[{"data":1,"prerenderedAt":521},["ShallowReactive",2],{"document-affidavit-of-no-lien-D842":3},{"document":4,"label":23,"preview":11,"thumb":24,"description":5,"descriptionCustom":6,"apiDescription":5,"pages":8,"extension":10,"parents":25,"breadcrumb":29,"related":35,"customDescModule":178,"customdescription":6,"mdFm":179,"mdProseHtml":520},{"description":5,"descriptionCustom":6,"label":7,"pages":8,"size":9,"extension":10,"preview":11,"thumb":12,"svgFrame":13,"seoMetadata":14,"parents":15,"keywords":22},"AFFIDAVIT OF NO LIEN This Affidavit of No Lien (the \"Agreement\") is made and effective [DATE], BETWEEN: [YOUR COMPANY NAME] (the \"Company\"), a corporation organized and existing under the laws of the [State/Province] of [STATE/PROVINCE], with its head office located at: [YOUR COMPLETE ADDRESS] AND: [AFFIANT NAME] (the \"Affiant\"), a corporation organized and existing under the laws of the [State/Province] of [STATE/PROVINCE], with its head office located at: [COMPLETE ADDRESS] In consideration of the terms and covenants of this agreement, and other valuable consideration, the parties agree as follows: RECITALS That Affiant is the [title] of [COMPANY]. That said Company is the owner of the improved property known and legally described as follows: [set forth legal description] That [COMPANY] is not the subject to any bankruptcy, creditor's reorganization or insolvency proceeding and none are pending, contemplated or threatened. That [COMPANY] has possession of the property and that there is no other person in possession who has any right in the property. That there are no unrecorded labor, mechanic's or material men's liens against the property and no material has been furnished or labor performed on the property which has not been paid in full.",null,"Affidavit of No Lien","3",37,"doc","https://templates.business-in-a-box.com/imgs/1000px/affidavit-of-no-lien-D842.png","https://templates.business-in-a-box.com/imgs/250px/842.png","https://templates.business-in-a-box.com/svgs/docviewerWebApp1.html?v6#842.xml",{"title":6,"description":6},[16,19],{"label":17,"url":18},"Legal Agreements","/templates/business-legal-agreements/",{"label":20,"url":21},"Affidavits","/templates/affidavit/","affidavit no lien","Affidavit of No Lien Template","https://templates.business-in-a-box.com/imgs/400px/842.png",[26,16,19],{"label":27,"url":28},"Templates","/templates/",[30,31,32],{"label":27,"url":28},{"label":17,"url":18},{"label":33,"url":34},"Real Estate & Leases","/templates/real-estate-and-leases/",[36,40,44,48,52,56,60,64,68,72,76,80,84,101,114,131,151,165],{"label":37,"url":38,"thumb":39,"extension":10},"Affidavit","/template/affidavit-D843","https://templates.business-in-a-box.com/imgs/250px/843.png",{"label":41,"url":42,"thumb":43,"extension":10},"Affidavit of Loss","/template/affidavit-of-loss-D5183","https://templates.business-in-a-box.com/imgs/250px/5183.png",{"label":45,"url":46,"thumb":47,"extension":10},"Affidavit of No Creditors","/template/affidavit-of-no-creditors-D841","https://templates.business-in-a-box.com/imgs/250px/841.png",{"label":49,"url":50,"thumb":51,"extension":10},"Affidavit of Execution","/template/affidavit-of-execution-D5182","https://templates.business-in-a-box.com/imgs/250px/5182.png",{"label":53,"url":54,"thumb":55,"extension":10},"Affidavit Statutory Declaration","/template/affidavit-statutory-declaration-D5185","https://templates.business-in-a-box.com/imgs/250px/5185.png",{"label":57,"url":58,"thumb":59,"extension":10},"Affidavit Petition for Dissolution","/template/affidavit-petition-for-dissolution-D5184","https://templates.business-in-a-box.com/imgs/250px/5184.png",{"label":61,"url":62,"thumb":63,"extension":10},"Estoppel Affidavit of Mortgagor","/template/estoppel-affidavit-of-mortgagor-D844","https://templates.business-in-a-box.com/imgs/250px/844.png",{"label":65,"url":66,"thumb":67,"extension":10},"Assignment of Lien","/template/assignment-of-lien-D941","https://templates.business-in-a-box.com/imgs/250px/941.png",{"label":69,"url":70,"thumb":71,"extension":10},"Mechanic Lien","/template/mechanic-lien-D12658","https://templates.business-in-a-box.com/imgs/250px/12658.png",{"label":73,"url":74,"thumb":75,"extension":10},"Release Of Lien","/template/release-of-lien-D12665","https://templates.business-in-a-box.com/imgs/250px/12665.png",{"label":77,"url":78,"thumb":79,"extension":10},"Subcontractor Release Of Lien","/template/subcontractor-release-of-lien-D12608","https://templates.business-in-a-box.com/imgs/250px/12608.png",{"label":81,"url":82,"thumb":83,"extension":10},"Georgia Lien Waiver Form","/template/georgia-lien-waiver-form-D13982","https://templates.business-in-a-box.com/imgs/250px/13982.png",{"description":85,"descriptionCustom":6,"label":86,"pages":87,"size":88,"extension":10,"preview":89,"thumb":90,"svgFrame":91,"seoMetadata":92,"parents":93,"keywords":99,"url":100},"QUITCLAIM DEED This Quitclaim Deed (the \"Agreement\") is made and effective the [DATE], BETWEEN: [YOUR COMPANY NAME] (the \"First Party\"), a corporation organized and existing under the laws of the [State/Province] of [STATE/PROVINCE], with its head office located at: [YOUR COMPLETE ADDRESS] AND: [SECOND PARTY NAME] (the \"Second Party\"), an individual with his main address located at OR a corporation organized and existing under the laws of the [State/Province] of [STATE/PROVINCE], with its head office located at: [COMPLETE ADDRESS] WITNESSETH, That the said First Party on behalf of himself, his heirs, executors, administrators, successors, representatives and assigns, for good consideration and for the sum of [AMOUNT] cash in hand paid at or before delivery of this document by the said Second Party, the receipt whereof is hereby acknowledged, does hereby remise, release and quitclaim unto the said Second Party forever, all the right, title, interest and claim which the said First Party has in and to the following described parcel of land, and improvements and appurtenances thereto in the City of [City], State/Province of [STATE/PROVINCE], to wit: [DESCRIBE] ","Quitclaim Deed","2",32,"https://templates.business-in-a-box.com/imgs/1000px/quitclaim-deed-D394.png","https://templates.business-in-a-box.com/imgs/250px/394.png","https://templates.business-in-a-box.com/svgs/docviewerWebApp1.html?v6#394.xml",{"title":6,"description":6},[94,96],{"label":17,"url":95},"business-legal-agreements",{"label":97,"url":98},"Deeds","deed","quitclaim deed","/template/quitclaim-deed-D394",{"description":102,"descriptionCustom":6,"label":103,"pages":87,"size":104,"extension":10,"preview":105,"thumb":106,"svgFrame":107,"seoMetadata":108,"parents":109,"keywords":112,"url":113},"WARRANTY DEED This Warranty Deed (the \"Agreement\") is made and effective [DATE], BETWEEN: [YOUR COMPANY NAME] (the \"Grantor\"), a corporation organized and existing under the laws of the [State/Province] of [STATE/PROVINCE], with its head office located at: [YOUR COMPLETE ADDRESS] AND: [GRANTEE NAME] (the \"Grantee\"), a corporation organized and existing under the laws of the [State/Province] of [STATE/PROVINCE], with its head office located at: [COMPLETE ADDRESS] For good consideration, Grantor hereby bargain, deed and convey to Grantee the land legally described as [describe], free and clear with Warranty. ","Warranty Deed",31,"https://templates.business-in-a-box.com/imgs/1000px/warranty-deed-D993.png","https://templates.business-in-a-box.com/imgs/250px/993.png","https://templates.business-in-a-box.com/svgs/docviewerWebApp1.html?v6#993.xml",{"title":6,"description":6},[110,111],{"label":17,"url":95},{"label":97,"url":98},"warranty deed","/template/warranty-deed-D993",{"description":115,"descriptionCustom":6,"label":116,"pages":117,"size":118,"extension":10,"preview":119,"thumb":120,"svgFrame":121,"seoMetadata":122,"parents":124,"keywords":129,"url":130},"GENERAL RELEASE AND SETTLEMENT AGREEMENT This General Release and Settlement Agreement (the \"Agreement\") is made and effective [DATE], BETWEEN: [PLAINTIFF'S FULL NAME] (the \"Plaintiff\"), a company organized and existing under the laws of the [State/Province] of [STATE/PROVINCE], with its head office located at: [YOUR COMPLETE ADDRESS] AND: [DEFENDANT FULL NAME] (the \"Defendant\"), a company organized and existing under the laws of the [State/Province] of [STATE/PROVINCE], with its head office located at: [COMPLETE ADDRESS] on behalf of themselves, their respective heirs, executors, administrators, agents, and assignees (collectively \"Defendant\"). (Plaintiff and Defendant are referred to herein collectively as the \"Party\" or \"Parties.\") WHEREAS, a dispute has arisen between the Parties regarding the [ describe dispute briefly] (the \"Dispute\"); and, WHEREAS, Plaintiff has filed an action in court in the matter of [case number and index number], (the \"Litigation\"); and, WHEREAS, Plaintiff has complained of economic damages arising out of the Dispute, which are expressly denied by Defendant; and, WHEREAS, the Parties have agreed to resolve the Dispute and the Litigation; and, WHEREFORE, intending to be legally bound, the Parties hereby agree as follows: SETTLEMENT PAYMENT 1.1. Defendant shall pay Plaintiff a total of $ [AMOUNT]. 1.2. At the time of the Parties' signing of this Agreement, Defendant shall have sent by hand delivery a bank check in the amount of $ [AMOUNT] (the \"Settlement Payment\") to the office of Plaintiff's attorney, [PLAINTIFF'S ATTORNEY], by [DELIVERY DATE]. 1.3. After the delivery of the Settlement Payment, Plaintiff shall execute an original and one copy of this Agreement and send to Defendant. Defendant shall execute and return a fully executed original of this Agreement to Plaintiff's counsel. Within one court day of receiving such fully executed Agreement and payment, Plaintiff will file a Stipulation of Discontinuance with the [COURT]. MUTUAL RELEASE In consideration for the Settlement Payment described in paragraph 1 above and other good and valuable consideration, receipt of which is hereby acknowledged, Plaintiff does hereby release, acquit, and forever discharge Defendant from any and all actions, claims, demands, damages, obligations, liabilities, controversies and executions, of any kind or nature whatsoever, whether known or unknown, whether suspected or not, which have arisen, or may have arisen, or shall arise by reason of any matter, cause or thing whatsoever, from the first day of the world, including this day and each day hereafter, and Plaintiff does specifically waive any claim or right to assert any cause of action or alleged cause of action or claim or demand which has, through oversight or error, intentionally or unintentionally or through a mutual mistake, been omitted from this Release. Defendant does hereby release, cancel, forgive and forever discharge Plaintiff and each of her holding companies, subsidiaries, affiliates, divisions, successors, heirs, and assigns in all capacities whatsoever, including without limitation as an officer, director, employee, representative, designee, agent, and shareholder thereof, from all actions, claims, demands, damages, obligations, liabilities, controversies and executions, of any kind or nature whatsoever, whether known or unknown, whether suspected or not, which have arisen, or may have arisen, or shall arise by reason of any matter, cause or thing whatsoever, from the first day of the world, including this day and each day hereafter, and Defendant does specifically waive any claim or right to assert any cause of action or alleged cause of action or claim or demand which has, through oversight or error, intentionally or unintentionally or through a mutual mistake, been omitted from this Release. DISMISSAL OF LAWSUIT ","General Release and Settlement Agreement","4",513,"https://templates.business-in-a-box.com/imgs/1000px/general-release-and-settlement-agreement-D12554.png","https://templates.business-in-a-box.com/imgs/250px/12554.png","https://templates.business-in-a-box.com/svgs/docviewerWebApp1.html?v6#12554.xml",{"title":123,"description":6},"general release and settlement agreement",[125,126],{"label":17,"url":95},{"label":127,"url":128},"Release Agreements","release-agreement","general release settlement agreement","/template/general-release-and-settlement-agreement-D12554",{"description":132,"descriptionCustom":6,"label":133,"pages":8,"size":134,"extension":10,"preview":135,"thumb":136,"svgFrame":137,"seoMetadata":138,"parents":139,"keywords":149,"url":150},"PROMISSORY NOTE This Promissory Note (the \"Note\") is made and effective the [DATE], BETWEEN: [LENDER NAME] (the \"Lender\"), an individual with his main address located at OR a corporation organized and existing under the laws of the [State/Province] of [STATE/PROVINCE], with its head office located at: [COMPLETE ADDRESS] AND: [YOUR COMPANY NAME] (the \"Borrower\"), a corporation organized and existing under the laws of the [State/Province] of [STATE/PROVINCE], with its head office located at: [YOUR COMPLETE ADDRESS] TERMS FOR VALUE RECEIVED, the Borrower promises to pay to the order of Lender, at its principal office located at [ADDRESS], or at such other place that is designated in writing by the holder hereof, the principal sum of [AMOUNT], together with all charges and interest herein provided, payable at the rate and in the manner hereinafter set forth: Borrower shall make monthly payments of principal and interest at the rate of [%] per annum based upon an amortization of [NUMBER] months. Monthly payments shall be due on or before the first day of each month with the first payment being due on or before [DATE]. If not sooner paid, all amounts due under this Note, including principal, interest and other charges shall be due and payable in full on or before the first day of [MONTH], [YEAR] (the \"Maturity Date\"). Time is of the essence of the payment obligations hereunder and each monthly payment shall be due and payable on or before the first day of each month. This Note is and will be secured by a certain first priority security interest in all of the tangible and intangible property of the Borrower, to be recorded in all applicable governmental offices. The parties shall execute a separate security agreement, in form and substance acceptable to the Lender in all respects. Borrower agrees to execute any such security agreements presented by the Lender or other documents required by the Lender in order to perfect its security interest in the above described property. Said Security Agreement and any other instruments and documents executed in connection with or given as security for this Note shall hereinafter be referred to collectively as the \"Loan Documents.\" All of the terms, covenants, Conditions, representations and warranties contained in the Loan Documents are hereby made part of this Note to the same extent and with the same force and effect as if fully set forth herein. If all or any portion of any payment due hereunder is not received by the Lender within [NUMBER] calendar days after the date when such payment is due, Borrower shall pay a late charge equal to [%] of such payment, such late charge to be immediately due and payable without demand by Lender. Borrower shall have the right to prepay all (but not a portion) of the indebtedness evidenced by this Note at any time, by paying the Lender an amount equal to the sum of (I) the principal balance then outstanding, (ii) all interest accrued to the date of such prepayment, (iii) all interest calculated through the Maturity Date, and (iv) any late charge or charges then due and owing. If any payment under this Note is not paid in full by the [DAY] of any month during the term hereof or if the entire amount due as represented by this Note is not paid in full on or before the Maturity Date, or should default be made in the performance or observation of any of the terms, covenants, or conditions contained in the Loan Documents, or if any representation or warranty contained in the Loan Documents is breached or is or becomes untrue, this Note shall be in default, and the entire principal amount outstanding hereunder, accrued interest thereon, all late charges, if any, and any and all other charges due hereunder, shall, at Lender's option, immediately become due and payable, without further notice, the giving of such notice being expressly waived by the Borrower","Promissory Note",39,"https://templates.business-in-a-box.com/imgs/1000px/promissory-note-D434.png","https://templates.business-in-a-box.com/imgs/250px/434.png","https://templates.business-in-a-box.com/svgs/docviewerWebApp1.html?v6#434.xml",{"title":6,"description":6},[140,143,146],{"label":141,"url":142},"Finance & Accounting","finance-accounting",{"label":144,"url":145},"Business Loans","business-loan",{"label":147,"url":148},"Promissory Notes","promisory-note","promissory note","/template/promissory-note-D434",{"description":152,"descriptionCustom":6,"label":153,"pages":154,"size":155,"extension":10,"preview":156,"thumb":157,"svgFrame":158,"seoMetadata":159,"parents":160,"keywords":163,"url":164},"ASSIGNMENT OF DEED OF TRUST This Assignment of Deed of Trust (the \"Assignment\") is made and effective [DATE], BETWEEN: [YOUR COMPANY NAME] (the \"Trustor\"), a corporation organized and existing under the laws of the [State/Province] of [STATE/PROVINCE], with its head office located at: [YOUR COMPLETE ADDRESS] AND: [TRUSTEE NAME] (the \"Trustee\"), a corporation organized and existing under the laws of the [State/Province] of [STATE/PROVINCE], with its head office located at: [COMPLETE ADDRESS] TERMS","Assignment of Deed of Trust","1",28,"https://templates.business-in-a-box.com/imgs/1000px/assignment-of-deed-of-trust-D975.png","https://templates.business-in-a-box.com/imgs/250px/975.png","https://templates.business-in-a-box.com/svgs/docviewerWebApp1.html?v6#975.xml",{"title":6,"description":6},[161,162],{"label":17,"url":95},{"label":97,"url":98},"assignment deed trust","/template/assignment-of-deed-of-trust-D975",{"description":166,"descriptionCustom":6,"label":167,"pages":168,"size":118,"extension":10,"preview":169,"thumb":170,"svgFrame":171,"seoMetadata":172,"parents":174,"keywords":173,"url":177},"CONSTRUCTION AGREEMENT This Construction Agreement (the \"Agreement\") is effective as of [DATE], BETWEEN: [FIRST PARTY NAME], (the \"Owner\") a company organized and existing under the laws of the [State/Province] of [STATE/PROVINCE] with its head office located at: [YOUR COMPLETE ADDRESS] AND: [SECOND PARTY NAME], (the \"Contractor\") a company organized and existing under the laws of the [State/Province] of [STATE/PROVINCE] with its head office located at: [YOUR COMPLETE ADDRESS] NOW, THEREFORE, THE PARTIES AGREE AS FOLLOWS: THE WORK The Contractor agrees to furnish and pay for all supervision, contract administration, services, labor, materials, equipment, tools, and other costs necessary to perform all requirements of the Contract Documents (as hereinafter defined) for the scope of work described in Exhibit A, a form of which is attached hereto, said Work (hereinafter defined) to be performed as part of the Owner's Project located at [PROJECT LOCATION] (the \"Project\"). The Contractor shall perform the Work in a workmanlike manner and in strict accordance with this Agreement. The Contractor shall be solely responsible for all construction means, methods, techniques, sequences, procedures, and safety precautions or programs, and for supervising, coordinating and performing all of the Work. The Agreement contains the general terms and conditions which will govern all future specifications and scope intended to be issued to and performed by the Contractor with respect to the Project. The Parties acknowledge and agree that the Project involves several discrete \"phases\" of Work, and each phase to be performed by the Contractor shall be incorporated into this Agreement by an amendment executed by both Parties. Each amendment shall be consecutively numbered (e.g., Exhibit A1, Exhibit A2) and shall describe and detail: (i) the scope of Work to be performed; (ii) the cost of the Work (as defined in Section 5) and the Contractor's Fee (as defined in Section 4) for the Work to be performed; (iii) any attendant and requisite changes to the Project Schedule, Preliminary Schedule of Values, required completion dates, Liquidated Damages, or fees; and (iv) any other changes to the Agreement terms and conditions necessitated by the particular phase of Work. All Work described and incorporated in any Exhibit A hereto shall be collectively referred to as the \"Work\". The Contractor agrees that [PROJECT MANAGER'S NAME] shall serve as the Project Manager of the Contractor for the Work, and, in that capacity, he shall be responsible for personally managing and administering the performance of the Contractor's obligations under this Agreement, subject to his continuing employment by the Contractor and the needs, staffing and skill requirements of the specific Project stage. The Project Superintendent of the Contractor for the Project will be mutually agreed upon by the Parties. Provided they remain in the employ of or otherwise affiliated with the Contractor, the persons referenced in this section shall not be replaced without the prior written approval of the Owner. The Owner shall have the right to approve persons proposed as replacements for the Project Manager and Project Superintendent. The Owner's approvals under this section shall not unreasonably be withheld. Furthermore, the Contractor agrees that the primary members of the Contractor's Project team will be available to perform the Work on throughout its duration. The Contractor agrees that throughout the Project's duration, the Contractor will have sufficient resources available to perform and complete the Work in accordance with the Project Schedule (as defined in Exhibit D). Furthermore, the Contractor represents and warrants that any labor or other agreement it may have with its employees or any entity representing them does not expire prior to the Guaranteed Completion Date [SPECIFY GUARANTEED COMPLETION DATE], provided however, that the Collective Bargaining Agreements governing craft labor required for the performance of the Work do contain wage escalation provisions that may increase wage rates, and, accordingly, the costs of labor over the course of the Project. Copies of these agreements will be made available to the Owner upon request. CONTRACT DOCUMENTS The Contract Documents shall be defined as the following, which are all incorporated herein by this reference: This Agreement. Scope of Work or \"Work,\" including without limitation the Drawings and Specifications listed therein, attached as Exhibit A. Preliminary Schedule of Values, attached as Exhibit B, provided solely as a preliminary estimate of cash flow needs for the Owner. Form of Waivers and Releases, attached as Exhibit C. Project Schedule, attached as Exhibit D. Contractor Rates as of the effective date of Agreement: Craft Rates, Equipment Rates and Fabrication Rates, attached as Exhibit E. Form of Subcontractors' Express Warranties, attached as Exhibit F. In the event of conflicts or inconsistencies between the Contract Documents, this Agreement shall take precedence over the Scope of Work (including without limitation its Drawings and Specifications), the Drawings shall take precedence over the Specifications, and larger-scale detailed Drawings shall take precedence over smaller-scale general Drawings. In the event of any remaining conflicts or inconsistencies between the Contract Documents, the Contractor shall perform the higher quality and the greater quantity of the Work, except as directed in advance of the Work in writing by the Owner to do otherwise. TOTAL PRICE The Owner shall pay the Contractor for the Contractor's performance of its obligations under this Agreement the Cost of the Work (as defined in Section 5) plus the Contractor's Fee (as defined in Section 4). CONTRACTOR'S FEE The Contractor's Fee shall be as specified in Exhibit A (the \"Contractor's Fee\"). The Contractor's Fee shall be compensation for all of the Contractor's costs not included in the Cost of the Work. In the event that change orders and/or added or deleted Work increase or decrease the total Cost of Work over the sum specified in Exhibit A, then the Contractor's Fee shall be increased or decreased in accordance with the formula set forth in Section 10.1.2 for all amounts over or below said threshold. COST OF THE WORK The Cost of the Work shall be limited to costs reasonably incurred by the Contractor in the proper performance of the Work (as further described below), which shall exclude any components supplied by the Owner or others. The Contractor's equipment, labor and supervision shall be billed in accordance with the Contractor's then current rate schedules. (The version effective as of the execution date of this Agreement is attached hereto as Exhibit E.) All remaining costs shall be at rates comparable to the standard paid at the place of the Project. The Contractor is directed to employ a [NUMBER OF HOURS]-hour work week and not utilize overtime or premium time rates or incur material or equipment expediting costs, unless the Owner has approved the use of such overtime or premium time or expediting costs in writing in advance. In addition, the Contractor shall keep the Owner regularly apprised of crew sizes and shall provide written monthly reports documenting actual versus estimated man-hours expended in the course of the Work. The Cost of the Work shall include only the items set forth in this Section 5, as follows: Wages of construction workers directly employed by the Contractor to perform the construction of the Work at the site or in Contractor's fabrication facilities. Wages of construction workers directly employed by the Contractor to perform the construction of the Work at locations other than the site, provided that the nature and scope of such off-site Work is approved in writing in advance by the Owner.","Construction Agreement","25","https://templates.business-in-a-box.com/imgs/1000px/video-flow-D13002.png","https://templates.business-in-a-box.com/imgs/250px/13002.png","https://templates.business-in-a-box.com/svgs/docviewerWebApp1.html?v6#13002.xml",{"title":173,"description":6},"construction agreement",[175,176],{"label":17,"url":95},{"label":17,"url":95},"/template/construction-agreement-D13002",false,{"seo":180,"reviewer":193,"legal_disclaimer":197,"quick_facts":198,"at_a_glance":200,"personas":204,"variants":229,"glossary":255,"clauses":289,"how_to_fill":335,"common_mistakes":376,"faqs":401,"industries":429,"comparisons":446,"diy_vs_lawyer":462,"jurisdictions":475,"related_template_ids_curated":496,"schema":508,"classification":509},{"meta_title":181,"meta_description":182,"primary_keyword":183,"secondary_keywords":184},"Affidavit of No Lien Template | BIB","Free affidavit of no lien template for property transactions. Confirms no outstanding liens or encumbrances on title.","affidavit of no lien template",[185,186,187,188,189,190,191,192],"affidavit of no lien form","no lien affidavit template word","free affidavit of no lien","lien waiver affidavit","no lien certificate template","affidavit no encumbrances","real estate no lien affidavit","affidavit of title no liens",{"name":194,"credential":195,"reviewed_date":196},"Bruno Goulet","CEO, Business in a Box","2026-05-02",true,{"difficulty":199,"legal_review_recommended":197,"signature_required":197,"notarization_required":197},"medium",{"what_it_is":201,"when_you_need_it":202,"whats_inside":203},"An Affidavit of No Lien is a sworn, notarized legal declaration in which a property owner or seller certifies under penalty of perjury that the property in question is free of any outstanding liens, mortgages, judgments, or other encumbrances. This free Word download gives you a professionally structured form you can edit online, sign before a notary, and attach to a closing package or title file in minutes.\n","Use it at the close of a real estate transaction, construction project, or asset sale when the buyer, title company, or lender requires written confirmation that the property or asset carries no undisclosed debt obligations or claims. It is also used by contractors and subcontractors to certify that all suppliers and laborers have been paid in full.\n","The affidavit covers the affiant's identity and ownership, a legal description of the property, a sworn declaration that no liens or encumbrances exist, representations regarding unpaid labor or materials, an indemnification clause, notarization, and signature blocks for all required parties.\n",[205,209,213,217,221,225],{"title":206,"use_case":207,"icon_asset_id":208},"Property sellers","Certifying to buyers and title companies that the property title is clear at closing","persona-property-seller",{"title":210,"use_case":211,"icon_asset_id":212},"General contractors","Confirming all subcontractors and suppliers have been paid before project close-out","persona-contractor",{"title":214,"use_case":215,"icon_asset_id":216},"Real estate attorneys","Including a sworn no-lien statement in a residential or commercial closing package","persona-real-estate-attorney",{"title":218,"use_case":219,"icon_asset_id":220},"Title companies and escrow officers","Collecting executed affidavits to clear title and issue title insurance policies","persona-title-company",{"title":222,"use_case":223,"icon_asset_id":224},"Small business owners","Selling a business asset or commercial property free of creditor claims","persona-small-business-owner",{"title":226,"use_case":227,"icon_asset_id":228},"Lenders and mortgage officers","Requiring a no-lien affidavit as a condition of funding or refinancing","persona-lender",[230,234,237,241,244,247,251],{"situation":231,"recommended_template":232,"slug":233},"Seller certifying clear title at a real estate closing","Affidavit of No Lien (Real Property)","affidavit-of-no-lien-D842",{"situation":235,"recommended_template":236,"slug":233},"Contractor certifying all subcontractors and suppliers are paid","Contractor's Affidavit of No Lien",{"situation":238,"recommended_template":239,"slug":240},"Waiving lien rights after payment has been received","Lien Waiver (Unconditional)","georgia-lien-waiver-form-D13982",{"situation":242,"recommended_template":243,"slug":240},"Conditionally releasing lien rights pending receipt of final payment","Lien Waiver (Conditional)",{"situation":245,"recommended_template":246,"slug":233},"Confirming no claims against a deceased person's estate property","Affidavit of Heirship / Estate No-Lien",{"situation":248,"recommended_template":249,"slug":250},"Certifying no mechanic's liens on a commercial construction project","Mechanic's Lien Waiver and Release","notice-of-claim-of-mechanics-lien-D1211",{"situation":252,"recommended_template":253,"slug":254},"Buyer requiring title to be free of encumbrances for asset purchase","Affidavit of Title","affidavit-D843",[256,259,262,265,268,271,274,277,280,283,286],{"term":257,"definition":258},"Lien","A legal claim or security interest held by a creditor against a property until a debt or obligation owed by the property owner is satisfied.",{"term":260,"definition":261},"Encumbrance","Any claim, lien, mortgage, easement, or restriction that limits the owner's free use or transfer of a property.",{"term":263,"definition":264},"Affiant","The person who makes and swears to the statements in an affidavit, accepting personal legal responsibility for the truth of those statements.",{"term":266,"definition":267},"Notarization","The formal process by which a licensed notary public certifies the identity of a signer and witnesses their oath or affirmation before a document is executed.",{"term":269,"definition":270},"Mechanic's Lien","A statutory lien that contractors, subcontractors, and material suppliers can file against a property when they have not been paid for labor or materials provided.",{"term":272,"definition":273},"Clear Title","Ownership of real property that is free of any liens, defects, or encumbrances that could prevent transfer or financing.",{"term":275,"definition":276},"Title Insurance","An insurance policy that protects buyers and lenders against financial loss from title defects, undisclosed liens, or ownership disputes discovered after closing.",{"term":278,"definition":279},"Indemnification","A contractual obligation by which one party agrees to compensate another for any losses, damages, or claims arising from a specified event or misrepresentation.",{"term":281,"definition":282},"Subordination","An agreement in which one lien holder agrees that its claim ranks below another lien holder's claim in priority of payment.",{"term":284,"definition":285},"Lis Pendens","A recorded notice that a lawsuit has been filed affecting the title to a specific property, alerting potential buyers or lenders to the pending litigation.",{"term":287,"definition":288},"Deed of Trust","A document used in some states in place of a mortgage, conveying title to a third-party trustee as security for a loan until it is repaid.",[290,295,300,305,310,315,320,325,330],{"name":291,"plain_english":292,"sample_language":293,"common_mistake":294},"Affiant identification and authority","States the full legal name, address, and ownership capacity of the person making the sworn declaration — confirming they have authority to make representations about the property.","I, [AFFIANT FULL NAME], residing at [ADDRESS], being duly sworn, depose and state that I am the owner of record / authorized representative of [OWNER ENTITY NAME] with respect to the property described herein.","Using a trade name or DBA instead of the registered legal name of the owner. If the name on the affidavit does not match the deed or title record, title companies will reject the document and require a corrected one.",{"name":296,"plain_english":297,"sample_language":298,"common_mistake":299},"Legal description of the property","Identifies the property with the exact legal description from the deed or county land records — lot number, block, subdivision, parcel ID, and county — not just a street address.","The real property that is the subject of this Affidavit is legally described as: Lot [NUMBER], Block [NUMBER], [SUBDIVISION NAME], [COUNTY] County, [STATE], Parcel Identification Number: [PIN].","Substituting a street address for the legal description. A street address is not legally sufficient to identify real property — courts and title examiners require the precise recorded legal description.",{"name":301,"plain_english":302,"sample_language":303,"common_mistake":304},"Sworn declaration of no liens or encumbrances","The core clause in which the affiant swears under penalty of perjury that no mortgages, judgments, tax liens, mechanic's liens, or other claims are outstanding against the property.","Affiant hereby swears and affirms that, to the best of Affiant's knowledge and belief, the above-described property is free and clear of all liens, mortgages, judgments, tax obligations, mechanic's liens, and encumbrances of any nature whatsoever, except as follows: [NONE / LIST EXCEPTIONS].","Omitting an exceptions carve-out. Failing to list permitted encumbrances — such as a utility easement or a HOA covenant — renders the sworn statement technically false, exposing the affiant to perjury liability.",{"name":306,"plain_english":307,"sample_language":308,"common_mistake":309},"Representation regarding unpaid labor and materials","Confirms that all contractors, subcontractors, laborers, and material suppliers who performed work or supplied goods to the property have been paid in full and have no basis to file a mechanic's lien.","Affiant further states that all persons who have furnished labor, services, or materials to the above-described property have been paid in full, and no work remains outstanding that could give rise to a mechanic's or materialman's lien under applicable law.","Signing this clause without first collecting lien waivers from every subcontractor and supplier. The affiant swears to a fact they may not fully know — and if a subcontractor files a lien post-closing, the affiant faces both civil liability and a potential perjury claim.",{"name":311,"plain_english":312,"sample_language":313,"common_mistake":314},"Representation regarding judgments and legal proceedings","Affirms that no unsatisfied court judgments or pending lawsuits (including lis pendens filings) affect the property or the affiant's ownership interest.","Affiant represents that there are no unsatisfied judgments, decrees, or orders of any court, and no pending actions or proceedings in any court, that affect title to or the Affiant's interest in the above-described property.","Overlooking tax court proceedings or federal tax liens. IRS federal tax liens attach automatically to all property of a taxpayer and may not appear in a standard county lien search — always run a federal tax lien search before executing this clause.",{"name":316,"plain_english":317,"sample_language":318,"common_mistake":319},"Representation regarding tenancies and possession","Discloses the current occupancy status of the property and confirms that no unrecorded lease, option, or right of possession exists that would survive the transfer.","Affiant represents that the property is [VACANT / OWNER-OCCUPIED / subject to the lease described in Schedule A], and that no unrecorded leases, options to purchase, or rights of possession exist that are not reflected in the public record.","Failing to disclose month-to-month tenancies. Unrecorded oral leases can bind a successor owner in many jurisdictions even if not mentioned in the affidavit, creating post-closing disputes with buyers.",{"name":321,"plain_english":322,"sample_language":323,"common_mistake":324},"Indemnification and hold harmless","Requires the affiant to indemnify the buyer, lender, and title company against any losses, costs, or claims that arise if the sworn statements in the affidavit turn out to be false or inaccurate.","Affiant agrees to indemnify, defend, and hold harmless [BUYER NAME], [LENDER NAME], and [TITLE COMPANY NAME] from and against any and all claims, losses, damages, costs, and attorneys' fees arising out of or related to any breach of the representations made herein.","Capping indemnification at the purchase price. If a title company must pay out a claim on an insured policy, their loss can exceed the property value — an artificial cap may not be accepted by the title insurer.",{"name":326,"plain_english":327,"sample_language":328,"common_mistake":329},"Notarization and oath","The affiant swears or affirms the truth of the statements before a licensed notary public, who acknowledges the signature, verifies identity, and affixes their seal.","Subscribed and sworn to before me this [DAY] day of [MONTH], [YEAR], by [AFFIANT FULL NAME], personally known to me or proved to me on the basis of satisfactory evidence to be the person whose name is subscribed to the within instrument. [NOTARY SIGNATURE] [NOTARY SEAL] My commission expires: [DATE].","Using an expired notary commission or a notary who is also a party to the transaction. Both invalidate the notarization in most jurisdictions, and many title companies will reject the affidavit outright.",{"name":331,"plain_english":332,"sample_language":333,"common_mistake":334},"Governing law and jurisdiction","Specifies which state or province's law governs the affidavit and any disputes arising from misrepresentations made within it.","This Affidavit is made pursuant to and shall be governed by the laws of the State of [STATE]. Any dispute arising from the representations herein shall be subject to the exclusive jurisdiction of the courts of [COUNTY] County, [STATE].","Omitting the governing law clause entirely. Without it, a court must determine which jurisdiction's perjury statutes and lien laws apply — adding delay and uncertainty to any enforcement action.",[336,341,346,351,356,361,366,371],{"step":337,"title":338,"description":339,"tip":340},1,"Identify the affiant and confirm authority","Enter the full legal name and address of the person signing. If the property is held by an LLC, corporation, or trust, confirm the signer has authority — by board resolution, operating agreement, or trust instrument — to make sworn representations on behalf of the entity.","Cross-reference the signer's name against the vesting deed in the county records before drafting to catch name discrepancies early.",{"step":342,"title":343,"description":344,"tip":345},2,"Insert the complete legal property description","Pull the exact legal description from the recorded deed or the title commitment. Copy it verbatim — do not paraphrase or abbreviate. Include the parcel identification number (PIN) used by the county assessor.","Ask the title company or closing attorney for the legal description from their title search — this is the authoritative version and eliminates transcription errors.",{"step":347,"title":348,"description":349,"tip":350},3,"Conduct a full lien search before completing the no-lien declaration","Run a title search covering mechanic's liens, judgment liens, tax liens, lis pendens, and federal tax liens in both the county recorder's office and the federal court system. Resolve every open item before signing.","Federal tax lien searches must be run separately through the IRS or a third-party search service — they do not appear in most standard county lien searches.",{"step":352,"title":353,"description":354,"tip":355},4,"Collect lien waivers from all contractors and suppliers","Before completing the labor and materials clause, obtain unconditional lien waivers from every subcontractor, laborer, and material supplier who worked on the property. Keep these waivers on file as backup documentation.","Issue a final payment to each subcontractor via check and condition it on simultaneous exchange of an unconditional lien waiver — this creates a clean paper trail.",{"step":357,"title":358,"description":359,"tip":360},5,"List all permitted exceptions","In the no-lien declaration clause, explicitly carve out any encumbrances that will survive closing — utility easements, HOA covenants, recorded restrictions, or the buyer's new mortgage. Never leave the exceptions field blank if any encumbrance exists.","Copy permitted exception language directly from the title commitment's Schedule B — this is the standard reference list used by title companies and lenders.",{"step":362,"title":363,"description":364,"tip":365},6,"Complete the indemnification block","Enter the names of all parties being indemnified — typically the buyer, lender, and title company. Review the scope with your attorney if the property value is above $500K or the transaction is commercially structured.","For commercial transactions, the title company may supply its own indemnification language as a condition of issuing the policy — request their form early to avoid last-minute revisions.",{"step":367,"title":368,"description":369,"tip":370},7,"Sign before a licensed notary","Execute the affidavit in the physical presence of a licensed notary public who is not a party to the transaction. Bring government-issued photo ID. The notary must affix their seal and confirm their commission expiration date.","Schedule notarization at least 48 hours before the closing date — last-minute notarization appointments are a common cause of closing delays.",{"step":372,"title":373,"description":374,"tip":375},8,"Deliver the executed affidavit to the title company or closing agent","Provide the original wet-signed and notarized affidavit to the title company or closing attorney before the closing date. Retain a certified copy for your records and tax files.","Confirm in writing with the title company that the affidavit has been received and accepted before the closing date — verbal confirmation is not sufficient.",[377,381,385,389,393,397],{"mistake":378,"why_it_matters":379,"fix":380},"Signing without conducting a lien search","An affiant who swears to no outstanding liens without verifying the public record may be making a false statement. If an undisclosed lien surfaces post-closing, the affiant faces civil liability and potential perjury exposure.","Always order a full title and lien search — covering county records, judgment liens, and federal tax liens — before executing the affidavit. Resolve every open item or list it as a permitted exception.",{"mistake":382,"why_it_matters":383,"fix":384},"Using a street address instead of the legal property description","Title companies and courts require the exact recorded legal description to identify property. An affidavit citing only a street address may be rejected at closing or deemed legally insufficient in a dispute.","Pull the legal description verbatim from the recorded deed or title commitment and paste it directly into the affidavit without abbreviation or paraphrase.",{"mistake":386,"why_it_matters":387,"fix":388},"Failing to list permitted encumbrances as exceptions","Swearing that a property is free of all encumbrances when a utility easement or HOA restriction exists makes the sworn statement false — even if those encumbrances are publicly recorded and expected.","Include a clearly labeled exceptions clause and copy permitted encumbrances from the title commitment's Schedule B. 'None' is only acceptable when a clean title search confirms it.",{"mistake":390,"why_it_matters":391,"fix":392},"Notarization by an expired or interested notary","An affidavit notarized by an expired commission or by a notary who is also a party to the transaction is void in most jurisdictions, requiring the document to be re-executed and potentially delaying closing.","Verify the notary's commission expiration date before the appointment and confirm the notary has no financial interest in the transaction.",{"mistake":394,"why_it_matters":395,"fix":396},"Signing on behalf of an entity without documented authority","If an LLC member or corporate officer signs an affidavit without a board resolution or operating agreement authorizing them, the sworn statements may not bind the entity — and the title company may refuse to close.","Prepare and attach a certified board resolution or a certificate of authority from the operating agreement authorizing the specific signer to execute the affidavit on behalf of the entity.",{"mistake":398,"why_it_matters":399,"fix":400},"Omitting the federal tax lien search","Federal IRS tax liens attach to all real and personal property of a taxpayer and are filed with the federal court, not the county recorder. A county-only lien search will miss them entirely, and a missed federal lien can cloud title post-closing.","Run a separate federal tax lien search through the IRS FOIA portal or a third-party title search service as part of standard due diligence before executing the affidavit.",[402,405,408,411,414,417,420,423,426],{"question":403,"answer":404},"What is an affidavit of no lien?","An affidavit of no lien is a sworn, notarized legal declaration in which a property owner or seller certifies under penalty of perjury that the subject property carries no outstanding liens, mortgages, judgments, or encumbrances. It is most commonly required at real estate closings, construction project completions, and asset sales where the buyer or lender needs written assurance that the title is clear before funds are released. Because it is made under oath, a false statement exposes the affiant to civil liability and potential criminal perjury charges.\n",{"question":406,"answer":407},"When is an affidavit of no lien required?","Title companies typically require one as a condition of issuing title insurance at a real estate closing. Lenders commonly require it before funding a purchase or refinance loan. In construction, owners and general contractors use it at project close-out to confirm all subcontractors and suppliers have been paid and no mechanic's liens are pending. It is also used in business asset sales, estate settlements, and any transaction where one party needs to confirm that a property or asset is unencumbered.\n",{"question":409,"answer":410},"Does an affidavit of no lien need to be notarized?","Yes, in virtually all jurisdictions. Because an affidavit is a sworn statement made under penalty of perjury, it must be executed before a licensed notary public who verifies the affiant's identity, witnesses the oath or affirmation, and affixes their official seal. An unnotarized affidavit of no lien is not legally valid and will be rejected by title companies, lenders, and courts. Some jurisdictions additionally require recording in the county land records.\n",{"question":412,"answer":413},"What is the difference between an affidavit of no lien and a lien waiver?","An affidavit of no lien is a sworn declaration made by a property owner or seller confirming that no liens exist against the property. A lien waiver is a document signed by a contractor, subcontractor, or supplier giving up their right to file a mechanic's lien — typically in exchange for payment received. The two documents serve related but distinct purposes: the affidavit asserts that the title is clear; the lien waiver is the underlying proof that individual claimants have been paid and cannot assert a claim.\n",{"question":415,"answer":416},"Can an LLC or corporation sign an affidavit of no lien?","Yes, but the affiant must be an authorized officer, member, or manager of the entity with documented authority to make sworn representations on its behalf. Title companies and lenders typically require a certified copy of the board resolution, operating agreement, or corporate authorization confirming that authority. The entity's legal name — not a trade name or DBA — must appear on the affidavit.\n",{"question":418,"answer":419},"What happens if the affidavit of no lien contains a false statement?","Because the document is sworn under oath, a knowingly false statement constitutes perjury under the laws of most US states and equivalent criminal provisions in Canada, the UK, and the EU. Beyond criminal exposure, the affiant faces civil liability for any losses suffered by the buyer, lender, or title company as a result of the misrepresentation. In practice, most title companies require an indemnification clause precisely to create a civil recovery mechanism if undisclosed liens surface post-closing.\n",{"question":421,"answer":422},"Does an affidavit of no lien cover mechanic's liens?","It typically includes a representation that all contractors, laborers, and material suppliers have been paid in full and have no basis to file a mechanic's lien. However, this representation alone does not prevent a subcontractor from filing a lien if they were not in fact paid — the affiant would then face personal liability. Best practice is to collect unconditional lien waivers from every contractor and supplier before signing this clause, so the sworn statement is backed by documented evidence.\n",{"question":424,"answer":425},"Is an affidavit of no lien the same as an affidavit of title?","The two documents overlap significantly but are not identical. An affidavit of title is a broader sworn statement covering ownership, marital status, possession, judgments, and liens — used by sellers to provide comprehensive title representations at closing. An affidavit of no lien is specifically focused on the absence of financial claims and encumbrances. In many residential closings, a single affidavit of title incorporates a no-lien declaration; in commercial transactions and construction contexts, a standalone affidavit of no lien is more common.\n",{"question":427,"answer":428},"Do I need a lawyer to complete an affidavit of no lien?","For straightforward residential transactions handled by an experienced title company, a well-drafted template is often sufficient with a notary's assistance. Legal review is strongly recommended when the property is held by an entity, when the transaction is commercial or above $500K, when there are known encumbrances to list as exceptions, or when a prior lien search surfaced unresolved items. A brief attorney review typically costs $150–$400 and can prevent a far more expensive post-closing title dispute.\n",[430,434,438,442],{"industry":431,"icon_asset_id":432,"specifics":433},"Real Estate","industry-real-estate","Used at every residential and commercial closing as a condition of title insurance issuance; the affiant is typically the seller or the seller's closing attorney.",{"industry":435,"icon_asset_id":436,"specifics":437},"Construction","industry-construction","General contractors and owners execute no-lien affidavits at project close-out, backed by unconditional lien waivers from all subcontractors and material suppliers.",{"industry":439,"icon_asset_id":440,"specifics":441},"Financial Services","industry-fintech","Mortgage lenders and refinancing institutions require a no-lien affidavit as a condition of funding, ensuring collateral is unencumbered before loan proceeds are disbursed.",{"industry":443,"icon_asset_id":444,"specifics":445},"Legal and Professional Services","industry-professional-services","Estate attorneys use no-lien affidavits when transferring inherited property to heirs, confirming the decedent's estate carries no outstanding creditor claims against the real property.",[447,451,454,458],{"vs":448,"vs_template_id":449,"summary":450},"Lien Waiver","D{LIEN_WAIVER_ID}","A lien waiver is signed by a contractor or supplier relinquishing their right to file a mechanic's lien upon payment. An affidavit of no lien is signed by the property owner swearing that no liens exist. Both documents work together at closing — lien waivers create the factual basis that supports the owner's sworn no-lien declaration.",{"vs":253,"vs_template_id":452,"summary":453},"D{AFFIDAVIT_OF_TITLE_ID}","An affidavit of title is a broader closing document covering ownership, marital status, possession rights, judgments, and encumbrances in a single sworn statement. An affidavit of no lien focuses exclusively on the absence of financial claims. In residential closings, the two are often combined; in commercial transactions and construction, a standalone no-lien affidavit is typically required separately.",{"vs":455,"vs_template_id":456,"summary":457},"Title Insurance Commitment","D{TITLE_COMMITMENT_ID}","A title insurance commitment is issued by a title company after a professional title search and identifies all known encumbrances as exceptions to coverage. An affidavit of no lien is a sworn statement by the seller or owner — not a professional search. The affidavit supplements the title commitment by providing personal liability backing for any liens not caught in the search.",{"vs":459,"vs_template_id":460,"summary":461},"Deed of Release","D{DEED_OF_RELEASE_ID}","A deed of release formally discharges a specific recorded lien or mortgage from the property title and is recorded in the county land records. An affidavit of no lien declares that no liens exist — it does not discharge one. If a lien exists, it must first be discharged by a deed of release before a no-lien affidavit can truthfully be executed.",{"use_template":463,"template_plus_review":467,"custom_drafted":471},{"best_for":464,"cost":465,"time":466},"Sellers in straightforward residential closings handled by an experienced title company or closing attorney","Free","20–30 minutes plus notary appointment",{"best_for":468,"cost":469,"time":470},"Transactions involving entity-held property, known encumbrances requiring exception language, or property values above $500K","$150–$400 for a brief attorney review","1–2 business days",{"best_for":472,"cost":473,"time":474},"Complex commercial transactions, construction project close-outs with multiple subcontractors, or cross-border property transfers","$500–$2,000 depending on transaction complexity","3–7 business days",[476,481,486,491],{"code":477,"name":478,"flag_asset_id":479,"note":480},"us","United States","flag-us","Requirements vary significantly by state. In many states — including Florida, Illinois, and Texas — an affidavit of no lien is a standard closing requirement and must be notarized and recorded with the county clerk. Federal tax liens attach to all taxpayer property nationwide and are filed with the US District Court, requiring a separate federal lien search beyond the county recorder. Mechanic's lien statutes are entirely state-specific, with notice and filing deadlines ranging from 30 to 120 days after the last date of work.",{"code":482,"name":483,"flag_asset_id":484,"note":485},"ca","Canada","flag-ca","Construction lien legislation is provincial — Ontario's Construction Act, BC's Builders Lien Act, and Alberta's Builders' Lien Act each set different holdback requirements, lien preservation deadlines, and discharge procedures. A sworn declaration of no liens is commonly required by title insurers (FCT, Stewart Title) at residential and commercial closings. In Quebec, the equivalent is a declaration under the Civil Code confirming no legal hypothecs (the Quebec equivalent of a lien) are registered against the immovable.",{"code":487,"name":488,"flag_asset_id":489,"note":490},"uk","United Kingdom","flag-uk","England and Wales do not use a direct equivalent of the North American affidavit of no lien, but sellers are required to provide replies to standard requisitions on title — including confirmation of no outstanding charges — through the Law Society's property transaction forms (TA13). Charges must be formally discharged using Form DS1 and registered at HM Land Registry before completion. Scotland operates under a separate property law system where the Keeper of the Registers of Scotland maintains the Land Register and all recorded charges.",{"code":492,"name":493,"flag_asset_id":494,"note":495},"eu","European Union","flag-eu","Property encumbrance law varies by member state. In Germany, all charges on real property (Grundpfandrechte) are recorded in the Grundbuch (land register), and a notarized declaration of no encumbrances is prepared by a Notar as part of the conveyancing process. In France, the notaire searches the Conservation des Hypothèques and provides a formal état des inscriptions. EU member states generally require all property charges to be registered publicly, making a comprehensive registry search the primary due diligence tool rather than a sworn affidavit.",[254,497,498,499,500,501,502,503,504,505,506,507],"quitclaim-deed-D394","warranty-deed-D993","general-release-and-settlement-agreement-D12554","promissory-note-D434","assignment-of-deed-of-trust-D975","construction-agreement-D13002","subcontract-agreement-D172","bill-of-sale-D1229","non-disclosure-agreement-nda-D12692","deed-of-sale-real-estate-property-D1172","purchase-agreement-D12670",{"emit_how_to":197,"emit_defined_term":197},{"primary_folder":95,"secondary_folder":510,"document_type":511,"industry":512,"business_stage":513,"tags":514,"confidence":519},"real-estate-and-leases","form","real-estate","all-stages",[512,515,516,517,518],"legal","affidavit","lien","property-transaction",0.88,"\u003Ch2>What is an Affidavit of No Lien?\u003C/h2>\n\u003Cp>An \u003Cstrong>Affidavit of No Lien\u003C/strong> is a sworn, notarized legal declaration in which a property owner, seller, or contractor certifies under penalty of perjury that a specific property or asset is free of all outstanding liens, mortgages, judgments, mechanic's claims, and other encumbrances. Because it is made under oath before a licensed notary public, every statement in the document carries personal legal accountability — a false declaration exposes the affiant to civil liability for any resulting losses and, in most jurisdictions, to criminal perjury charges. The affidavit typically accompanies a real estate closing package, a construction project close-out, or an asset sale, giving buyers, lenders, and title insurers a sworn representation that the title they are acquiring or insuring is clean.\u003C/p>\n\u003Ch2>Why You Need This Document\u003C/h2>\n\u003Cp>Without an executed affidavit of no lien, title companies will typically refuse to issue a title insurance policy, and lenders will not release funding at closing — effectively stopping the transaction in its tracks. A buyer who closes without one assumes the risk of inheriting undisclosed liens that attach to the property and survive the sale, often requiring costly litigation to discharge. For contractors, failing to execute a no-lien affidavit at project close-out leaves the door open for subcontractors or suppliers to file mechanic's liens weeks after the owner believed the project was complete. This template gives sellers, owners, and contractors a professionally structured, notarization-ready form that covers every material representation required by title companies, lenders, and construction lenders — reducing the time spent at closing and the legal exposure that follows when sworn statements are missing, incomplete, or improperly executed.\u003C/p>\n",1778773597285]