[{"data":1,"prerenderedAt":491},["ShallowReactive",2],{"document-authorization-waiver-and-release-for-employee-credit-report-D530":3},{"document":4,"label":26,"preview":11,"thumb":27,"thumb600":28,"description":5,"descriptionCustom":6,"apiDescription":5,"pages":8,"extension":10,"parents":29,"breadcrumb":33,"related":39,"customDescModule":179,"customdescription":6,"mdFm":180,"mdProseHtml":490},{"description":5,"descriptionCustom":6,"label":7,"pages":8,"size":9,"extension":10,"preview":11,"thumb":12,"svgFrame":13,"seoMetadata":14,"parents":15,"keywords":25},"AUTHORIZATION, WAIVER AND RELEASE OF LIABILITY FOR CONSUMER CREDIT REPORT In applying for employment with [YOUR COMPANY NAME] (\"Company\"), I hereby authorize the Company, or any designated agent(s) working in the Company's behalf to obtain and review my consumer credit report and or any other credit related information pertaining to me. It is my understanding that the information being obtained will not be used in violation of any federal or state equal opportunity law or regulation, and that, before any adverse action is taken, based on upon review of such consumer credit report, I will be provided with a copy of said report as well as a summary of consumer's rights. I hereby fully release the Company, and any and all of its employees, directors, agents, successors and assigns, and all contributing parties or sources from whom any information is lawfully obtained, from any and all claims or liability which is in any way related to this or any subsequent investigation(s) of my credit history.",null,"Authorization, Waiver, and Release for Employee Credit Report","1",33,"doc","https://templates.business-in-a-box.com/imgs/1000px/authorization,-waiver,-and-release-for-employee-credit-report-D530.png","https://templates.business-in-a-box.com/imgs/250px/530.png","https://templates.business-in-a-box.com/svgs/docviewerWebApp1.html?v6#530.xml",{"title":6,"description":6},[16,19,22],{"label":17,"url":18},"Human Resources","/templates/human-resources/",{"label":20,"url":21},"Hire an Employee","/templates/hire-employee/",{"label":23,"url":24},"Legal Agreements","/templates/business-legal-agreements/","authorization waiver release for employee credit report","Authorization, Waiver, and Release for Employee Credit Report Template","https://templates.business-in-a-box.com/imgs/400px/530.png","https://templates.business-in-a-box.com/imgs/600px/530.png",[30,16,19,22],{"label":31,"url":32},"Templates","/templates/",[34,35,36],{"label":31,"url":32},{"label":17,"url":18},{"label":37,"url":38},"Recruiting & Hiring","/templates/recruiting-and-hiring/",[40,44,48,52,56,60,64,68,72,76,80,84,88,103,118,133,148,164],{"label":41,"url":42,"thumb":43,"extension":10},"Information Release Authorization","/template/information-release-authorization-D549","https://templates.business-in-a-box.com/imgs/250px/549.png",{"label":45,"url":46,"thumb":47,"extension":10},"Release Of Liability Waiver","/template/release-of-liability-waiver-D12892","https://templates.business-in-a-box.com/imgs/250px/12892.png",{"label":49,"url":50,"thumb":51,"extension":10},"Credit Card Billing Authorization Form","/template/credit-card-billing-authorization-form-D256","https://templates.business-in-a-box.com/imgs/250px/256.png",{"label":53,"url":54,"thumb":55,"extension":10},"Authority to Release Credit Information","/template/authority-to-release-credit-information-D246","https://templates.business-in-a-box.com/imgs/250px/246.png",{"label":57,"url":58,"thumb":59,"extension":10},"Employee Photo and Recording Release","/template/employee-photo-and-recording-release-D1042","https://templates.business-in-a-box.com/imgs/250px/1042.png",{"label":61,"url":62,"thumb":63,"extension":10},"Authorization to Release Account Information","/template/authorization-to-release-account-information-D281","https://templates.business-in-a-box.com/imgs/250px/281.png",{"label":65,"url":66,"thumb":67,"extension":10},"Employee Reference Release Agreement","/template/employee-reference-release-agreement-D674","https://templates.business-in-a-box.com/imgs/250px/674.png",{"label":69,"url":70,"thumb":71,"extension":10},"Company Credit Account Denial for Unfavorable Report","/template/company-credit-account-denial-for-unfavorable-report-D252","https://templates.business-in-a-box.com/imgs/250px/252.png",{"label":73,"url":74,"thumb":75,"extension":10},"Acknowledgment and Waiver About Employee Dating","/template/acknowledgment-and-waiver-about-employee-dating-D614","https://templates.business-in-a-box.com/imgs/250px/614.png",{"label":77,"url":78,"thumb":79,"extension":10},"Request to Bank for Copy of Credit Report","/template/request-to-bank-for-copy-of-credit-report-D300","https://templates.business-in-a-box.com/imgs/250px/300.png",{"label":81,"url":82,"thumb":83,"extension":10},"Press Release Promotion of Employee","/template/press-release-promotion-of-employee-D1406","https://templates.business-in-a-box.com/imgs/250px/1406.png",{"label":85,"url":86,"thumb":87,"extension":10},"Credit Note","/template/credit-note-D13639","https://templates.business-in-a-box.com/imgs/250px/13639.png",{"description":89,"descriptionCustom":6,"label":90,"pages":8,"size":91,"extension":10,"preview":92,"thumb":93,"svgFrame":94,"seoMetadata":95,"parents":97,"keywords":96,"url":102},"[DATE] [CONTACT NAME] [ADDRESS] [ADDRESS 2] [CITY, STATE/PROVINCE] [ZIP/POSTAL CODE] SUBJECT: JOB OFFER FOR [DESCRIBE] Dear [CANDIDATE NAME]: Congratulations! [Company name] is excited to offer you the position of [job title] with an expected start date of [day, month, year] at a starting salary of [dollar amount] per [hour, year, etc.]. You can expect to receive payment [weekly, biweekly, monthly, etc.], starting on [date of first pay period]. We must wrap up a few more formalities, including the successful completion of your [background check, drug screening, reference check, etc.]. As the [job title], you will report to [manager/supervisor name and title] at [workplace location] from [hours of day, days of week]","Job Offer Letter Long",513,"https://templates.business-in-a-box.com/imgs/1000px/job-offer-letter-long-D12769.png","https://templates.business-in-a-box.com/imgs/250px/12769.png","https://templates.business-in-a-box.com/svgs/docviewerWebApp1.html?v6#12769.xml",{"title":96,"description":6},"job offer letter long",[98,100],{"label":17,"url":99},"human-resources",{"label":20,"url":101},"hire-employee","/template/job-offer-letter-long-D12769",{"description":104,"descriptionCustom":6,"label":105,"pages":106,"size":91,"extension":10,"preview":107,"thumb":108,"svgFrame":109,"seoMetadata":110,"parents":112,"keywords":111,"url":117},"EMPLOYMENT AGREEMENT - AT WILL EMPLOYEE This Employment Agreement for \"At Will\" Employee (the \"Agreement\") is made and effective this [DATE], BETWEEN: [EMPLOYEE NAME] (the \"Employee\"), an individual with his main address at: [COMPLETE ADDRESS] AND: [YOUR COMPANY NAME] (the \"Corporation\"), an entity organized and existing under the laws of the [State/Province] of [STATE/PROVINCE], with its head office located at: [YOUR COMPLETE ADDRESS] RECITALS In consideration of the covenants and agreements herein contained and the moneys to be paid hereunder, the Corporation hereby employs the Employee and the Employee hereby agrees to perform services as an employee of the Corporation, on an \"at will\" basis, upon the following terms and conditions: APPOINTMENT The Employee is hereby employed by the Corporation to render such services and to perform such tasks as may be assigned by the Corporation. The Corporation may, in its sole discretion, increase or reduce the duties, or modify the title and job description, of the Employee from time to time, and any such increase, reduction or modification shall not be deemed a termination of this Agreement. ACCEPTANCE OF EMPLOYMENT Employee accepts employment with the Corporation upon the terms set forth above and agrees to devote all Employee's time, energy and ability to the interests of the Corporation, and to perform Employee's duties in an efficient, trustworthy and business-like manner. DEVOTION OF TIME TO EMPLOYMENT The Employee shall devote the Employee's best efforts and substantially all of the Employee's working time to performing the duties on behalf of the Corporation. The Employee shall provide services during the hours that are scheduled by the Corporation management. The Employee shall be prompt in reporting to work at the assigned time. NO CONFLICT OF INTEREST Employee shall not engage in any other business while employed by the Corporation. Employee shall not engage in any activity that conflicts with the Employees duties to the Corporation. Employee shall not provide any service or lend any aid or assistance to any party that competes with the services offered by the Corporation. Employee shall not provide any services to clients or prospective clients of the Corporation outside of the provision of services for the Corporation, whether such services are provided with or without compensation or remuneration. CORPORATION PROPERTY Employee acknowledges and agrees that while employed by the Corporation the Employee may be provided with use of computer equipment and other property of the Corporation. The use and possession of the such items shall be subject to any policies, requirements or restrictions established by the Corporation. Such items may only be used in performance of the Employee's duties for the corporation. On request of the Corporation, the Employee shall immediately deliver any such items to the Corporation. Upon termination of employment, Employee shall have the affirmative duty to return any such item to the Corporation whether a request is made or not. The obligation to return Corporation property shall extend and include any and all work product, client property, proprietary rights, intangible property, and all other property of the corporation regardless of the form or medium. COMPENSATION The Corporation shall pay the Employee such hourly compensation as determined by the Corporation. Payment shall be at the same time as the Corporations usual payroll to other employees. BONUS & BENEFITS Payment of any bonuses shall be at the complete discretion of the Corporation. No guarantee or representation that any bonuses will be paid has been made to the Employee. Standard benefits that are provided to other non-management employees shall be offered to the Employee, subject to the Corporation's policies and the terms and conditions of such benefits. WITHHOLDING All sums payable to Employee under this Agreement will be reduced by all federal, state, local, and other withholdings and similar taxes and payments required by applicable law. QUALIFICATIONS OF EMPLOYEE The employee shall satisfy all of the qualification that are established by the Corporation. TERM OF AGREEMENT There shall be no guaranteed term of employment. Employer acknowledges and agrees that Employee shall be an \"At Will\" Employee and that Employee's employment may be terminated at any time by the Corporation, with or without cause. FEES FROM EMPLOYEE'S WORK The Corporation shall have exclusive authority to determine the fees, or a procedure for establishing the fees, to be charged to clients by the Corporation for services that are provided by the Employee. All sums paid to the Employee or the Corporation in the way of fees, in cash or in kind, or otherwise for services of the Employee, shall, except as otherwise specifically agreed by the Corporation, be and remain the property of the Corporation and shall be included in the Corporation's name in such checking account or accounts as the Corporation may from time to time designate. CLIENTS AND CLIENT RECORDS The Corporation shall have the authority to determine who will be accepted as clients of the Corporation, and the Employee recognizes that such clients accepted are clients of the Corporation and not the Employee. All client records and files of any type concerning clients of the Corporation shall belong to and remain the property of the Corporation, notwithstanding the subsequent termination of the employment. POLICIES AND PROCEDURES The Corporation shall have the authority to establish from time to time the policies and procedures to be followed by the Employee in performing services for the Corporation. This may include, but is not necessarily limited to, employment policies, computer use policies, Internet access policies, email policies, and all other policies, procedures, directives, and mandates established by the Corporation, whether or not in written form or formally adopted. Employee shall abide by the provisions of any contract entered into by the Corporation under which the Employee provides services. Employee shall comply with the terms and conditions of any and all contracts entered by the Corporation. TERMINATION Employee acknowledges and agrees that Employee is an \"at will\" employee of the Corporation. As such, no term of employment is created hereby and employee may be terminated at any time in the sole discretion of the Corporation, whether there exists any cause for termination or not. CREATIONS AND INVENTIONS Employee acknowledges and agrees that any and all work product of the Employee that is conceived or created during the Employee's employment with the Corporation is the exclusive property of the Corporation. This shall include any and all copyrights, trade secrets, confidential information, patents, trademarks, trade dress, ideas, concepts, plans, business plans, business concepts, techniques, inventions, drawings, artwork, logos, graphics, web pages, databases, software, programs, CGI's, plug ins, applications, brochures, inventions, marketing plans and concepts, and all other ideas and work product of the Employee. The Employee acknowledges and agrees that all creations shall be \"works made for hire\" as defined in the [ACT OR CODE]. Notwithstanding the fact that this material may be considered to be a work made for hire, Employee agrees, during Employee's employment and thereafter, which covenant shall survive any termination of the employment relationship, to execute any and all documents requested by the Corporation to confirm the Corporation's ownership and control of all such material, including but not limited to assignments of copyright, confirmations of work for hire status, waivers of proprietary rights, copyright application, and any other documents requested by Corporation. RESTRICTIVE COVENANTS","Employment Agreement_At Will Employee","7","https://templates.business-in-a-box.com/imgs/1000px/employment-agreement_at-will-employee-D541.png","https://templates.business-in-a-box.com/imgs/250px/541.png","https://templates.business-in-a-box.com/svgs/docviewerWebApp1.html?v6#541.xml",{"title":111,"description":6},"employment agreement_at will employee",[113,114,115],{"label":17,"url":99},{"label":20,"url":101},{"label":23,"url":116},"business-legal-agreements","/template/employment-agreement_at-will-employee-D541",{"description":119,"descriptionCustom":6,"label":120,"pages":121,"size":122,"extension":10,"preview":123,"thumb":124,"svgFrame":125,"seoMetadata":126,"parents":127,"keywords":131,"url":132},"INDEPENDENT CONTRACTOR AGREEMENT This Independent Contractor Agreement (\"Agreement\") is made and effective [Date], BETWEEN: [INDEPENDENT CONTRACTOR NAME] (the \"Independent Contractor\"), a company organized and existing under the laws of the [State/Province] of [STATE/PROVINCE], with its head office located at: [COMPLETE ADDRESS] AND: [YOUR COMPANY NAME] (the \"Company\"), a company organized and existing under the laws of the [State/Province] of [STATE/PROVINCE], with its head office located at: [YOUR COMPLETE ADDRESS] RECITALS Independent Contractor is engaged in providing [Describe] business services, its Employer Tax I.D. Number is [Insert], and its Business License Number is [insert]. Independent Contractor has complied with all Federal, State, and local laws regarding business permits, sales permits, licenses, reporting requirements, tax withholding requirements, and other legal requirements of any kind that may be required to carry out said business and the Scope of Work which is to be performed as an Independent Contractor pursuant to this Agreement. Independent Contractor is or remains open to conducting similar tasks or activities for clients other than the Company and holds themselves out to the public to be a separate business entity. Company desires to engage and contract for the services of the Independent Contractor to perform certain tasks as set forth below. Independent Contractor desires to enter into this Agreement and perform as an independent contractor for the company and is willing to do so on the terms and conditions set forth below. NOW, THEREFORE, in consideration of the above recitals and the mutual promises and conditions contained in this Agreement, the Parties agree as follows: TERMS This Agreement shall be effective commencing [Date], and shall continue until terminated at the completion of the Scope of Work which shall occur no later than [Date] or by either party as otherwise provided herein. STATUS OF INDEPENDENT CONTRACTOR This Agreement does not constitute a hiring by either party. It is the parties intentions that Independent Contractor shall have an independent contractor status and not be an employee for any purposes, including, but not limited to, [laws]. Independent Contractor shall retain sole and absolute discretion in the manner and means of carrying out their activities and responsibilities under this Agreement. This Agreement shall not be considered or construed to be a partnership or joint venture, and the Company shall not be liable for any obligations incurred by Independent Contractor unless specifically authorized in writing. Independent Contractor shall not act as an agent of the Company, ostensibly or otherwise, nor bind the Company in any manner, unless specifically authorized to do so in writing. TASKS, DUTIES, AND SCOPE OF WORK Independent Contractor agrees to devote as much time, attention, and energy as necessary to complete or achieve the following: [Describe]. The above to be referred to in this Agreement as the \"Scope of Work\". It is expected that the Scope of Work will completed by [Date]. Independent Contractor shall additionally perform any and all tasks and duties associated with the Scope of Work set forth above, including but not limited to, work being performed already or related change orders. Independent Contractor shall not be entitled to engage in any activities which are not expressly set forth by this Agreement. The books and records related to the Scope of Work set forth in this Agreement shall be maintained by the Independent Contractor at the Independent Contractor's principal place of business and open to inspection by Company during regular working hours. Documents to which Company will be entitled to inspect include, but are not limited to, any and all contract documents, change orders/purchase orders and work authorized by Independent Contractor or Company on existing or potential projects related to this Agreement. Independent Contractor shall be responsible to the management and directors of Company, but Independent Contractor will not be required to follow or establish a regular or daily work schedule. Supply all necessary equipment, materials and supplies. Independent Contractor will not rely on the equipment or offices of Company for completion of tasks and duties set forth pursuant to this Agreement. Any advice given Independent Contractors regarding the scope of work shall be considered a suggestion only, not an instruction. Company retains the right to inspect, stop, or alter the work of Independent Contractor to assure its conformity with this Agreement. ASSURANCE OF SERVICES Independent Contractor will assure that the following individuals (the \"Key Employees\") will be available to perform, and will perform, the Services hereunder until they are completed (identify by title and name as applicable): [Name of Key Employee, Title] [Name of Key Employee, Title] The Key Employees may be changed only with the prior written approval of the Company, which approval shall not be unreasonably withheld. COMPENSATION Independent Contractor shall be entitled to compensation for performing those tasks and duties related to the Scope of Work as follows: [Describe] Such compensation shall become due and payable to Independent Contractor in the following time, place, and manner: [Describe] NOTICE CONCERNING WITHHOLDING OF TAXES Independent Contractor recognizes and understands that it will receive a [specify tax] statement and related tax statements, and will be required to file corporate and/or individual tax returns and to pay taxes in accordance with all provisions of applicable Federal and State law. Independent Contractor hereby promises and agrees to indemnify the Company for any damages or expenses, including attorney's fees, and legal expenses, incurred by the Company as a result of independent contractor's failure to make such required payments. AGREEMENT TO WAIVE RIGHTS TO BENEFITS Independent Contractor hereby waives and foregoes the right to receive any benefits given by Company to its regular employees, including, but not limited to, health benefits, vacation and sick leave benefits, profit sharing plans, etc. This waiver is applicable to all non-salary benefits which might otherwise be found to accrue to the Independent Contractor by virtue of their services to Company, and is effective for the entire duration of Independent Contractor's agreement with Company. This waiver is effective independently of Independent Contractor's employment status as adjudged for taxation purposes or for any other purpose. Neither this Agreement, nor any duties or obligations under this Agreement may be assigned by either party without the consent of the other. TERMINATION This Agreement may be terminated prior to the completion or achievement of the Scope of Work by either party giving [number] days written notice. Such termination shall not prejudice any other remedy to which the terminating party may be entitled, either by law, in equity, or under this Agreement. NON-DISCLOSURE OF TRADE SECRETS, CUSTOMER LISTS AND OTHER PROPRIETARY INFORMATION Independent Contractor agrees not to disclose or communicate, in any manner, either during or after Independent Contractor's agreement with Company, information about Company, its operations, clientele, or any other information, that relate to the business of Company including, but not limited to, the names of its customers, its marketing strategies, operations, or any other information of any kind which would be deemed confidential, a trade secret, a customer list, or other form of proprietary information of Company. Independent Contractor acknowledges that the above information is material and confidential and that it affects the profitability of Company. ","Independent Contractor Agreement","6",62,"https://templates.business-in-a-box.com/imgs/1000px/independent-contractor-agreement-D160.png","https://templates.business-in-a-box.com/imgs/250px/160.png","https://templates.business-in-a-box.com/svgs/docviewerWebApp1.html?v6#160.xml",{"title":6,"description":6},[128],{"label":129,"url":130},"Consultant & Contractors","consulting-contractor-business","independent contractor agreement","/template/independent-contractor-agreement-D160",{"description":134,"descriptionCustom":6,"label":135,"pages":136,"size":91,"extension":10,"preview":137,"thumb":138,"svgFrame":139,"seoMetadata":140,"parents":142,"keywords":141,"url":147},"NON-DISCLOSURE AGREEMENT (NDA) This Non-Disclosure Agreement (the \"Agreement\") is made and effective [DATE], BETWEEN: [YOUR COMPANY NAME] (the \"Disclosing Party\"), a corporation organized and existing under the laws of the [State/Province] of [STATE/PROVINCE], with its head office located at: [YOUR COMPLETE ADDRESS] AND: [RECEIVING PARTY NAME] (the \"Receiving Party\"), an individual with his main address located at OR a corporation organized and existing under the laws of the [State/Province] of [STATE/PROVINCE], with its head office located at: [COMPLETE ADDRESS] WHEREAS, Receiving Party has been or will be engaged in the performance of work on [DESCRIBE]; and in connection therewith will be given access to certain confidential and proprietary information; and WHEREAS, Receiving Party and Disclosing Party wish to evidence by this Agreement the manner in which said confidential and proprietary material will be treated. NOW, THEREFORE, it is agreed as follows: NON-DISCLOSURE OF CONFIDENTIAL INFORMATION Both Parties understand and agree that each Party may have access to the confidential information of the other party. For the purposes of this Agreement, \"Confidential Information\" means proprietary and confidential information about the Disclosing Party's (or it's suppliers') business or activities. Such information includes all business, financial, technical, and other information marked or designated by such Party as \"confidential\" or \"proprietary.\" Confidential Information also includes information which, by the nature of the circumstances surrounding the disclosure, ought in good faith to be treated as confidential. For the purposes of this Agreement, Confidential Information does not include: Information that is currently in the public domain or that enters the public domain after the signing of this Agreement. Information a Party lawfully receives from a third Party without restriction on disclosure and without breach of a non-disclosure obligation. Information that the Receiving Party knew prior to receiving any Confidential Information from the Disclosing Party. Information that the Receiving Party independently develops without reliance on any Confidential Information from the Disclosing Party. Each Party agrees that it will not disclose to any third Party or use any Confidential Information disclosed to it by the other Party except when expressly permitted in writing by the other Party. Each Party also agrees that it will take all reasonable measures to maintain the confidentiality of all Confidential Information of the other Party in its possession or control. TERM The term of this Agreement is [number] of [years/months] from the date of execution by both Parties. TITLE The Receiving Party agrees that all Confidential Information furnished by the Disclosing Party shall remain the sole property of the Disclosing Party. DISCLAIMER","Non Disclosure Agreement Nda","3","https://templates.business-in-a-box.com/imgs/1000px/non-disclosure-agreement-nda-D12692.png","https://templates.business-in-a-box.com/imgs/250px/12692.png","https://templates.business-in-a-box.com/svgs/docviewerWebApp1.html?v6#12692.xml",{"title":141,"description":6},"non disclosure agreement nda",[143,144],{"label":23,"url":116},{"label":145,"url":146},"Confidentiality Agreements","confidentiality-agreement","/template/non-disclosure-agreement-nda-D12692",{"description":149,"descriptionCustom":6,"label":150,"pages":151,"size":152,"extension":10,"preview":153,"thumb":154,"svgFrame":155,"seoMetadata":156,"parents":157,"keywords":162,"url":163},"Employee Handbook Understanding employment at [YOUR COMPANY NAME] Revised on [DATE] Prepared By: [YOUR NAME] [YOUR JOB TITLE] Phone 555.555.5555 Email info@yourbusiness.com www.yourbusiness.com Table of Content Table of Content 2 Welcome to [YOUR COMPANY NAME]! 5 1. Organization Description 6 1.1 Introductory Statement 6 1.2 Customer Relations 6 1.3 Products and Services Provided 7 1.4 Facilities and Location(s) 7 1.5 The History of [YOUR COMPANY NAME] 7 1.6 Management Philosophy 7 1.7 Goals 8 2. The Employment 9 2.1 Nature of Employment 9 2.2 Employee Relations 9 2.3 Equal Employment Opportunity 10 2.4 Diversity 10 2.5 Business Ethics and Conduct 12 2.6 Personal Relationships in the Workplace 13 2.7 Conflicts of Interest 13 2.8 Outside Employment 14 2.9 Non-Disclosure 15 2.10 Disability Accommodation 16 2.11 Job Posting and Employee Referrals 17 2.12 Whistleblower Policy 18 2.13 Accident and First Aid 20 3. Employment Status and Records 21 3.1 Employment Categories 21 3.2 Access to Personnel Files 22 3.3 Personnel Data Changes 23 3.4 Probation Period 23 3.5 Employment Applications 24 3.6 Performance Evaluation 24 3.7 Job Descriptions 25 3.8 Salary Administration 25 3.9 Professional Development 26 4. Employee Benefit Programs 27 4.1 Employee Benefits 27 4.2 Vacation Benefits 27 4.3 Military Service Leave 29 4.4 Religious Observance 29 4.5 Holidays 29 4.6 Workers Insurance 30 4.7 Sick Leave Benefits 31 4.8 Bereavement Leave 32 4.9 Relocation Benefits 33 4.10 Educational Assistance 33 4.11 Health Insurance 34 4.12 Life Insurance 35 4.13 Long Term Disability 35 4.14 Marriage, Maternity and Parental Leave 36 5. Timekeeping / Payroll 40 5.1 Timekeeping 40 5.2 Paydays 40 5.3 Employment Termination 41 5.4 Administrative Pay Corrections 42 6. Work Conditions and Hours 43 6.1 Work Schedules 43 6.2 Absences 43 6.3 Jury Duty 45 6.4 Use of Phone and Mail Systems 45 6.5 Smoking 46 6.6 Meal Periods 46 6.7 Overtime 46 6.8 Use of Equipment 47 6.9 Telecommuting 47 6.10 Emergency Closing 48 6.11 Business Travel Expenses 49 6.12 Visitors in the Workplace 51 6.13 Computer and Email Usage 51 6.14 Internet Usage 52 6.15 Workplace Monitoring 54 6.16 Workplace Violence Prevention 55 7. Employee Conduct & Disciplinary Action 57 7.1 Employee Conduct and Work Rules 57 7.2 Sexual and Other Unlawful Harassment 58 7.3 Attendance and Punctuality 60 7.4 Personal Appearance 60 7.5 Return of Property 61 7.6 Resignation and Retirement 61 7.7 Security Inspections 62 7.8 Progressive Discipline 62 7.9 Problem Resolution 64 7.10 Workplace Etiquette 65 7.11 Suggestion Program 67 Acknowledgement of Receipt 68 Welcome to [YOUR COMPANY NAME]! On behalf of your colleagues, we welcome you to [YOUR COMPANY NAME] and wish you every success here. At [YOUR COMPANY NAME], we believe that each employee contributes directly to the growth and success of the company, and we hope you will take pride in being a member of our team. This handbook was developed to describe some of the expectations of our employees and to outline the policies, programs, and benefits available to eligible employees. Employees should become familiar with the contents of the employee handbook as soon as possible, for it will answer many questions about employment with [YOUR COMPANY NAME]. We believe that professional relationships are easier when all employees are aware of the culture and values of the organization. This guide will help you to better understand our vision for the future of our business and the challenges that are ahead. We hope that your experience here will be challenging, enjoyable, and rewarding. Again, welcome! [PRESIDENT NAME] President & CEO 1. Organization Description 1.1 Introductory Statement This handbook is designed to acquaint you with [YOUR COMPANY NAME] and provide you with information about working conditions, employee benefits, and some of the policies affecting your employment. You should read, understand, and comply with all provisions of the handbook. It describes many of your responsibilities as an employee and outlines the programs developed by [YOUR COMPANY NAME] to benefit employees. One of our objectives is to provide a work environment that is conducive to both personal and professional growth. No employee handbook can anticipate every circumstance or question about policy. As [YOUR COMPANY NAME] continues to grow, the need may arise and [YOUR COMPANY NAME] reserves the right to revise, supplement, or rescind any policies or portion of the handbook from time to time as it deems appropriate, in its sole and absolute discretion. Employees will be notified of such changes to the handbook as they occur. 1.2 Customer Relations Customers are among our organization's most valuable assets. Every employee represents [YOUR COMPANY NAME] to our customers and the public. The way we do our jobs presents an image of our entire organization. Customers judge all of us by how they are treated with each employee contact. Therefore, one of our first business priorities is to assist any customer or potential customer. Nothing is more important than being courteous, friendly, helpful, and prompt in the attention you give to customers. [YOUR COMPANY NAME] will provide customer relations and services training to all employees with extensive customer contact. Customers who wish to lodge specific comments or complaints should be directed to the [TITLE AND NAME OF THE PERSON RESPONSIBLE] for appropriate action. Our personal contact with the public, our manners on the telephone, and the communications we send to customers are a reflection not only of ourselves, but also of the professionalism of [YOUR COMPANY NAME]. Positive customer relations not only enhance the public's perception or image of [YOUR COMPANY NAME], but also pay off in greater customer loyalty and increased sales and profit. 1.3 Products and Services Provided You will find more information about our products and services by reading the [YOUR COMPANY NAME] Corporate Brochures. 1.4 Facilities and Location(s) Head Office: [ADDRESS] [CITY], [STATE] [ZIP/POSTAL CODE] [COUNTRY] 1.5 The History of [YOUR COMPANY NAME] [DESCRIBE THE HISTORY OF YOUR COMPANY HERE] 1.6 Management Philosophy [YOUR COMPANY NAME] management philosophy is based on responsibility and mutual respect. Our wishes are to maintain a work environment that fosters on personal and professional growth for all employees. Maintaining such an environment is the responsibility of every staff person. Because of their role, managers and supervisors have the additional responsibility to lead in a manner which fosters an environment of respect for each person. People who come to [YOUR COMPANY NAME] want to work here because we have created an environment that encourages creativity and achievement. [YOUR COMPANY NAME] aims to become a leader in [DESCRIBE YOUR COMPANY'S FIELD OF EXPERTISE]. The mainstay of our strategy will be to offer a level of client focus that is superior to that offered by our competitors. To help achieve this objective, [YOUR COMPANY NAME] seeks to attract highly motivated individuals that want to work as a team and share in the commitment, responsibility, risk taking, and discipline required to achieve our vision. Part of attracting these special individuals will be to build a culture that promotes both uniqueness and a bias for action. While we will be realistic in setting goals and expectations, [YOUR COMPANY NAME] will also be aggressive in reaching its objectives. This success will in turn enable [YOUR COMPANY NAME] to give its employees above average compensation and innovative benefits or rewards, key elements in helping us maintain our leadership position in the worldwide marketplace. 1.7 Goals [DESCRIBE YOUR COMPANY'S GOALS HERE] 2. The Employment 2","Employee Handbook","34",280,"https://templates.business-in-a-box.com/imgs/1000px/employee-handbook-D712.png","https://templates.business-in-a-box.com/imgs/250px/712.png","https://templates.business-in-a-box.com/svgs/docviewerWebApp1.html?v6#712.xml",{"title":6,"description":6},[158,159],{"label":17,"url":99},{"label":160,"url":161},"Company Policies","company-policies","employee handbook","/template/employee-handbook-D712",{"description":165,"descriptionCustom":6,"label":166,"pages":167,"size":91,"extension":10,"preview":168,"thumb":169,"svgFrame":170,"seoMetadata":171,"parents":173,"keywords":172,"url":178},"[DATE] [CONTACT NAME] [ADDRESS] [ADDRESS 2] [CITY, STATE/PROVINCE] [ZIP/POSTAL CODE] SUBJECT: Termination of your employment Dear [Contact name], We regret to inform you that your employment with [YOUR COMPANY NAME] is terminated effective upon receipt of this letter for the following reason(s): [DETAIL REASONS] [DETAIL REASONS] [DETAIL REASONS] Please vacate the premises immediately with your personal possessions. We will forward your salary earned to date in due course together with any vacation pay to which you are entitled. Within [NUMBER] days of termination we shall issue you a statement of accrued benefits. Any insurance benefits shall continue in accordance with applicable law and/or provisions of our personnel policy. Please contact [Name], at your earliest convenience, who will explain each of these items and arrange with you for the return of any company property. Sincerely, [YOUR NAME] [YOUR TITLE] [YOUR PHONE NUMBER] [YOUREMAIL@YOURCOMPANY.COM] [IF SENT BY EMAIL YOU MAY INCLUDE THIS NOTICE]","Employee Dismissal Letter","2","https://templates.business-in-a-box.com/imgs/1000px/employee-dismissal-letter-D508.png","https://templates.business-in-a-box.com/imgs/250px/508.png","https://templates.business-in-a-box.com/svgs/docviewerWebApp1.html?v6#508.xml",{"title":172,"description":6},"employee dismissal letter",[174,175],{"label":17,"url":99},{"label":176,"url":177},"Employee Termination","employee-termination","/template/employee-dismissal-letter-D508",false,{"seo":181,"reviewer":193,"legal_disclaimer":179,"quick_facts":197,"at_a_glance":199,"personas":203,"variants":228,"glossary":251,"sections":281,"how_to_fill":327,"common_mistakes":363,"faqs":388,"industries":416,"comparisons":433,"diy_vs_pro":449,"educational_modules":462,"related_template_ids_curated":465,"schema":477,"classification":479},{"meta_title":182,"meta_description":183,"primary_keyword":184,"secondary_keywords":185},"Authorization Waiver and Release for Employee Credit Template (Free Word)","Free employee credit report authorization template. Get written consent before pulling a credit check during hiring or employment review. Free Word and PDF download.","employee credit report authorization form",[186,187,188,189,190,191,192],"employee credit check authorization form","authorization waiver and release for employee credit report","employee background check consent form","credit check release form template","employee credit check consent template","pre-employment credit report authorization","fcra compliant authorization form",{"name":194,"credential":195,"reviewed_date":196},"Bruno Goulet","CEO, Business in a Box","2026-05-02",{"difficulty":198,"legal_review_recommended":179,"signature_required":179,"notarization_required":179},"medium",{"what_it_is":200,"when_you_need_it":201,"whats_inside":202},"An Authorization Waiver and Release for Employee Credit Report is a written consent form an employer obtains from a job applicant or current employee before requesting a consumer credit report through a third-party screening agency. This free Word download gives you a properly structured, standalone authorization form you can edit online and export as PDF in minutes.\n","Use it before ordering any credit background check during pre-employment screening, a promotion review, or a periodic reassignment to a role with financial responsibility. Running a credit check without a signed, standalone authorization form exposes the employer to federal and state consumer protection violations.\n","Employer and applicant identification fields, a clear disclosure that a consumer credit report will be obtained, a release of liability for the employer and reporting agency, a statement of the employee's legal rights under applicable consumer protection law, and a signature block for dated written consent.\n",[204,208,212,216,220,224],{"title":205,"use_case":206,"icon_asset_id":207},"HR managers","Collecting compliant consent before running credit checks on job applicants","persona-hr-manager",{"title":209,"use_case":210,"icon_asset_id":211},"Small business owners","Screening candidates for roles that involve handling cash or financial accounts","persona-small-business-owner",{"title":213,"use_case":214,"icon_asset_id":215},"Finance department managers","Authorizing periodic credit reviews for employees in treasury or accounting roles","persona-finance-manager",{"title":217,"use_case":218,"icon_asset_id":219},"Staffing agencies","Obtaining consent from placed candidates before conducting credit background checks on behalf of client employers","persona-staffing-agency",{"title":221,"use_case":222,"icon_asset_id":223},"Operations directors","Standardizing the consent process across multiple hiring locations to ensure policy consistency","persona-operations-director",{"title":225,"use_case":226,"icon_asset_id":227},"Startup founders","Establishing a documented credit-check process before their first finance or executive hire","persona-startup-founder",[229,233,237,240,244,247],{"situation":230,"recommended_template":231,"slug":232},"Screening a new job applicant before extending an offer","Authorization Waiver and Release for Employee Credit Report","authorization-waiver-and-release-for-employee-credit-report-D530",{"situation":234,"recommended_template":235,"slug":236},"Running a comprehensive criminal and identity background check","Employee Background Check Authorization Form","background-check-policy-D13419",{"situation":238,"recommended_template":239,"slug":236},"Collecting broad consent for multiple background check types at once","General Background Check Consent Form",{"situation":241,"recommended_template":242,"slug":243},"Notifying a candidate that adverse action may be taken based on a credit report","Pre-Adverse Action Notice","final-notice-before-legal-action-D1030",{"situation":245,"recommended_template":246,"slug":243},"Confirming final adverse action after a candidate review period","Adverse Action Notice",{"situation":248,"recommended_template":249,"slug":250},"Verifying previous employment and references only","Employee Reference Check Form","reference-check-letter-D601",[252,255,258,261,264,266,269,272,275,278],{"term":253,"definition":254},"Consumer Report","Any written, oral, or electronic communication from a consumer reporting agency bearing on a person's creditworthiness, character, or fitness for employment.",{"term":256,"definition":257},"Consumer Reporting Agency (CRA)","A company that assembles or evaluates consumer credit information and furnishes consumer reports to third parties, such as employers.",{"term":259,"definition":260},"FCRA (Fair Credit Reporting Act)","The US federal law that regulates how consumer credit information is collected, shared, and used — including specific rules for employment-related credit checks.",{"term":262,"definition":263},"Adverse Action","Any decision that negatively affects an applicant or employee — such as denying a job offer — based in whole or in part on information in a consumer credit report.",{"term":242,"definition":265},"A required notice sent to the consumer before the employer takes adverse action, giving the individual a chance to dispute inaccuracies in the report.",{"term":267,"definition":268},"Disclosure","A clear, written statement informing the applicant or employee that a consumer credit report may be obtained for employment purposes.",{"term":270,"definition":271},"Authorization","The applicant's or employee's written consent giving the employer permission to obtain a consumer credit report.",{"term":273,"definition":274},"Release of Liability","A clause in which the employee waives certain claims against the employer and the reporting agency arising from the procurement or use of the credit report.",{"term":276,"definition":277},"Permissible Purpose","A legally valid reason for obtaining a consumer report under the FCRA, which includes employment screening when proper disclosure and authorization procedures are followed.",{"term":279,"definition":280},"Investigative Consumer Report","A more detailed type of consumer report that includes interviews with the subject's neighbors, friends, or associates about their character and reputation.",[282,287,292,297,302,307,312,317,322],{"name":283,"plain_english":284,"sample_language":285,"common_mistake":286},"Employer identification header","Names the company requesting the credit report, including its legal name, address, and contact information.","[EMPLOYER LEGAL NAME], located at [ADDRESS], [CITY, STATE, ZIP], is requesting a consumer credit report for employment purposes.","Using a trade name instead of the registered legal entity name — this creates a mismatch between the authorization form and the report request submitted to the CRA, which can invalidate the consent.",{"name":288,"plain_english":289,"sample_language":290,"common_mistake":291},"Applicant or employee identification","Captures the full legal name, address, date of birth, and Social Security number of the individual whose credit report is being requested.","Full Legal Name: [APPLICANT FULL NAME] | Date of Birth: [MM/DD/YYYY] | Social Security Number: [XXX-XX-XXXX] | Current Address: [ADDRESS]","Collecting only a name and email address. The CRA needs a full identifying data set — including SSN and date of birth — to pull the correct individual's report without errors.",{"name":293,"plain_english":294,"sample_language":295,"common_mistake":296},"Standalone disclosure statement","A clear, conspicuous notice — on a document consisting solely of this disclosure — that a consumer credit report may be obtained for employment purposes.","DISCLOSURE: [EMPLOYER LEGAL NAME] may obtain a consumer report about you from a consumer reporting agency for employment purposes. This document consists solely of this disclosure.","Embedding the disclosure inside the job application, offer letter, or a multi-clause agreement. The FCRA requires the disclosure to stand alone on a separate document; combining it with other content is a violation.",{"name":298,"plain_english":299,"sample_language":300,"common_mistake":301},"Scope and purpose of the credit check","States the specific employment purpose for which the report will be used — pre-employment screening, promotion, reassignment, or periodic review.","This consumer report is being obtained for the following employment purpose: [pre-employment screening / periodic review for the role of POSITION TITLE].","Leaving the purpose blank or using vague language like 'business purposes.' Documenting a specific, legitimate purpose protects the employer if the authorization is challenged.",{"name":303,"plain_english":304,"sample_language":305,"common_mistake":306},"Authorization and consent","The individual's written agreement that the employer may obtain the credit report, expressed in plain, unambiguous language.","I authorize [EMPLOYER LEGAL NAME] and its designated agents to obtain a consumer credit report about me for the employment purpose described above.","Using double-negative or passive phrasing that obscures what the individual is agreeing to. Courts have voided authorizations written in language an average person cannot reasonably parse.",{"name":308,"plain_english":309,"sample_language":310,"common_mistake":311},"Release of liability","A waiver of claims against the employer and the CRA arising from requesting, receiving, or relying on the consumer credit report for employment decisions.","I release [EMPLOYER LEGAL NAME], [CRA NAME], and their respective agents from any liability arising from the procurement or lawful use of this consumer report.","Drafting an overly broad release that purports to waive the individual's FCRA rights. Such releases are unenforceable and may expose the employer to additional liability for attempting to override statutory consumer protections.",{"name":313,"plain_english":314,"sample_language":315,"common_mistake":316},"Statement of consumer rights","A notice of the individual's rights under the FCRA, including the right to request a free copy of the report and to dispute inaccurate information.","You have the right to request a free copy of this report within 60 days of being notified of an adverse action. You also have the right to dispute inaccurate or incomplete information by contacting the CRA directly.","Omitting the consumer rights notice entirely. The FCRA mandates that a summary of consumer rights accompany or follow the authorization form; failing to provide it is a per-violation violation subject to statutory damages.",{"name":318,"plain_english":319,"sample_language":320,"common_mistake":321},"Certification for investigative consumer reports (if applicable)","An additional disclosure required when the employer requests an investigative consumer report — a more detailed report including interviews about the individual's character.","If an investigative consumer report is requested, you will be notified within three days. You may request a written description of the nature and scope of the investigation by contacting [EMPLOYER CONTACT] within a reasonable time.","Failing to provide the separate investigative report disclosure within the required three-day window when this type of report is ordered, treating it as interchangeable with a standard credit report authorization.",{"name":323,"plain_english":324,"sample_language":325,"common_mistake":326},"Signature and date block","A space for the individual's handwritten or electronic signature and the date signed, confirming knowing and voluntary consent.","Signature: _________________________ | Printed Name: [FULL NAME] | Date: [MM/DD/YYYY]","Accepting an undated signature. Without a date, the employer cannot confirm the authorization preceded the report request — a sequence the FCRA requires.",[328,333,338,343,348,353,358],{"step":329,"title":330,"description":331,"tip":332},1,"Enter the employer's legal name and contact details","Use the exact registered business name that will appear on the request submitted to the CRA. Include address and HR contact information.","Cross-check the legal name against your state registration or incorporation documents before printing the form — mismatches can cause the CRA to flag or reject the request.",{"step":334,"title":335,"description":336,"tip":337},2,"Collect the applicant's full identifying information","Request the individual's full legal name, current address, date of birth, and Social Security number. This data is required by the CRA to pull the correct report.","Provide a secure method for the applicant to submit their SSN — a locked form field in a PDF or an encrypted online form — to reduce data-handling liability.",{"step":339,"title":340,"description":341,"tip":342},3,"Confirm the disclosure is on a standalone document","Verify that the disclosure statement is the only content on the form — no job application questions, contract terms, or other consent language on the same page.","If you are using a multi-page onboarding packet, place this form on a physically separate page with its own header clearly labeled 'Credit Report Disclosure and Authorization.'",{"step":344,"title":345,"description":346,"tip":347},4,"State the specific purpose of the credit check","Fill in whether the report is for pre-employment screening, a promotion review, a role-specific reassignment, or a periodic employment review. Name the position if applicable.","Specificity here protects you if the authorization is ever challenged — a documented legitimate purpose is one of the FCRA's core requirements for a permissible use.",{"step":349,"title":350,"description":351,"tip":352},5,"Attach or reference the Summary of Consumer Rights","Include the FCRA-mandated Summary of Consumer Rights (available from the Consumer Financial Protection Bureau) as an attachment or clearly referenced enclosure.","Use the most current version of the CFPB summary — it is updated periodically, and distributing an outdated version does not satisfy the disclosure requirement.",{"step":354,"title":355,"description":356,"tip":357},6,"Have the individual sign and date the form before ordering the report","Obtain the dated signature — handwritten or valid electronic signature — before submitting the authorization to the CRA. File the signed original immediately.","If using e-signature, ensure your platform captures a timestamp and IP address to document that consent preceded the report request.",{"step":359,"title":360,"description":361,"tip":362},7,"Retain the signed form in the employee or applicant file","Store the executed authorization separately from the credit report itself, and retain both for at least five years or as required by applicable state law.","Keep the authorization and the credit report in a locked, access-controlled file — consumer credit information has strict data-security obligations under state law in many jurisdictions.",[364,368,372,376,380,384],{"mistake":365,"why_it_matters":366,"fix":367},"Embedding the disclosure in the job application","The FCRA requires the credit report disclosure to stand alone on a document consisting solely of that disclosure. Combining it with application questions is a per-applicant statutory violation.","Use a physically separate form for the credit report authorization and include no other employment-related content on the same page.",{"mistake":369,"why_it_matters":370,"fix":371},"Running the credit check before obtaining a signed authorization","Ordering a consumer report before receiving written consent violates the FCRA's permissible-purpose requirement and exposes the employer to statutory damages of $100–$1,000 per violation plus attorney fees.","Build a workflow checkpoint that prevents a CRA request from being submitted until the signed, dated authorization form is in the applicant's file.",{"mistake":373,"why_it_matters":374,"fix":375},"Omitting the Summary of Consumer Rights","The FCRA requires employers to provide applicants with the CFPB's Summary of Consumer Rights alongside or following the authorization form. Skipping it is an independent violation.","Attach the current CFPB Summary of Consumer Rights to every authorization form as a standard enclosure before distributing it to applicants.",{"mistake":377,"why_it_matters":378,"fix":379},"Accepting an undated or unsigned form","Without a date and signature, there is no proof the individual gave knowing consent before the report was pulled — the core legal requirement. An undated form also cannot demonstrate the required sequence of events.","Reject any form returned without both a signature and a date, and reissue a clean copy to the applicant for completion before proceeding.",{"mistake":381,"why_it_matters":382,"fix":383},"Using the same authorization form for all states","Several states — including California, New York, and Washington — impose requirements beyond the FCRA, such as additional disclosure language, narrower permissible purposes, or restrictions on which roles may be screened.","Review state-specific employment screening laws for every location where you hire and maintain jurisdiction-specific versions of the authorization form where required.",{"mistake":385,"why_it_matters":386,"fix":387},"Failing to issue a pre-adverse action notice before declining a candidate","If you plan to take adverse action based on the credit report — such as rescinding a job offer — the FCRA requires you to send a pre-adverse action notice with a copy of the report and give the individual a reasonable opportunity to dispute inaccuracies before the decision is final.","Create a two-step adverse action workflow: send the pre-adverse action notice and wait at least five business days before issuing the final adverse action letter.",[389,392,395,398,401,404,407,410,413],{"question":390,"answer":391},"What is an authorization waiver and release for an employee credit report?","It is a written consent form an employer obtains from a job applicant or employee before requesting a consumer credit report through a third-party credit reporting agency. The form discloses that a credit check will be conducted, obtains the individual's signed authorization, and documents a release of liability for the employer and the reporting agency. Obtaining this consent before running a credit check is a federal legal requirement under the Fair Credit Reporting Act.\n",{"question":393,"answer":394},"Is an employer legally required to get written consent before running a credit check?","Yes. The FCRA requires employers to provide a standalone written disclosure and obtain the applicant's or employee's written authorization before procuring a consumer credit report for employment purposes. Running a credit check without a signed, standalone authorization form is a per-violation violation subject to statutory damages, civil liability, and potential regulatory action by the FTC or CFPB.\n",{"question":396,"answer":397},"Can the credit report authorization be included in the job application?","No. The FCRA explicitly requires the disclosure to stand alone on a document consisting solely of the disclosure. Embedding it in the job application, an offer letter, or any multi-clause form violates this requirement. Courts have upheld FCRA claims against employers who combined the disclosure with other content, even in good faith.\n",{"question":399,"answer":400},"Which employees or applicants require a credit check authorization?","Any individual whose consumer credit report will be pulled requires a signed authorization — whether they are a new applicant, an existing employee being considered for promotion, or a current employee subject to a periodic review. Employers typically limit credit checks to roles with financial responsibility, access to sensitive data, or fiduciary duties, though applicable state law may restrict this further.\n",{"question":402,"answer":403},"What happens if an employer takes adverse action based on a credit report?","Before taking adverse action — such as rescinding a job offer or denying a promotion — the employer must send the individual a pre-adverse action notice with a copy of the report and the CFPB Summary of Consumer Rights. After a reasonable waiting period (typically five business days), the employer may issue a final adverse action notice. Skipping either step is an independent FCRA violation.\n",{"question":405,"answer":406},"How long should the signed authorization form be retained?","Retain the signed authorization and the associated credit report for at least five years from the date of the decision, or longer if required by applicable state record-retention law. Both documents should be stored in a secure, access-controlled file separate from the general personnel file, as consumer credit information carries data-security obligations under multiple state privacy laws.\n",{"question":408,"answer":409},"Do state laws impose additional requirements beyond the FCRA?","Yes. California, New York, Washington, and several other states impose requirements that go beyond the FCRA — including additional disclosure language, restrictions on which positions may be screened, and limitations on the types of information that can be considered. Employers hiring in multiple states should maintain jurisdiction-specific versions of the authorization form and consider consulting an employment attorney for state-level compliance review.\n",{"question":411,"answer":412},"Can an applicant refuse to sign the credit report authorization?","An applicant may decline to sign. The employer cannot compel consent, but in most jurisdictions may lawfully decline to proceed with the application if a credit check is a genuine, documented job requirement for the role in question. The refusal should be documented, and the employer should apply the policy consistently to all applicants for the same position to avoid discrimination claims.\n",{"question":414,"answer":415},"Is this form different from a general background check authorization?","Yes. A general background check authorization may cover criminal history, employment verification, education verification, and references. A credit report authorization is a specific form required under the FCRA solely for the procurement of consumer credit reports. Some employers use a combined form, but the credit report disclosure section must still satisfy the FCRA's standalone-document requirement, which creates practical drafting complexity best resolved by keeping the forms separate.\n",[417,421,425,429],{"industry":418,"icon_asset_id":419,"specifics":420},"Financial Services","industry-fintech","Credit checks are routine for roles involving account management, trading, or access to client funds, and regulators may treat the absence of a formal consent process as a compliance gap.",{"industry":422,"icon_asset_id":423,"specifics":424},"Retail / E-commerce","industry-retail","Retailers screening candidates for cash-handling, loss-prevention, or store-management roles use this form to document consent before running credit checks required by internal policy.",{"industry":426,"icon_asset_id":427,"specifics":428},"Professional Services","industry-professional-services","Accounting, legal, and consulting firms screening candidates for controller, CFO, or client-funds roles rely on signed authorizations to meet both FCRA requirements and professional liability insurer expectations.",{"industry":430,"icon_asset_id":431,"specifics":432},"Healthcare","industry-healthtech","Healthcare organizations screening billing managers, revenue cycle staff, or executives with purchasing authority use this form to document consent as part of a broader pre-employment compliance package.",[434,438,442,445],{"vs":435,"vs_template_id":436,"summary":437},"General Background Check Authorization Form","D{BACKGROUND_CHECK_AUTH_ID}","A general background check authorization covers criminal, identity, employment, and education verification in a single consent form. The credit report authorization is a narrower, FCRA-mandated standalone document specifically for consumer credit reports. Combining them into one form can violate the FCRA's standalone-disclosure requirement, so many compliance-conscious employers keep the two forms separate.",{"vs":439,"vs_template_id":440,"summary":441},"Employee Background Check Policy","D{BACKGROUND_CHECK_POLICY_ID}","A background check policy is an internal document that describes the company's rules for when and how background checks are conducted — which roles require them, how results are evaluated, and who has access. The authorization waiver is the individual consent form presented to each applicant or employee. Both are needed: the policy governs the program; the authorization form executes it.",{"vs":242,"vs_template_id":443,"summary":444},"D{PRE_ADVERSE_ACTION_ID}","The authorization waiver is obtained before the credit report is pulled. The pre-adverse action notice is sent after the report is received, when the employer is considering a negative employment decision based on its contents. The two forms operate at different points in the same screening workflow and are both required under the FCRA.",{"vs":446,"vs_template_id":447,"summary":448},"Job Application Form","D{JOB_APPLICATION_ID}","A job application collects work history, education, and references from a candidate. The credit report authorization is a separate, legally mandated consent form that must not be embedded in the application. Keeping them as distinct documents is a federal compliance requirement, not a stylistic choice.",{"use_template":450,"template_plus_review":454,"custom_drafted":458},{"best_for":451,"cost":452,"time":453},"HR teams and small business owners conducting standard pre-employment credit checks in a single state","Free","10–15 minutes to customize and print",{"best_for":455,"cost":456,"time":457},"Employers hiring across multiple states or in industries with heightened regulatory scrutiny (financial services, healthcare)","$200–$500 for an employment attorney compliance review","1–3 business days",{"best_for":459,"cost":460,"time":461},"Large employers with multi-state hiring programs, proprietary HRIS integration, or prior FCRA enforcement history","$500–$2,000+ for a custom employment counsel review and policy integration","1–2 weeks",[463,464],"fcra-employment-screening-basics","adverse-action-process-explained",[466,467,468,469,470,471,472,473,474,475,476,250],"job-offer-letter-long-D12769","employment-agreement_at-will-employee-D541","independent-contractor-agreement-D160","non-disclosure-agreement-nda-D12692","employee-handbook-D712","employee-dismissal-letter-D508","employment-agreement-executive-D543","fixed-term-contract-D13225","remote-work-agreement-D13282","temporary-employment-contract-D12734","job-offer-letter-short-D12770",{"emit_how_to":478,"emit_defined_term":478},true,{"primary_folder":99,"secondary_folder":480,"document_type":481,"industry":482,"business_stage":483,"tags":484,"confidence":489},"recruiting-and-hiring","form","general","all-stages",[485,486,487,488],"hiring","compliance","employee-credit-report","authorization",0.92,"\u003Ch2>What is an Authorization Waiver and Release for Employee Credit Report?\u003C/h2>\n\u003Cp>An \u003Cstrong>Authorization Waiver and Release for Employee Credit Report\u003C/strong> is a standalone written consent form that an employer presents to a job applicant or current employee before procuring a consumer credit report through a third-party credit reporting agency. The form discloses that a credit check will be obtained, identifies the specific employment purpose, obtains the individual's signed authorization, and documents a release of liability for both the employer and the reporting agency. Under the Fair Credit Reporting Act, this consent must be collected on a document that consists solely of the disclosure — it cannot be embedded in a job application, offer letter, or any other multi-clause form. This free Word download gives you a properly structured, FCRA-aligned authorization form you can customize for your organization and export as PDF in minutes.\u003C/p>\n\u003Ch2>Why You Need This Document\u003C/h2>\n\u003Cp>Ordering a consumer credit report without a properly executed, standalone authorization form is a per-violation federal violation that carries statutory damages of $100 to $1,000 per applicant, plus attorney fees and the risk of class-action exposure if the same procedural error is repeated across a large applicant pool. Beyond the financial penalty, a flawed authorization process can invalidate the credit report as a basis for any employment decision — meaning adverse action taken on a report obtained without valid consent may itself constitute an actionable wrong. Employers who skip or combine the disclosure with other onboarding documents routinely discover this gap only after receiving a demand letter or agency complaint. This template gives you a consistent, documented consent process that protects the organization, respects the applicant's statutory rights, and creates the paper trail required if a hiring decision is ever challenged.\u003C/p>\n",1781186024044]