person whose name is subscribed to the foregoing instrument, and acknowledged that they executed the same for the purposes therein contained.","Having the deed notarized in a state different from where the property is located without confirming that the out-of-state notarization is accepted by the recording county. Several jurisdictions require an apostille or certificate of authority for out-of-state notarizations.",{"name":340,"plain_english":341,"sample_language":342,"common_mistake":343},"Return-to and recording information","Instructions to the county recorder on where to return the deed after recording, along with any deed tax or transfer fee stamps required by the recording jurisdiction.","After recording, return to: [GRANTEE NAME / ATTORNEY NAME], [ADDRESS]. Assessor's Parcel Number: [APN]. Deed Transfer Tax: $[AMOUNT] (computed on consideration of $[AMOUNT] at the rate of $[RATE] per $[UNIT]).","Omitting the assessor's parcel number (APN) from deeds in jurisdictions where it is required. Missing APNs cause recorder rejections and delay closing — sometimes by days in high-volume recording offices.",[345,350,355,360,365,370,375,380],{"step":346,"title":347,"description":348,"tip":349},1,"Confirm the grantor's exact legal name on title","Pull the most recent recorded deed for the property and copy the grantor's name exactly as it appears — including any 'married name,' 'trustee,' or entity suffix. Any variation creates a title defect.","If the grantor's name changed since the last deed (marriage, divorce, corporate restructuring), add a recital: '[CURRENT NAME], formerly known as [PRIOR NAME]' to close the gap.",{"step":351,"title":352,"description":353,"tip":354},2,"Enter the grantee's full legal name and tenancy structure","Use the grantee's legal name as it will appear on future conveyances. For multiple grantees, specify joint tenancy with right of survivorship, tenancy in common with stated percentages, or community property.","Married couples purchasing as community property in Arizona, California, Nevada, Texas, or Washington should state 'as community property' explicitly — this affects tax basis step-up at death.",{"step":356,"title":357,"description":358,"tip":359},3,"Insert the full legal description from the current deed or survey","Copy the legal description verbatim from the existing recorded deed or a current survey — do not paraphrase or abbreviate. Include book and page references for recorded plats.","Ask the title company or county recorder for a 'deed copy' of the most recent recorded instrument to ensure you have the complete, unabridged legal description.",{"step":361,"title":362,"description":363,"tip":364},4,"State the true consideration amount","Enter the actual purchase price in both numerals and words. In jurisdictions where transfer taxes are calculated on stated consideration, understating the price to pay lower taxes is a statutory violation.","If the transfer is a gift, inter-family conveyance, or estate transaction, confirm whether your state requires nominal consideration to be stated and whether a gift-tax or estate return is required.",{"step":366,"title":367,"description":368,"tip":369},5,"List all permitted encumbrances","Review the title commitment or title search report and list every exception — utility easements, HOA declarations, mineral reservations, and current-year taxes — in the encumbrances clause.","Use the same language the title company uses in Schedule B of the title commitment. Word-for-word consistency between the deed and the title policy avoids coverage gaps.",{"step":371,"title":372,"description":373,"tip":374},6,"Verify the warranty scope matches the deed type","Confirm that the warranty language — 'against the claims of all persons' (general) vs. 'by, through, or under Grantor only' (special) — matches what was agreed in the purchase contract.","Commercial sellers frequently negotiate a special warranty deed. If the purchase contract specifies general warranty, a deed with special warranty language is a breach — flag it before closing.",{"step":376,"title":377,"description":378,"tip":379},7,"Execute before a notary public","Both grantor signatures (and spouse if required in community property states) must be witnessed and notarized. Bring valid government-issued photo ID and ensure the notary completes the acknowledgment block in full.","Some states — Florida, Georgia, and South Carolina among them — require two witnesses in addition to a notary. Check your state's deed execution statute before the signing appointment.",{"step":381,"title":382,"description":383,"tip":384},8,"Record the deed with the county recorder or land registry","Submit the original executed deed, deed transfer tax payment, and any required cover sheet to the recorder's office in the county where the property is located, typically at or immediately after closing.","In high-value transactions, use overnight courier or hand-delivery to the recorder and request a recorded copy returned to the grantee — unrecorded deeds are vulnerable to subsequent liens and bona fide purchaser claims.",[386,390,394,398,402,406],{"mistake":387,"why_it_matters":388,"fix":389},"Using a street address as the legal description","A street address does not legally identify a parcel — recorders will reject the deed, and if somehow recorded, the deed may be void for indefiniteness of description.","Obtain the full legal description from the existing recorded deed, county assessor records, or a licensed surveyor and copy it verbatim into the deed.",{"mistake":391,"why_it_matters":392,"fix":393},"Mismatched grantor name and title record","If the name on the deed differs from the name on the most recent recorded instrument — even by a middle initial or entity suffix — the chain of title is broken, title insurance cannot be issued, and the grantee may not be able to sell or mortgage the property.","Match the grantor's name exactly to the vesting shown on the prior recorded deed. Add a 'formerly known as' recital for any name changes and attach supporting documentation.",{"mistake":395,"why_it_matters":396,"fix":397},"Failing to list known encumbrances","A general warranty guarantees title is free of encumbrances except those disclosed. An undisclosed easement or HOA assessment discovered after closing is a breach of warranty that can result in damages against the grantor.","Order a title search before drafting, review every Schedule B exception in the title commitment, and list each one explicitly in the deed's encumbrances clause.",{"mistake":399,"why_it_matters":400,"fix":401},"Skipping notarization or using an incorrect acknowledgment form","An unnotarized or improperly acknowledged deed cannot be recorded, provides no constructive notice, and is vulnerable to challenge by subsequent lien holders or purchasers who record first.","Use the acknowledgment form prescribed by statute in the state where the property is located — not the state where the signing occurs — and confirm the notary's commission is current and covers the date of execution.",{"mistake":403,"why_it_matters":404,"fix":405},"Omitting a spouse's signature in community property states","In Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington, and Wisconsin, a spouse may hold a community property interest in real estate even if not on title. Conveying without their joinder leaves the grantee exposed to a spousal claim.","Require the grantor's spouse to execute a spousal joinder or consent block in the deed when the property is located in a community property jurisdiction, regardless of whose name appears on title.",{"mistake":407,"why_it_matters":408,"fix":409},"Delaying recording after execution","An executed but unrecorded deed does not provide constructive notice to third parties. A judgment lien or subsequent deed recorded before yours can take priority under the recording acts of most states.","Record the deed on the day of closing or the next business day. In competitive or high-lien-risk transactions, hand-deliver to the recorder before the courthouse closes.",[411,414,417,420,423,426,429,432,435],{"question":412,"answer":413},"What is a warranty deed?","A warranty deed is a legal instrument used to transfer real property ownership from a grantor to a grantee, in which the grantor makes binding promises — called covenants — about the quality of the title being conveyed. The grantor warrants that they own the property outright, have the right to sell it, that it is free of undisclosed encumbrances, and that they will defend the grantee's title against any future claims. It is the strongest form of deed available and is typically required by mortgage lenders and title insurance companies.\n",{"question":415,"answer":416},"What is the difference between a general warranty deed and a special warranty deed?","A general warranty deed guarantees title against claims from all persons — including those whose interest arose before the grantor owned the property. A special warranty deed limits the guarantee to claims arising only during the grantor's period of ownership. Commercial sellers and estate conveyances often insist on special warranty deeds to limit exposure to historical title defects. Residential buyers typically receive and should demand a general warranty deed.\n",{"question":418,"answer":419},"What is the difference between a warranty deed and a quitclaim deed?","A warranty deed transfers ownership with full title guarantees; a quitclaim deed transfers only whatever interest the grantor happens to hold — with no warranties at all. If the grantor has no interest, the grantee receives nothing and has no recourse. Quitclaim deeds are used between family members, divorcing spouses, and trustees, where the parties trust each other and title quality is not disputed. They should never be used in arm's-length sales where the buyer needs clean, insurable title.\n",{"question":421,"answer":422},"Does a warranty deed need to be notarized?","Yes, in virtually every US state a deed must be signed and acknowledged before a notary public to be recordable with the county recorder. Some states additionally require one or two witnesses. An unnotarized deed may be valid between the parties as a contract but cannot be recorded — meaning it provides no constructive notice and is vulnerable to subsequent lien holders or purchasers who record first. Always notarize and record promptly at or after closing.\n",{"question":424,"answer":425},"What happens if a warranty deed is not recorded?","An unrecorded deed is generally valid between the grantor and grantee but does not provide constructive notice to the world. Under most states' recording acts, a subsequent purchaser or lien holder who records first and has no actual notice of the prior deed can take priority over the unrecorded grantee. In practice, title insurance companies and mortgage lenders require immediate recording at closing for this reason.\n",{"question":427,"answer":428},"Who typically prepares a warranty deed?","In most residential transactions, the deed is prepared by a real estate attorney, title company closing agent, or escrow officer on behalf of the buyer or lender. In commercial transactions, the grantor's or grantee's attorney typically drafts the deed and the opposing counsel reviews it. Using a high-quality template is appropriate for straightforward transactions in states with standardized form deeds — but attorney review is advisable whenever the transaction is large, title is complex, or parties are unfamiliar with the applicable state requirements.\n",{"question":430,"answer":431},"Can a warranty deed be used to transfer property between family members?","Yes, a warranty deed can be used for family transfers, though many family transfers use quitclaim deeds instead because formal title guarantees seem unnecessary between relatives. A warranty deed is preferable when the recipient intends to mortgage or sell the property in the future, because lenders and future buyers may require a warranty deed in the prior chain of title. Consider consulting a tax advisor — transfers between family members may trigger gift tax reporting obligations or affect the property's tax basis.\n",{"question":433,"answer":434},"What taxes apply to a warranty deed transfer?","Most US states impose a deed transfer tax, documentary stamp tax, or real estate excise tax calculated as a percentage or fixed rate on the stated consideration. Rates range from under 0.1% to over 2% depending on the state and county. Some states exempt transfers between spouses or into a revocable trust. The tax is typically paid at recording and evidenced by a tax stamp on the recorded deed. Understating consideration to reduce the tax is a statutory violation in all jurisdictions.\n",{"question":436,"answer":437},"Do I need title insurance if I have a warranty deed?","A warranty deed and title insurance serve different purposes and both are advisable. The deed's warranty gives you a contractual right to sue the grantor if a title defect arises — but only if the grantor is alive, solvent, and locatable. Title insurance pays claims immediately from an insurance fund regardless of the grantor's circumstances. Most mortgage lenders require a lender's title policy as a condition of financing, and buyers should purchase a separate owner's policy at closing.\n",[439,443,447,451],{"industry":440,"icon_asset_id":441,"specifics":442},"Residential Real Estate","industry-real-estate","General warranty deeds are the standard instrument in residential closings, required by virtually all mortgage lenders and title insurance underwriters as a condition of insuring the buyer's title.",{"industry":444,"icon_asset_id":445,"specifics":446},"Commercial Real Estate","industry-professional-services","Commercial transactions commonly use special warranty deeds to limit seller exposure to historical title defects, paired with extended title insurance coverage negotiated in the purchase and sale agreement.",{"industry":448,"icon_asset_id":449,"specifics":450},"Estate and Trust Administration","industry-legal","Executor's and trustee's deeds borrow warranty deed structure but limit covenants to the period of fiduciary ownership; estate practitioners must verify probate court authority before executing any conveyance.",{"industry":452,"icon_asset_id":453,"specifics":454},"Corporate and M&A","industry-fintech","Asset acquisitions involving real property require warranty or special warranty deeds for each parcel, with legal descriptions verified against Schedule A of the purchase agreement and title commitments obtained pre-close.",[456,459,462,466],{"vs":69,"vs_template_id":457,"summary":458},"D{QUITCLAIM_DEED_ID}","A quitclaim deed conveys whatever interest the grantor holds with no title warranties whatsoever. If title is defective or the grantor lacks full ownership, the grantee has no contractual recourse. Warranty deeds are appropriate for arm's-length sales where the buyer requires clean, insurable title; quitclaim deeds are appropriate for family transfers, divorce settlements, and trust funding where both parties understand the limitations.",{"vs":243,"vs_template_id":460,"summary":461},"D{SPECIAL_WARRANTY_DEED_ID}","A special warranty deed limits the grantor's title guarantee to the period of their own ownership — claims arising before they acquired the property fall outside the warranty. Commercial sellers and institutional grantors routinely insist on special warranty to cap historical exposure. Buyers in residential transactions should push for a general warranty deed, which covers the entire chain of title.",{"vs":463,"vs_template_id":464,"summary":465},"Grant Deed","D{GRANT_DEED_ID}","A grant deed, used primarily in California, carries two implied covenants: that the grantor has not previously conveyed the property to another and that the property is free of encumbrances made by the grantor. It offers less protection than a general warranty deed because it does not warrant against title defects that predate the grantor's ownership. Buyers in states where grant deeds are customary should still obtain title insurance.",{"vs":467,"vs_template_id":468,"summary":469},"Purchase and Sale Agreement","D{PURCHASE_SALE_AGREEMENT_ID}","A purchase and sale agreement is the contract obligating buyer and seller to complete a property transaction; it governs price, contingencies, closing date, and representations. The warranty deed is the closing instrument that actually transfers title and fulfills the conveyance obligation created by the purchase contract. Both documents are required in every real property sale — the agreement precedes closing; the deed is delivered at closing.",{"use_template":471,"template_plus_review":475,"custom_drafted":479},{"best_for":472,"cost":473,"time":474},"Simple, unencumbered transfers in states with standardized deed forms and where a title company or escrow officer is handling closing","Free","30–60 minutes",{"best_for":476,"cost":477,"time":478},"Residential and small commercial sales where the parties want attorney confirmation that the legal description, covenants, and execution requirements are correct","$300–$800","1–3 days",{"best_for":480,"cost":481,"time":482},"Complex commercial transactions, multi-parcel conveyances, trust or estate transfers, cross-jurisdictional property, or any transaction where title is disputed or encumbrances are non-standard","$800–$3,000+","3–10 days",[484,489,494,499],{"code":485,"name":486,"flag_asset_id":487,"note":488},"us","United States","flag-us","Deed form, execution, and recording requirements are governed by individual state statutes and vary significantly. Some states — California, Oregon, and Washington — commonly use grant deeds rather than warranty deeds. Community property states (AZ, CA, ID, LA, NV, NM, TX, WA, WI) require spousal joinder for the conveyance of community property. Transfer taxes, documentary stamp requirements, and recording fees differ by state and county. Always verify current requirements with the recording office in the county where the property is located.",{"code":490,"name":491,"flag_asset_id":492,"note":493},"ca","Canada","flag-ca","Canada uses a land titles or registry system varying by province; the equivalent of a warranty deed is a Transfer of Land (Alberta, BC, Manitoba) or a Deed of Conveyance (Ontario, Atlantic provinces). Warranty covenants are typically implied by statute under provincial Conveyancing Acts rather than stated explicitly in the instrument. Land transfer tax applies in most provinces, with rates from 0.5% to 2% of the purchase price; Ontario and BC impose additional non-resident speculation taxes on certain buyers.",{"code":495,"name":496,"flag_asset_id":497,"note":498},"uk","United Kingdom","flag-uk","In England and Wales, land transfers are executed using a TR1 form registered with HM Land Registry; implied title guarantee covenants (full or limited) function similarly to general and special warranty respectively. Scotland uses a Disposition under the Land Registration (Scotland) Act 2012. Stamp Duty Land Tax (SDLT) in England, Land and Buildings Transaction Tax (LBTT) in Scotland, and Land Transaction Tax (LTT) in Wales apply on a tiered basis. The deed must be executed as a deed — signed, witnessed, and delivered — rather than simply signed.",{"code":500,"name":501,"flag_asset_id":502,"note":503},"eu","European Union","flag-eu","EU member states do not have a common deed form; each country maintains its own conveyancing system. Most civil-law countries (France, Germany, Spain, Italy, Netherlands) require a notarial deed executed before a civil-law notary — a private deed in the common-law sense is not sufficient to transfer title. Transfer taxes and notarial fees vary significantly: French droits de mutation run approximately 5.8% of purchase price; German Grunderwerbsteuer ranges from 3.5% to 6.5% by state. Non-EU buyers may face additional restrictions or reporting requirements under GDPR and anti-money-laundering regulations.",[505,246,506,507,508,509,510,511,512,513,514,515],"real-estate-purchase-agreement-D13234","lease-agreement-D12711","lease-agreement-D1179","promissory-note-D434","bill-of-sale-D1229","assignment-of-deed-of-trust-D975","guide-on-search-engine-marketing-D12945","offer-to-purchase-real-estate-property-D1190","property-management-agreement-D1196","non-disclosure-agreement-nda-D12692","letter-of-intent_acquisition-of-business-D5197",{"emit_how_to":205,"emit_defined_term":205},{"primary_folder":96,"secondary_folder":518,"document_type":519,"industry":520,"business_stage":521,"tags":522,"confidence":526},"real-estate-and-leases","agreement","real-estate","all-stages",[520,523,524,525],"legal","warranty-deed","property-transfer",0.95,"\u003Ch2>What is a Warranty Deed?\u003C/h2>\n\u003Cp>A \u003Cstrong>Warranty Deed\u003C/strong> is a legally binding instrument used to transfer ownership of real property from a grantor (seller or transferor) to a grantee (buyer or recipient), in which the grantor makes enforceable guarantees — called title covenants — about the quality and condition of the title being conveyed. Unlike a quitclaim deed, which transfers only whatever interest the grantor may happen to hold, a general warranty deed promises that the grantor owns the property outright, has the right to convey it, that the title is free of undisclosed encumbrances, and that the grantor will defend the grantee's ownership against any future claims from any source — including claims that predate the grantor's own period of ownership. It must be signed, notarized, and recorded with the county recorder or land registry office in the jurisdiction where the property is located to be legally effective and provide constructive notice to the public.\u003C/p>\n\u003Ch2>Why You Need This Document\u003C/h2>\n\u003Cp>Without a properly executed warranty deed, a property transfer is at best unrecorded and at worst legally void. An unrecorded conveyance provides no constructive notice to third parties, meaning a subsequent lien, judgment, or competing deed recorded first can take priority and strip the grantee of ownership they believed they had purchased. Beyond recording, the warranty covenants themselves provide the grantee with direct contractual recourse if a title defect surfaces after closing — an undisclosed easement, an unpaid lien, or a prior conveyance the grantor concealed. Mortgage lenders require a warranty deed as a condition of financing, and title insurance underwriters require it to issue an owner's policy. Relying on an informal transfer, a quitclaim deed, or a purchase contract alone leaves the grantee exposed to title claims with no guarantee and no path to recovery from the person who sold them the property. This template gives you a correctly structured starting point for the most common real property conveyance scenario, reducing the risk of a defective deed while leaving room for attorney review in any transaction where the stakes warrant it.\u003C/p>\n",1779809003300]